Cheap Quotes for Ola, AR Car Insurance (2021)

Ola, Arkansas car insurance rates average $335 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Ola, AR companies, you can find cheap Ola car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Ola, AR after a DUI are $4,843/year
  • Ola has an average commute time of 31.6 minutes
  • Average car insurance rates in Ola, AR are $335/month

How do the Ola, Arkansas monthly average car insurance rates of $335/month compare to nearby cities like Fayetteville car insurance rates, Fort Smith car insurance rates, and Conway car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ola, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Ola, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ola, Arkansas companies to find the most affordable Ola car insurance rates.

Enter your ZIP code above to find cheap Ola, AR car insurance quotes today.

What are the minimum Ola, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Ola, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Ola, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Ola, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Ola, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ola car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ola, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,085 $3,095 $2,755 $2,945 $11,596 $13,967 $3,395 $3,694
Farmers $2,372 $2,361 $2,124 $2,230 $9,701 $10,040 $2,715 $2,867
GEICO $2,503 $2,476 $2,310 $2,246 $6,480 $6,500 $2,458 $2,493
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,574 $2,445 $2,115 $2,208 $10,778 $12,143 $3,083 $3,336
State Farm $1,664 $1,664 $1,482 $1,482 $4,698 $5,913 $1,872 $2,145
Travelers $2,103 $2,145 $2,068 $2,076 $12,085 $19,373 $2,247 $2,610
USAA $1,284 $1,298 $1,191 $1,201 $3,985 $4,179 $1,651 $1,782

How much do teen drivers pay for car insurance in Ola, AR?

Ola, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Ola car insurance rates from multiple Ola, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ola, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,596 $13,967
Farmers $9,701 $10,040
GEICO $6,480 $6,500
Liberty Mutual $7,960 $8,744
Nationwide $6,216 $7,979
Progressive $10,778 $12,143
State Farm $4,698 $5,913
Travelers $12,085 $19,373
USAA $3,985 $4,179

How much do senior drivers pay for car insurance in Ola, AR?

With a little research, seniors can find affordable car insurance in Ola, Arkansas. Here’s a look at how the top Ola car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ola, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,755 $2,945
Farmers $2,124 $2,230
GEICO $2,310 $2,246
Liberty Mutual $2,188 $2,435
Nationwide $2,364 $2,513
Progressive $2,115 $2,208
State Farm $1,482 $1,482
Travelers $2,068 $2,076
USAA $1,191 $1,201

How does coverage level affect Ola, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ola, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ola, Arkansas

Insurance Company Low Medium High
Allstate $5,436 $5,564 $5,700
Farmers $4,105 $4,261 $4,538
GEICO $3,300 $3,433 $3,568
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,882 $3,758 $3,859
Progressive $4,485 $4,766 $5,255
State Farm $2,495 $2,612 $2,738
Travelers $5,349 $5,605 $5,812
USAA $1,988 $2,064 $2,162

How does your driving record affect Ola, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Ola, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ola, Arkansas companies.

Annual Ola, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,555 $5,764 $6,459 $5,488
Farmers $3,637 $4,656 $4,545 $4,367
GEICO $2,328 $3,572 $5,328 $2,505
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,170 $5,785 $4,380 $5,006
State Farm $2,407 $2,823 $2,615 $2,615
Travelers $4,686 $4,841 $7,077 $5,750
USAA $1,595 $2,017 $2,905 $1,769

How does a DUI affect Ola, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Ola, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Ola, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,459
Farmers $4,545
GEICO $5,328
Liberty Mutual $5,036
Nationwide $5,241
Progressive $4,380
State Farm $2,615
Travelers $7,077
USAA $2,905

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How does your credit history affect Ola, AR car insurance rates?

Take a look at the data here to see how your Ola, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ola, Arkansas

Insurance Company Poor Fair Good
Allstate $6,986 $5,365 $4,349
Farmers $4,904 $4,096 $3,903
GEICO $4,114 $3,381 $2,805
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,545 $3,642 $3,312
Progressive $5,491 $4,673 $4,342
State Farm $3,787 $2,281 $1,777
Travelers $6,415 $5,351 $5,000
USAA $2,745 $1,873 $1,596

How does your commute affect Ola, AR car insurance rates?

Ola, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ola if you’re financing.

Annual Car Insurance Rates by Commute Length in Ola, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,567 $5,567
Farmers $4,301 $4,301
GEICO $3,410 $3,456
Liberty Mutual $3,892 $3,892
Nationwide $3,833 $3,833
Progressive $4,835 $4,835
State Farm $2,553 $2,677
Travelers $5,589 $5,589
USAA $2,012 $2,130

Who has the cheapest Ola, AR car insurance rates?

Here’s a breakdown of Ola, Arkansas car insurance rates by company. You can see which company offers the cheapest Ola car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ola, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Ola, AR car insurance companies?

Which Ola, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Ola companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ola, Arkansas

Insurance Company Average Annual Rates
Allstate $5,567
Farmers $4,301
GEICO $3,433
Liberty Mutual $3,892
Nationwide $3,833
Progressive $4,835
State Farm $2,615
Travelers $5,589
USAA $2,071

What factors affect Ola, AR car insurance rates?

Why are Ola, Arkansas car insurance rates different than rates in Fayetteville or Fort Smith? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Ola, AR?

More time spent behind the wheel can lead to higher Ola, Arkansas car insurance rates. In Ola, AR, the average commute length is 31.6 minutes.

What is the traffic like in Ola, AR

Like commute length, time spent in traffic also increase risk of accidents. Ola, AR is listed as 70th in INRIX congested cities data.

Car Insurance Quotes for Ola, AR

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