Cheap Quotes for Okolona, AR Car Insurance (2021)

Okolona, Arkansas car insurance rates average $346 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Okolona, AR companies, you can find cheap Okolona car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Okolona is USAA
  • Average car insurance rates in Okolona, AR are $346/month
  • Average car insurance rates in Okolona, AR for senior drivers are $2,183/year

How do the Okolona, Arkansas monthly average car insurance rates of $346/month compare to nearby cities like Fayetteville car insurance rates, Little Rock car insurance rates, and Rogers car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Okolona, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Okolona, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Okolona, Arkansas companies to find the most affordable Okolona car insurance rates.

Enter your ZIP code above to find cheap Okolona, AR car insurance quotes today.

What are the minimum Okolona, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Okolona, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Okolona, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Okolona, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Okolona, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Okolona car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Okolona, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,113 $3,165 $2,743 $2,943 $10,777 $12,829 $3,490 $3,816
Farmers $2,257 $2,243 $2,018 $2,121 $9,411 $9,740 $2,587 $2,726
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,886 $2,741 $2,369 $2,475 $12,170 $13,713 $3,462 $3,759
State Farm $1,755 $1,755 $1,557 $1,557 $4,894 $6,164 $1,973 $2,261
Travelers $2,249 $2,295 $2,202 $2,212 $12,792 $20,508 $2,397 $2,800
USAA $1,372 $1,389 $1,269 $1,282 $4,273 $4,484 $1,770 $1,913

How much do teen drivers pay for car insurance in Okolona, AR?

Okolona, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Okolona car insurance rates from multiple Okolona, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Okolona, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,777 $12,829
Farmers $9,411 $9,740
GEICO $6,655 $6,691
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $12,170 $13,713
State Farm $4,894 $6,164
Travelers $12,792 $20,508
USAA $4,273 $4,484

How much do senior drivers pay for car insurance in Okolona, AR?

With a little research, seniors can find affordable car insurance in Okolona, Arkansas. Here’s a look at how the top Okolona car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Okolona, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,743 $2,943
Farmers $2,018 $2,121
GEICO $2,419 $2,351
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,369 $2,475
State Farm $1,557 $1,557
Travelers $2,202 $2,212
USAA $1,269 $1,282

How does coverage level affect Okolona, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Okolona, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Okolona, Arkansas

Insurance Company Low Medium High
Allstate $5,239 $5,357 $5,483
Farmers $3,946 $4,098 $4,369
GEICO $3,433 $3,561 $3,691
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $5,083 $5,375 $5,882
State Farm $2,621 $2,736 $2,861
Travelers $5,679 $5,949 $6,167
USAA $2,132 $2,212 $2,314

How does your driving record affect Okolona, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Okolona, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Okolona, Arkansas companies.

Annual Okolona, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,572 $6,121 $5,278
Farmers $3,497 $4,480 $4,378 $4,197
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,694 $6,525 $4,929 $5,639
State Farm $2,525 $2,954 $2,740 $2,740
Travelers $4,975 $5,141 $7,503 $6,109
USAA $1,706 $2,159 $3,118 $1,893

How does a DUI affect Okolona, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Okolona, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Okolona, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,121
Farmers $4,378
GEICO $5,555
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,929
State Farm $2,740
Travelers $7,503
USAA $3,118

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How does your credit history affect Okolona, AR car insurance rates?

Take a look at the data here to see how your Okolona, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Okolona, Arkansas

Insurance Company Poor Fair Good
Allstate $6,753 $5,148 $4,178
Farmers $4,708 $3,946 $3,759
GEICO $4,269 $3,507 $2,911
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $6,183 $5,264 $4,894
State Farm $3,968 $2,389 $1,861
Travelers $6,815 $5,677 $5,303
USAA $2,946 $2,005 $1,706

How does your commute affect Okolona, AR car insurance rates?

Okolona, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Okolona if you’re financing.

Annual Car Insurance Rates by Commute Length in Okolona, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,360 $5,360
Farmers $4,138 $4,138
GEICO $3,541 $3,583
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $5,447 $5,447
State Farm $2,675 $2,804
Travelers $5,932 $5,932
USAA $2,155 $2,283

Who has the cheapest Okolona, AR car insurance rates?

Here’s a breakdown of Okolona, Arkansas car insurance rates by company. You can see which company offers the cheapest Okolona car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Okolona, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Okolona, AR car insurance companies?

Which Okolona, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Okolona companies to find the one for you.

Average Annual Car Insurance Rates by Company in Okolona, Arkansas

Insurance Company Average Annual Rates
Allstate $5,360
Farmers $4,138
GEICO $3,562
Liberty Mutual $4,090
Nationwide $3,833
Progressive $5,447
State Farm $2,740
Travelers $5,932
USAA $2,219

What factors affect Okolona, AR car insurance rates?

Why are Okolona, Arkansas car insurance rates different than rates in Fayetteville or Little Rock? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Okolona, AR?

More time spent behind the wheel can lead to higher Okolona, Arkansas car insurance rates. In Okolona, AR, the average commute length is 31.9 minutes.

Car Insurance Quotes for Okolona, AR

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