Cheap Quotes for Omro, WI Car Insurance (2021)

Omro, Wisconsin car insurance rates average $223 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Omro, WI companies, you can find cheap Omro car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Omro, WI after a DUI are $2,962/year
  • Average car insurance rates in Omro, WI are $223/month
  • Omro has an average commute time of 23.2 minutes

How do the Omro, Wisconsin monthly average car insurance rates of $223/month compare to nearby cities like Oshkosh car insurance rates, La Crosse car insurance rates, and Waukesha car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Omro, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Omro, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Omro, Wisconsin companies to find the most affordable Omro car insurance rates.

Enter your ZIP code above to find cheap Omro, WI car insurance quotes today.

What are the minimum Omro, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Omro, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Omro, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Omro, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Omro, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Omro car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Omro, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,243 $2,356 $2,086 $2,308 $7,568 $9,767 $2,257 $2,438
American Family $873 $910 $835 $839 $2,660 $2,918 $1,031 $1,094
Farmers $1,690 $1,688 $1,497 $1,590 $8,130 $8,413 $1,918 $2,002
GEICO $1,272 $1,412 $1,322 $1,524 $4,261 $4,599 $1,175 $1,215
Liberty Mutual $1,599 $1,746 $1,293 $1,472 $5,452 $6,122 $1,697 $1,836
Nationwide $2,917 $3,061 $2,442 $2,565 $6,243 $9,641 $3,573 $4,181
Progressive $1,471 $1,394 $1,207 $1,261 $5,704 $6,423 $1,762 $1,908
State Farm $1,212 $1,212 $1,089 $1,089 $3,616 $4,556 $1,370 $1,569
USAA $1,140 $1,131 $1,044 $1,053 $2,966 $3,410 $1,467 $1,599

How much do teen drivers pay for car insurance in Omro, WI?

Omro, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Omro car insurance rates from multiple Omro, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Omro, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,568 $9,767
American Family $2,660 $2,918
Farmers $8,130 $8,413
GEICO $4,261 $4,599
Liberty Mutual $5,452 $6,122
Nationwide $6,243 $9,641
Progressive $5,704 $6,423
State Farm $3,616 $4,556
USAA $2,966 $3,410

How much do senior drivers pay for car insurance in Omro, WI?

With a little research, seniors can find affordable car insurance in Omro, Wisconsin. Here’s a look at how the top Omro car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Omro, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,308
American Family $835 $839
Farmers $1,497 $1,590
GEICO $1,322 $1,524
Liberty Mutual $1,293 $1,472
Nationwide $2,442 $2,565
Progressive $1,207 $1,261
State Farm $1,089 $1,089
USAA $1,044 $1,053

How does coverage level affect Omro, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Omro, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Omro, Wisconsin

Insurance Company Low Medium High
Allstate $3,669 $3,866 $4,098
American Family $1,373 $1,408 $1,404
Farmers $3,090 $3,339 $3,669
GEICO $1,956 $2,095 $2,242
Liberty Mutual $2,417 $2,677 $2,862
Nationwide $4,169 $4,327 $4,487
Progressive $2,465 $2,665 $2,794
State Farm $1,840 $1,971 $2,081
USAA $1,648 $1,728 $1,803

How does your driving record affect Omro, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Omro, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Omro, Wisconsin companies.

Annual Omro, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,158 $4,354 $4,078 $3,921
American Family $1,336 $1,415 $1,415 $1,415
Farmers $2,931 $3,708 $3,509 $3,315
GEICO $1,450 $2,353 $2,702 $1,885
Liberty Mutual $2,028 $2,885 $2,989 $2,706
Nationwide $3,660 $4,233 $5,186 $4,233
Progressive $2,417 $2,934 $2,511 $2,703
State Farm $1,796 $2,132 $1,964 $1,964
USAA $1,350 $1,707 $2,305 $1,542

How does a DUI affect Omro, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Omro, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Omro, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,078
American Family $1,415
Farmers $3,509
GEICO $2,702
Liberty Mutual $2,989
Nationwide $5,186
Progressive $2,511
State Farm $1,964
USAA $2,305

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How does your credit history affect Omro, WI car insurance rates?

Take a look at the data here to see how your Omro, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Omro, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,092 $3,498 $3,043
American Family $1,872 $1,229 $1,084
Farmers $3,802 $3,219 $3,077
GEICO $2,753 $1,963 $1,577
Liberty Mutual $3,823 $2,312 $1,822
Nationwide $4,865 $4,060 $4,060
Progressive $2,996 $2,552 $2,376
State Farm $2,929 $1,682 $1,281
USAA $2,629 $1,413 $1,136

How does your commute affect Omro, WI car insurance rates?

Omro, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Omro if you’re financing.

Annual Car Insurance Rates by Commute Length in Omro, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,784 $3,971
American Family $1,371 $1,418
Farmers $3,366 $3,366
GEICO $2,054 $2,141
Liberty Mutual $2,652 $2,652
Nationwide $4,328 $4,328
Progressive $2,641 $2,641
State Farm $1,915 $2,013
USAA $1,704 $1,748

Who has the cheapest Omro, WI car insurance rates?

Here’s a breakdown of Omro, Wisconsin car insurance rates by company. You can see which company offers the cheapest Omro car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Omro, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Omro, WI car insurance companies?

Which Omro, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Omro companies to find the one for you.

Average Annual Car Insurance Rates by Company in Omro, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,878
American Family $1,395
Farmers $3,366
GEICO $2,097
Liberty Mutual $2,652
Nationwide $4,328
Progressive $2,641
State Farm $1,964
USAA $1,726

What factors affect Omro, WI car insurance rates?

Why are Omro, Wisconsin car insurance rates different than rates in Oshkosh or La Crosse? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Omro, WI?

More time spent behind the wheel can lead to higher Omro, Wisconsin car insurance rates. In Omro, WI, the average commute length is 23.2 minutes.

Car Insurance Quotes for Omro, WI

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