Cheap Quotes for Northport, AL Car Insurance (2021)

Northport, Alabama car insurance rates average $316 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Northport, AL companies, you can find cheap Northport car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Northport is USAA
  • Average car insurance rates in Northport, AL after a DUI are $4,325/year
  • Northport has an average commute time of 22.8 minutes

How do the Northport, Alabama monthly average car insurance rates of $316/month compare to nearby cities like Auburn car insurance rates, Montgomery car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Northport, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Northport, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Northport, Alabama companies to find the most affordable Northport car insurance rates.

Enter your ZIP code above to find cheap Northport, AL car insurance quotes today.

What are the minimum Northport, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Northport, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Northport, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Average Northport, AL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Northport, AL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Northport, Alabama

ZIP Code Average Annual Rates
35473 $3,874
35475 $3,879
35476 $3,976

How do age, gender, and marital status affect Northport, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Northport, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Northport car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Northport, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,105 $2,003 $1,907 $1,943 $7,443 $8,002 $2,352 $2,403
Farmers $2,442 $2,425 $2,182 $2,321 $9,483 $9,756 $2,767 $2,867
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $2,960 $3,196 $2,432 $2,719 $10,931 $12,147 $3,143 $3,337
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,539 $2,374 $2,091 $2,223 $10,779 $12,032 $2,986 $3,205
State Farm $3,057 $3,057 $2,784 $2,784 $9,527 $11,924 $3,461 $3,993
Travelers $1,517 $1,540 $1,430 $1,423 $8,253 $13,005 $1,434 $1,634
USAA $1,299 $1,316 $1,214 $1,187 $3,889 $4,307 $1,690 $1,822

How much do teen drivers pay for car insurance in Northport, AL?

Northport, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Northport car insurance rates from multiple Northport, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Northport, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,443 $8,002
Farmers $9,483 $9,756
GEICO $5,499 $5,390
Liberty Mutual $10,931 $12,147
Nationwide $4,521 $5,808
Progressive $10,779 $12,032
State Farm $9,527 $11,924
Travelers $8,253 $13,005
USAA $3,889 $4,307

How much do senior drivers pay for car insurance in Northport, AL?

With a little research, seniors can find affordable car insurance in Northport, Alabama. Here’s a look at how the top Northport car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Northport, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,907 $1,943
Farmers $2,182 $2,321
GEICO $1,962 $2,039
Liberty Mutual $2,432 $2,719
Nationwide $1,560 $1,612
Progressive $2,091 $2,223
State Farm $2,784 $2,784
Travelers $1,430 $1,423
USAA $1,214 $1,187

How does coverage level affect Northport, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Northport, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Northport, Alabama

Insurance Company Low Medium High
Allstate $3,396 $3,514 $3,649
Farmers $4,030 $4,222 $4,589
GEICO $2,665 $2,885 $3,142
Liberty Mutual $4,869 $5,084 $5,371
Nationwide $2,596 $2,598 $2,662
Progressive $4,321 $4,760 $5,255
State Farm $4,776 $5,069 $5,375
Travelers $3,580 $3,855 $3,903
USAA $2,014 $2,079 $2,178

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How does your driving record affect Northport, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Northport, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Northport, Alabama companies.

Annual Northport, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,984 $3,524 $4,192 $3,379
Farmers $3,603 $4,662 $4,548 $4,307
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $4,005 $5,583 $5,449 $5,395
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,309 $5,444 $4,640 $4,721
State Farm $4,561 $5,700 $5,016 $5,016
Travelers $3,145 $3,300 $4,840 $3,833
USAA $1,608 $2,020 $2,994 $1,739

How does a DUI affect Northport, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Northport, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Northport, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,192
Farmers $4,548
GEICO $3,917
Liberty Mutual $5,449
Nationwide $3,329
Progressive $4,640
State Farm $5,016
Travelers $4,840
USAA $2,994

How does your credit history affect Northport, AL car insurance rates?

Take a look at the data here to see how your Northport, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Northport, Alabama

Insurance Company Poor Fair Good
Allstate $4,341 $3,421 $2,798
Farmers $4,796 $4,130 $3,914
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,302 $4,494 $3,528
Nationwide $3,156 $2,467 $2,234
Progressive $5,371 $4,629 $4,335
State Farm $8,235 $4,162 $2,823
Travelers $4,120 $3,574 $3,644
USAA $2,806 $1,830 $1,635

How does your commute affect Northport, AL car insurance rates?

Northport, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Northport if you’re financing.

Annual Car Insurance Rates by Commute Length in Northport, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,520 $3,520
Farmers $4,280 $4,280
GEICO $2,847 $2,948
Liberty Mutual $5,108 $5,108
Nationwide $2,619 $2,619
Progressive $4,779 $4,779
State Farm $4,948 $5,198
Travelers $3,779 $3,779
USAA $1,995 $2,186

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Who has the cheapest Northport, AL car insurance rates?

Here’s a breakdown of Northport, Alabama car insurance rates by company. You can see which company offers the cheapest Northport car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Northport, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

What are the top Northport, AL car insurance companies?

Which Northport, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Northport companies to find the one for you.

Average Annual Car Insurance Rates by Company in Northport, Alabama

Insurance Company Average Annual Rates
Allstate $3,520
Farmers $4,280
GEICO $2,897
Liberty Mutual $5,108
Nationwide $2,619
Progressive $4,779
State Farm $5,073
Travelers $3,779
USAA $2,090

What factors affect Northport, AL car insurance rates?

Why are Northport, Alabama car insurance rates different than rates in Auburn or Montgomery? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Northport, AL?

FBI statistics show that the Northport, Alabama car theft rate is 39 thefts each year. High theft rates can lead to higher than average Northport, AL car insurance rates.

How long is the average commute in Northport, AL?

More time spent behind the wheel can lead to higher Northport, Alabama car insurance rates. In Northport, AL, the average commute length is 22.8 minutes.

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Car Insurance Quotes for Northport, AL

Shop for affordable Northport, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Northport, AL car insurance companies.

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