Cheap Quotes for Oconto Falls, WI Car Insurance (2021)

Oconto Falls, Wisconsin car insurance rates average $238 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Oconto Falls, WI companies, you can find cheap Oconto Falls car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Oconto Falls, WI after a DUI are $3,161/year
  • The cheapest car insurance company in Oconto Falls is American Family
  • Oconto Falls has an average commute time of 23.1 minutes

How do the Oconto Falls, Wisconsin monthly average car insurance rates of $238/month compare to nearby cities like Waukesha car insurance rates, Milwaukee car insurance rates, and La Crosse car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Oconto Falls, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Oconto Falls, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Oconto Falls, Wisconsin companies to find the most affordable Oconto Falls car insurance rates.

Enter your ZIP code above to find cheap Oconto Falls, WI car insurance quotes today.

What are the minimum Oconto Falls, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Oconto Falls, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Oconto Falls, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Oconto Falls, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Oconto Falls, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Oconto Falls car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oconto Falls, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,152 $2,264 $1,992 $2,198 $7,022 $8,995 $2,182 $2,368
American Family $929 $972 $876 $885 $2,659 $2,932 $1,092 $1,162
Farmers $1,823 $1,825 $1,617 $1,709 $8,581 $8,896 $2,077 $2,186
GEICO $1,260 $1,382 $1,296 $1,481 $4,104 $4,415 $1,167 $1,203
Liberty Mutual $1,837 $2,008 $1,486 $1,690 $6,057 $6,797 $1,955 $2,122
Nationwide $3,437 $3,621 $2,847 $3,002 $7,027 $10,773 $4,183 $4,970
Progressive $1,684 $1,617 $1,379 $1,431 $6,132 $6,937 $2,022 $2,187
State Farm $1,353 $1,353 $1,187 $1,187 $3,631 $4,614 $1,520 $1,725
USAA $1,310 $1,307 $1,186 $1,206 $3,343 $3,879 $1,699 $1,863

How much do teen drivers pay for car insurance in Oconto Falls, WI?

Oconto Falls, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Oconto Falls car insurance rates from multiple Oconto Falls, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Oconto Falls, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,022 $8,995
American Family $2,659 $2,932
Farmers $8,581 $8,896
GEICO $4,104 $4,415
Liberty Mutual $6,057 $6,797
Nationwide $7,027 $10,773
Progressive $6,132 $6,937
State Farm $3,631 $4,614
USAA $3,343 $3,879

How much do senior drivers pay for car insurance in Oconto Falls, WI?

With a little research, seniors can find affordable car insurance in Oconto Falls, Wisconsin. Here’s a look at how the top Oconto Falls car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Oconto Falls, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,992 $2,198
American Family $876 $885
Farmers $1,617 $1,709
GEICO $1,296 $1,481
Liberty Mutual $1,486 $1,690
Nationwide $2,847 $3,002
Progressive $1,379 $1,431
State Farm $1,187 $1,187
USAA $1,186 $1,206

How does coverage level affect Oconto Falls, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Oconto Falls, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Oconto Falls, Wisconsin

Insurance Company Low Medium High
Allstate $3,484 $3,637 $3,819
American Family $1,419 $1,451 $1,445
Farmers $3,325 $3,561 $3,882
GEICO $1,902 $2,037 $2,177
Liberty Mutual $2,764 $3,022 $3,197
Nationwide $4,831 $4,979 $5,137
Progressive $2,761 $2,944 $3,065
State Farm $1,972 $2,076 $2,165
USAA $1,905 $1,976 $2,042

How does your driving record affect Oconto Falls, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Oconto Falls, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Oconto Falls, Wisconsin companies.

Annual Oconto Falls, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,975 $4,091 $3,827 $3,693
American Family $1,377 $1,459 $1,459 $1,459
Farmers $3,132 $3,950 $3,731 $3,544
GEICO $1,423 $2,284 $2,592 $1,856
Liberty Mutual $2,293 $3,248 $3,378 $3,059
Nationwide $4,212 $4,873 $5,972 $4,873
Progressive $2,683 $3,229 $2,780 $3,003
State Farm $1,919 $2,223 $2,071 $2,071
USAA $1,547 $1,949 $2,637 $1,764

How does a DUI affect Oconto Falls, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Oconto Falls, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Oconto Falls, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,827
American Family $1,459
Farmers $3,731
GEICO $2,592
Liberty Mutual $3,378
Nationwide $5,972
Progressive $2,780
State Farm $2,071
USAA $2,637

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How does your credit history affect Oconto Falls, WI car insurance rates?

Take a look at the data here to see how your Oconto Falls, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Oconto Falls, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,787 $3,295 $2,858
American Family $1,930 $1,267 $1,119
Farmers $4,061 $3,428 $3,278
GEICO $2,674 $1,908 $1,533
Liberty Mutual $4,326 $2,604 $2,053
Nationwide $5,601 $4,673 $4,673
Progressive $3,345 $2,816 $2,610
State Farm $3,089 $1,773 $1,350
USAA $3,041 $1,602 $1,279

How does your commute affect Oconto Falls, WI car insurance rates?

Oconto Falls, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Oconto Falls if you’re financing.

Annual Car Insurance Rates by Commute Length in Oconto Falls, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,559 $3,734
American Family $1,414 $1,463
Farmers $3,589 $3,589
GEICO $1,995 $2,083
Liberty Mutual $2,994 $2,994
Nationwide $4,982 $4,982
Progressive $2,924 $2,924
State Farm $2,021 $2,122
USAA $1,949 $2,000

Who has the cheapest Oconto Falls, WI car insurance rates?

Here’s a breakdown of Oconto Falls, Wisconsin car insurance rates by company. You can see which company offers the cheapest Oconto Falls car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Oconto Falls, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Oconto Falls, WI car insurance companies?

Which Oconto Falls, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Oconto Falls companies to find the one for you.

Average Annual Car Insurance Rates by Company in Oconto Falls, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,647
American Family $1,438
Farmers $3,589
GEICO $2,039
Liberty Mutual $2,994
Nationwide $4,983
Progressive $2,924
State Farm $2,071
USAA $1,974

What factors affect Oconto Falls, WI car insurance rates?

Why are Oconto Falls, Wisconsin car insurance rates different than rates in Waukesha or Milwaukee? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Oconto Falls, WI?

FBI statistics show that the Oconto Falls, Wisconsin car theft rate is 3 thefts each year. High theft rates can lead to higher than average Oconto Falls, WI car insurance rates.

How long is the average commute in Oconto Falls, WI?

More time spent behind the wheel can lead to higher Oconto Falls, Wisconsin car insurance rates. In Oconto Falls, WI, the average commute length is 23.1 minutes.

Car Insurance Quotes for Oconto Falls, WI

Shop for affordable Oconto Falls, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Oconto Falls, WI car insurance companies.

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