Cheap Quotes for Oakfield, WI Car Insurance (2021)

Oakfield, Wisconsin car insurance rates average $219 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Oakfield, WI companies, you can find cheap Oakfield car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Oakfield, WI after a DUI are $2,913/year
  • The cheapest car insurance company in Oakfield is American Family
  • Average car insurance rates in Oakfield, WI are $219/month

How do the Oakfield, Wisconsin monthly average car insurance rates of $219/month compare to nearby cities like Appleton car insurance rates, Waukesha car insurance rates, and Oshkosh car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Oakfield, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Oakfield, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Oakfield, Wisconsin companies to find the most affordable Oakfield car insurance rates.

Enter your ZIP code above to find cheap Oakfield, WI car insurance quotes today.

What are the minimum Oakfield, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Oakfield, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Oakfield, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Oakfield, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Oakfield, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Oakfield car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakfield, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,962 $2,054 $1,829 $2,008 $6,669 $8,506 $1,975 $2,141
American Family $897 $936 $855 $861 $2,709 $2,975 $1,060 $1,126
Farmers $1,750 $1,748 $1,548 $1,644 $8,474 $8,778 $1,990 $2,080
GEICO $1,042 $1,168 $1,113 $1,308 $3,592 $3,866 $961 $979
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $3,029 $3,179 $2,524 $2,653 $6,370 $9,805 $3,697 $4,348
Progressive $1,476 $1,394 $1,211 $1,269 $5,817 $6,545 $1,767 $1,914
State Farm $1,232 $1,232 $1,105 $1,105 $3,652 $4,600 $1,392 $1,596
USAA $1,156 $1,148 $1,058 $1,067 $3,009 $3,465 $1,489 $1,623

How much do teen drivers pay for car insurance in Oakfield, WI?

Oakfield, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Oakfield car insurance rates from multiple Oakfield, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Oakfield, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,669 $8,506
American Family $2,709 $2,975
Farmers $8,474 $8,778
GEICO $3,592 $3,866
Liberty Mutual $5,627 $6,311
Nationwide $6,370 $9,805
Progressive $5,817 $6,545
State Farm $3,652 $4,600
USAA $3,009 $3,465

How much do senior drivers pay for car insurance in Oakfield, WI?

With a little research, seniors can find affordable car insurance in Oakfield, Wisconsin. Here’s a look at how the top Oakfield car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Oakfield, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,829 $2,008
American Family $855 $861
Farmers $1,548 $1,644
GEICO $1,113 $1,308
Liberty Mutual $1,281 $1,454
Nationwide $2,524 $2,653
Progressive $1,211 $1,269
State Farm $1,105 $1,105
USAA $1,058 $1,067

How does coverage level affect Oakfield, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Oakfield, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Oakfield, Wisconsin

Insurance Company Low Medium High
Allstate $3,249 $3,385 $3,545
American Family $1,406 $1,441 $1,436
Farmers $3,215 $3,473 $3,817
GEICO $1,606 $1,753 $1,902
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,305 $4,450 $4,597
Progressive $2,486 $2,698 $2,838
State Farm $1,870 $1,996 $2,102
USAA $1,678 $1,754 $1,824

How does your driving record affect Oakfield, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Oakfield, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Oakfield, Wisconsin companies.

Annual Oakfield, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,747 $3,799 $3,577 $3,450
American Family $1,366 $1,448 $1,448 $1,448
Farmers $3,050 $3,859 $3,649 $3,448
GEICO $1,199 $1,966 $2,311 $1,539
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,764 $4,353 $5,333 $4,353
Progressive $2,445 $2,976 $2,543 $2,734
State Farm $1,820 $2,158 $1,989 $1,989
USAA $1,371 $1,733 $2,339 $1,565

How does a DUI affect Oakfield, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Oakfield, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Oakfield, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,577
American Family $1,448
Farmers $3,649
GEICO $2,311
Liberty Mutual $3,028
Nationwide $5,333
Progressive $2,543
State Farm $1,989
USAA $2,339

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How does your credit history affect Oakfield, WI car insurance rates?

Take a look at the data here to see how your Oakfield, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Oakfield, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,444 $3,068 $2,667
American Family $1,914 $1,258 $1,111
Farmers $3,953 $3,349 $3,202
GEICO $2,296 $1,643 $1,322
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $5,002 $4,175 $4,175
Progressive $3,027 $2,586 $2,410
State Farm $2,967 $1,703 $1,297
USAA $2,675 $1,432 $1,149

How does your commute affect Oakfield, WI car insurance rates?

Oakfield, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Oakfield if you’re financing.

Annual Car Insurance Rates by Commute Length in Oakfield, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,312 $3,474
American Family $1,403 $1,452
Farmers $3,502 $3,502
GEICO $1,721 $1,786
Liberty Mutual $2,687 $2,687
Nationwide $4,451 $4,451
Progressive $2,674 $2,674
State Farm $1,940 $2,038
USAA $1,729 $1,774

Who has the cheapest Oakfield, WI car insurance rates?

Here’s a breakdown of Oakfield, Wisconsin car insurance rates by company. You can see which company offers the cheapest Oakfield car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Oakfield, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Oakfield, WI car insurance companies?

Which Oakfield, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Oakfield companies to find the one for you.

Average Annual Car Insurance Rates by Company in Oakfield, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,393
American Family $1,427
Farmers $3,502
GEICO $1,754
Liberty Mutual $2,687
Nationwide $4,451
Progressive $2,674
State Farm $1,989
USAA $1,752

What factors affect Oakfield, WI car insurance rates?

Why are Oakfield, Wisconsin car insurance rates different than rates in Appleton or Waukesha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Oakfield, WI?

More time spent behind the wheel can lead to higher Oakfield, Wisconsin car insurance rates. In Oakfield, WI, the average commute length is 22.8 minutes.

Car Insurance Quotes for Oakfield, WI

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