Cheap Quotes for O Kean, AR Car Insurance (2021)

O Kean, Arkansas car insurance rates average $342 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple O Kean, AR companies, you can find cheap O Kean car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in O Kean, AR are $342/month
  • The cheapest car insurance company in O Kean is USAA
  • Average car insurance rates in O Kean, AR for senior drivers are $2,139/year

How do the O Kean, Arkansas monthly average car insurance rates of $342/month compare to nearby cities like Conway car insurance rates, Fayetteville car insurance rates, and Hot Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in O Kean, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and O Kean, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple O Kean, Arkansas companies to find the most affordable O Kean car insurance rates.

Enter your ZIP code above to find cheap O Kean, AR car insurance quotes today.

What are the minimum O Kean, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, O Kean, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in O Kean, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect O Kean, AR car insurance rates?

Three of the criteria that most affect car insurance rates in O Kean, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top O Kean car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in O Kean, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,699 $2,707 $2,426 $2,591 $10,051 $12,062 $2,955 $3,187
Farmers $2,413 $2,405 $2,160 $2,267 $9,877 $10,238 $2,758 $2,910
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,380 $2,549 $2,259 $2,517 $8,252 $9,077 $2,571 $2,696
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,892 $2,754 $2,373 $2,476 $11,972 $13,510 $3,464 $3,755
State Farm $1,687 $1,687 $1,509 $1,509 $4,837 $6,089 $1,900 $2,174
Travelers $2,232 $2,273 $2,215 $2,221 $13,235 $21,333 $2,392 $2,741
USAA $1,376 $1,390 $1,276 $1,285 $4,319 $4,526 $1,773 $1,913

How much do teen drivers pay for car insurance in O Kean, AR?

O Kean, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare O Kean car insurance rates from multiple O Kean, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in O Kean, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,051 $12,062
Farmers $9,877 $10,238
GEICO $6,106 $6,139
Liberty Mutual $8,252 $9,077
Nationwide $6,624 $8,442
Progressive $11,972 $13,510
State Farm $4,837 $6,089
Travelers $13,235 $21,333
USAA $4,319 $4,526

How much do senior drivers pay for car insurance in O Kean, AR?

With a little research, seniors can find affordable car insurance in O Kean, Arkansas. Here’s a look at how the top O Kean car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in O Kean, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,426 $2,591
Farmers $2,160 $2,267
GEICO $2,234 $2,172
Liberty Mutual $2,259 $2,517
Nationwide $2,440 $2,578
Progressive $2,373 $2,476
State Farm $1,509 $1,509
Travelers $2,215 $2,221
USAA $1,276 $1,285

How does coverage level affect O Kean, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your O Kean, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in O Kean, Arkansas

Insurance Company Low Medium High
Allstate $4,680 $4,831 $4,993
Farmers $4,174 $4,336 $4,626
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,909 $4,012 $4,192
Nationwide $4,022 $3,922 $4,073
Progressive $5,005 $5,314 $5,879
State Farm $2,541 $2,671 $2,810
Travelers $5,755 $6,096 $6,389
USAA $2,140 $2,225 $2,332

How does your driving record affect O Kean, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in O Kean, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top O Kean, Arkansas companies.

Annual O Kean, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,976 $5,018 $5,582 $4,763
Farmers $3,707 $4,738 $4,628 $4,441
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,758 $4,465 $5,224 $3,703
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,658 $6,452 $4,892 $5,596
State Farm $2,456 $2,892 $2,674 $2,674
Travelers $5,093 $5,262 $7,715 $6,251
USAA $1,715 $2,175 $3,136 $1,904

How does a DUI affect O Kean, AR car insurance rates?

With even one DUI on your record, you can see an increase in your O Kean, AR car insurance rates.

Annual Car Insurance Rates After a DUI in O Kean, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,582
Farmers $4,628
GEICO $5,107
Liberty Mutual $5,224
Nationwide $5,453
Progressive $4,892
State Farm $2,674
Travelers $7,715
USAA $3,136

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How does your credit history affect O Kean, AR car insurance rates?

Take a look at the data here to see how your O Kean, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in O Kean, Arkansas

Insurance Company Poor Fair Good
Allstate $6,064 $4,662 $3,778
Farmers $4,989 $4,171 $3,976
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,842 $3,516 $2,755
Nationwide $4,733 $3,811 $3,473
Progressive $6,141 $5,215 $4,842
State Farm $3,873 $2,332 $1,816
Travelers $6,971 $5,824 $5,445
USAA $2,959 $2,019 $1,720

How does your commute affect O Kean, AR car insurance rates?

O Kean, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in O Kean if you’re financing.

Annual Car Insurance Rates by Commute Length in O Kean, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,835 $4,835
Farmers $4,379 $4,379
GEICO $3,258 $3,297
Liberty Mutual $4,038 $4,038
Nationwide $4,006 $4,006
Progressive $5,399 $5,399
State Farm $2,609 $2,738
Travelers $6,080 $6,080
USAA $2,169 $2,296

Who has the cheapest O Kean, AR car insurance rates?

Here’s a breakdown of O Kean, Arkansas car insurance rates by company. You can see which company offers the cheapest O Kean car insurance rates in each category.

Best Annual Car Insurance Rates by Company in O Kean, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top O Kean, AR car insurance companies?

Which O Kean, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top O Kean companies to find the one for you.

Average Annual Car Insurance Rates by Company in O Kean, Arkansas

Insurance Company Average Annual Rates
Allstate $4,835
Farmers $4,379
GEICO $3,278
Liberty Mutual $4,037
Nationwide $4,006
Progressive $5,399
State Farm $2,674
Travelers $6,080
USAA $2,232

Car Insurance Quotes for O Kean, AR

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