Cheap Quotes for Ogdensburg, WI Car Insurance (2021)

Ogdensburg, Wisconsin car insurance rates average $250 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Ogdensburg, WI companies, you can find cheap Ogdensburg car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Ogdensburg, WI are $250/month
  • Ogdensburg has an average commute time of 28.8 minutes
  • Average car insurance rates in Ogdensburg, WI after a DUI are $3,330/year

How do the Ogdensburg, Wisconsin monthly average car insurance rates of $250/month compare to nearby cities like Milwaukee car insurance rates, Oshkosh car insurance rates, and Appleton car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ogdensburg, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Ogdensburg, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ogdensburg, Wisconsin companies to find the most affordable Ogdensburg car insurance rates.

Enter your ZIP code above to find cheap Ogdensburg, WI car insurance quotes today.

What are the minimum Ogdensburg, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Ogdensburg, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Ogdensburg, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Ogdensburg, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Ogdensburg, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ogdensburg car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ogdensburg, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,450 $2,602 $2,239 $2,488 $7,389 $9,505 $2,514 $2,738
American Family $941 $985 $880 $891 $2,569 $2,837 $1,100 $1,171
Farmers $1,934 $1,938 $1,719 $1,814 $8,861 $9,186 $2,192 $2,304
GEICO $1,434 $1,572 $1,460 $1,656 $4,657 $5,023 $1,329 $1,380
Liberty Mutual $1,873 $2,048 $1,514 $1,723 $6,228 $6,993 $1,991 $2,162
Nationwide $3,853 $4,071 $3,175 $3,356 $7,654 $11,680 $4,674 $5,604
Progressive $1,726 $1,663 $1,413 $1,462 $6,150 $6,966 $2,071 $2,237
State Farm $1,360 $1,360 $1,191 $1,191 $3,609 $4,594 $1,528 $1,729
USAA $1,297 $1,295 $1,174 $1,196 $3,278 $3,806 $1,684 $1,850

How much do teen drivers pay for car insurance in Ogdensburg, WI?

Ogdensburg, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Ogdensburg car insurance rates from multiple Ogdensburg, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ogdensburg, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,389 $9,505
American Family $2,569 $2,837
Farmers $8,861 $9,186
GEICO $4,657 $5,023
Liberty Mutual $6,228 $6,993
Nationwide $7,654 $11,680
Progressive $6,150 $6,966
State Farm $3,609 $4,594
USAA $3,278 $3,806

How much do senior drivers pay for car insurance in Ogdensburg, WI?

With a little research, seniors can find affordable car insurance in Ogdensburg, Wisconsin. Here’s a look at how the top Ogdensburg car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ogdensburg, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,239 $2,488
American Family $880 $891
Farmers $1,719 $1,814
GEICO $1,460 $1,656
Liberty Mutual $1,514 $1,723
Nationwide $3,175 $3,356
Progressive $1,413 $1,462
State Farm $1,191 $1,191
USAA $1,174 $1,196

How does coverage level affect Ogdensburg, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ogdensburg, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ogdensburg, Wisconsin

Insurance Company Low Medium High
Allstate $3,828 $3,981 $4,162
American Family $1,406 $1,434 $1,425
Farmers $3,473 $3,716 $4,042
GEICO $2,180 $2,312 $2,451
Liberty Mutual $2,818 $3,093 $3,288
Nationwide $5,358 $5,507 $5,661
Progressive $2,801 $2,981 $3,101
State Farm $1,971 $2,076 $2,165
USAA $1,876 $1,949 $2,018

How does your driving record affect Ogdensburg, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Ogdensburg, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ogdensburg, Wisconsin companies.

Annual Ogdensburg, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,302 $4,487 $4,154 $4,020
American Family $1,361 $1,442 $1,442 $1,442
Farmers $3,265 $4,109 $3,899 $3,701
GEICO $1,618 $2,595 $2,922 $2,120
Liberty Mutual $2,346 $3,328 $3,459 $3,132
Nationwide $4,657 $5,387 $6,603 $5,387
Progressive $2,720 $3,264 $2,816 $3,045
State Farm $1,921 $2,219 $2,070 $2,070
USAA $1,528 $1,922 $2,600 $1,741

How does a DUI affect Ogdensburg, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Ogdensburg, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Ogdensburg, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,154
American Family $1,442
Farmers $3,899
GEICO $2,922
Liberty Mutual $3,459
Nationwide $6,603
Progressive $2,816
State Farm $2,070
USAA $2,600

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How does your credit history affect Ogdensburg, WI car insurance rates?

Take a look at the data here to see how your Ogdensburg, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ogdensburg, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,250 $3,604 $3,118
American Family $1,905 $1,253 $1,107
Farmers $4,241 $3,572 $3,418
GEICO $3,040 $2,165 $1,737
Liberty Mutual $4,433 $2,666 $2,100
Nationwide $6,193 $5,166 $5,166
Progressive $3,397 $2,850 $2,636
State Farm $3,088 $1,773 $1,350
USAA $2,999 $1,581 $1,263

How does your commute affect Ogdensburg, WI car insurance rates?

Ogdensburg, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ogdensburg if you’re financing.

Annual Car Insurance Rates by Commute Length in Ogdensburg, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,894 $4,087
American Family $1,398 $1,446
Farmers $3,744 $3,744
GEICO $2,263 $2,365
Liberty Mutual $3,067 $3,067
Nationwide $5,509 $5,509
Progressive $2,961 $2,961
State Farm $2,020 $2,121
USAA $1,922 $1,973

Who has the cheapest Ogdensburg, WI car insurance rates?

Here’s a breakdown of Ogdensburg, Wisconsin car insurance rates by company. You can see which company offers the cheapest Ogdensburg car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ogdensburg, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Ogdensburg, WI car insurance companies?

Which Ogdensburg, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Ogdensburg companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ogdensburg, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,991
American Family $1,422
Farmers $3,743
GEICO $2,314
Liberty Mutual $3,067
Nationwide $5,509
Progressive $2,961
State Farm $2,070
USAA $1,948

What factors affect Ogdensburg, WI car insurance rates?

Why are Ogdensburg, Wisconsin car insurance rates different than rates in Milwaukee or Oshkosh? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Ogdensburg, WI?

More time spent behind the wheel can lead to higher Ogdensburg, Wisconsin car insurance rates. In Ogdensburg, WI, the average commute length is 28.8 minutes.

Car Insurance Quotes for Ogdensburg, WI

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