Cheap Quotes for Oconto, WI Car Insurance (2021)

Oconto, Wisconsin car insurance rates average $239 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Oconto, WI companies, you can find cheap Oconto car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Oconto, WI are $239/month
  • Average car insurance rates in Oconto, WI for senior drivers are $1,598/year
  • Average car insurance rates in Oconto, WI after a DUI are $3,172/year

How do the Oconto, Wisconsin monthly average car insurance rates of $239/month compare to nearby cities like Green Bay car insurance rates, Kenosha car insurance rates, and Eau Claire car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Oconto, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Oconto, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Oconto, Wisconsin companies to find the most affordable Oconto car insurance rates.

Enter your ZIP code above to find cheap Oconto, WI car insurance quotes today.

What are the minimum Oconto, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Oconto, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Oconto, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Oconto, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Oconto, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Oconto car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oconto, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,111 $2,224 $1,952 $2,152 $6,819 $8,712 $2,145 $2,332
American Family $939 $983 $883 $892 $2,643 $2,919 $1,103 $1,175
Farmers $1,857 $1,855 $1,648 $1,742 $8,696 $9,001 $2,114 $2,219
GEICO $1,260 $1,382 $1,296 $1,481 $4,104 $4,415 $1,167 $1,203
Liberty Mutual $1,837 $2,008 $1,486 $1,690 $6,057 $6,797 $1,955 $2,122
Nationwide $3,445 $3,629 $2,854 $3,009 $7,047 $10,803 $4,194 $4,982
Progressive $1,784 $1,711 $1,460 $1,517 $6,524 $7,380 $2,141 $2,317
State Farm $1,318 $1,318 $1,158 $1,158 $3,562 $4,520 $1,482 $1,686
USAA $1,310 $1,307 $1,186 $1,206 $3,343 $3,879 $1,699 $1,863

How much do teen drivers pay for car insurance in Oconto, WI?

Oconto, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Oconto car insurance rates from multiple Oconto, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Oconto, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,819 $8,712
American Family $2,643 $2,919
Farmers $8,696 $9,001
GEICO $4,104 $4,415
Liberty Mutual $6,057 $6,797
Nationwide $7,047 $10,803
Progressive $6,524 $7,380
State Farm $3,562 $4,520
USAA $3,343 $3,879

How much do senior drivers pay for car insurance in Oconto, WI?

With a little research, seniors can find affordable car insurance in Oconto, Wisconsin. Here’s a look at how the top Oconto car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Oconto, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,952 $2,152
American Family $883 $892
Farmers $1,648 $1,742
GEICO $1,296 $1,481
Liberty Mutual $1,486 $1,690
Nationwide $2,854 $3,009
Progressive $1,460 $1,517
State Farm $1,158 $1,158
USAA $1,186 $1,206

How does coverage level affect Oconto, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Oconto, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Oconto, Wisconsin

Insurance Company Low Medium High
Allstate $3,414 $3,547 $3,706
American Family $1,425 $1,454 $1,447
Farmers $3,377 $3,617 $3,930
GEICO $1,902 $2,037 $2,177
Liberty Mutual $2,764 $3,022 $3,197
Nationwide $4,842 $4,995 $5,149
Progressive $2,928 $3,126 $3,258
State Farm $1,930 $2,030 $2,115
USAA $1,905 $1,976 $2,042

How does your driving record affect Oconto, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Oconto, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Oconto, Wisconsin companies.

Annual Oconto, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,903 $3,987 $3,729 $3,604
American Family $1,380 $1,463 $1,463 $1,463
Farmers $3,176 $4,008 $3,788 $3,594
GEICO $1,423 $2,284 $2,592 $1,856
Liberty Mutual $2,293 $3,248 $3,378 $3,059
Nationwide $4,223 $4,885 $5,988 $4,885
Progressive $2,847 $3,431 $2,951 $3,188
State Farm $1,875 $2,175 $2,025 $2,025
USAA $1,547 $1,949 $2,637 $1,764

How does a DUI affect Oconto, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Oconto, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Oconto, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,729
American Family $1,463
Farmers $3,788
GEICO $2,592
Liberty Mutual $3,378
Nationwide $5,988
Progressive $2,951
State Farm $2,025
USAA $2,637

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How does your credit history affect Oconto, WI car insurance rates?

Take a look at the data here to see how your Oconto, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Oconto, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,664 $3,215 $2,788
American Family $1,934 $1,270 $1,122
Farmers $4,118 $3,479 $3,327
GEICO $2,674 $1,908 $1,533
Liberty Mutual $4,326 $2,604 $2,053
Nationwide $5,616 $4,685 $4,685
Progressive $3,550 $2,991 $2,772
State Farm $3,021 $1,734 $1,321
USAA $3,041 $1,602 $1,279

How does your commute affect Oconto, WI car insurance rates?

Oconto, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Oconto if you’re financing.

Annual Car Insurance Rates by Commute Length in Oconto, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,471 $3,641
American Family $1,418 $1,466
Farmers $3,642 $3,642
GEICO $1,995 $2,083
Liberty Mutual $2,994 $2,994
Nationwide $4,995 $4,995
Progressive $3,104 $3,104
State Farm $1,976 $2,074
USAA $1,949 $2,000

Who has the cheapest Oconto, WI car insurance rates?

Here’s a breakdown of Oconto, Wisconsin car insurance rates by company. You can see which company offers the cheapest Oconto car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Oconto, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Oconto, WI car insurance companies?

Which Oconto, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Oconto companies to find the one for you.

Average Annual Car Insurance Rates by Company in Oconto, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,556
American Family $1,442
Farmers $3,642
GEICO $2,039
Liberty Mutual $2,994
Nationwide $4,995
Progressive $3,104
State Farm $2,025
USAA $1,974

What factors affect Oconto, WI car insurance rates?

Why are Oconto, Wisconsin car insurance rates different than rates in Green Bay or Kenosha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Oconto, WI?

FBI statistics show that the Oconto, Wisconsin car theft rate is 4 thefts each year. High theft rates can lead to higher than average Oconto, WI car insurance rates.

How long is the average commute in Oconto, WI?

More time spent behind the wheel can lead to higher Oconto, Wisconsin car insurance rates. In Oconto, WI, the average commute length is 23.1 minutes.

Car Insurance Quotes for Oconto, WI

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