Cheap Quotes for Ogema, WI Car Insurance (2021)

Ogema, Wisconsin car insurance rates average $251 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Ogema, WI companies, you can find cheap Ogema car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Ogema, WI for senior drivers are $1,717/year
  • Ogema has an average commute time of 30.3 minutes
  • Average car insurance rates in Ogema, WI after a DUI are $3,355/year

How do the Ogema, Wisconsin monthly average car insurance rates of $251/month compare to nearby cities like Janesville car insurance rates, Kenosha car insurance rates, and Eau Claire car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ogema, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Ogema, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ogema, Wisconsin companies to find the most affordable Ogema car insurance rates.

Enter your ZIP code above to find cheap Ogema, WI car insurance quotes today.

What are the minimum Ogema, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Ogema, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Ogema, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Ogema, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Ogema, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ogema car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ogema, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,269 $2,398 $2,088 $2,312 $7,147 $9,171 $2,313 $2,515
American Family $998 $1,047 $926 $939 $2,660 $2,947 $1,167 $1,245
Farmers $1,889 $1,891 $1,683 $1,770 $8,430 $8,729 $2,144 $2,263
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $1,736 $1,677 $1,419 $1,469 $6,112 $6,931 $2,084 $2,251
State Farm $1,381 $1,381 $1,206 $1,206 $3,641 $4,632 $1,550 $1,758
USAA $1,391 $1,394 $1,252 $1,283 $3,456 $4,029 $1,814 $2,002

How much do teen drivers pay for car insurance in Ogema, WI?

Ogema, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Ogema car insurance rates from multiple Ogema, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ogema, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,147 $9,171
American Family $2,660 $2,947
Farmers $8,430 $8,729
GEICO $4,697 $5,064
Liberty Mutual $5,914 $6,647
Nationwide $8,021 $12,216
Progressive $6,112 $6,931
State Farm $3,641 $4,632
USAA $3,456 $4,029

How much do senior drivers pay for car insurance in Ogema, WI?

With a little research, seniors can find affordable car insurance in Ogema, Wisconsin. Here’s a look at how the top Ogema car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ogema, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,088 $2,312
American Family $926 $939
Farmers $1,683 $1,770
GEICO $1,472 $1,670
Liberty Mutual $1,555 $1,774
Nationwide $3,349 $3,542
Progressive $1,419 $1,469
State Farm $1,206 $1,206
USAA $1,252 $1,283

How does coverage level affect Ogema, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ogema, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ogema, Wisconsin

Insurance Company Low Medium High
Allstate $3,615 $3,767 $3,948
American Family $1,478 $1,504 $1,491
Farmers $3,370 $3,577 $3,852
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $5,657 $5,796 $5,940
Progressive $2,807 $2,978 $3,095
State Farm $2,002 $2,099 $2,182
USAA $2,009 $2,079 $2,145

How does your driving record affect Ogema, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Ogema, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ogema, Wisconsin companies.

Annual Ogema, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,100 $4,241 $3,950 $3,816
American Family $1,427 $1,512 $1,512 $1,512
Farmers $3,144 $3,949 $3,741 $3,565
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $2,720 $3,259 $2,814 $3,046
State Farm $1,945 $2,243 $2,094 $2,094
USAA $1,633 $2,047 $2,771 $1,860

How does a DUI affect Ogema, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Ogema, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Ogema, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,950
American Family $1,512
Farmers $3,741
GEICO $2,949
Liberty Mutual $3,411
Nationwide $6,950
Progressive $2,814
State Farm $2,094
USAA $2,771

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Ogema, WI car insurance rates?

Take a look at the data here to see how your Ogema, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ogema, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,962 $3,412 $2,956
American Family $1,995 $1,316 $1,163
Farmers $4,084 $3,431 $3,284
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $6,518 $5,437 $5,437
Progressive $3,402 $2,847 $2,631
State Farm $3,124 $1,793 $1,365
USAA $3,216 $1,680 $1,337

How does your commute affect Ogema, WI car insurance rates?

Ogema, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ogema if you’re financing.

Annual Car Insurance Rates by Commute Length in Ogema, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,686 $3,868
American Family $1,466 $1,516
Farmers $3,600 $3,600
GEICO $2,281 $2,384
Liberty Mutual $3,022 $3,022
Nationwide $5,798 $5,798
Progressive $2,960 $2,960
State Farm $2,044 $2,145
USAA $2,050 $2,105

Who has the cheapest Ogema, WI car insurance rates?

Here’s a breakdown of Ogema, Wisconsin car insurance rates by company. You can see which company offers the cheapest Ogema car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ogema, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Ogema, WI car insurance companies?

Which Ogema, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Ogema companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ogema, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,777
American Family $1,491
Farmers $3,600
GEICO $2,333
Liberty Mutual $3,022
Nationwide $5,798
Progressive $2,960
State Farm $2,094
USAA $2,078

What factors affect Ogema, WI car insurance rates?

Why are Ogema, Wisconsin car insurance rates different than rates in Janesville or Kenosha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Ogema, WI?

More time spent behind the wheel can lead to higher Ogema, Wisconsin car insurance rates. In Ogema, WI, the average commute length is 30.3 minutes.

Car Insurance Quotes for Ogema, WI

Shop for affordable Ogema, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Ogema, WI car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption