Cheap Quotes for North Prairie, WI Car Insurance (2021)

North Prairie, Wisconsin car insurance rates average $231 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple North Prairie, WI companies, you can find cheap North Prairie car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in North Prairie is American Family
  • North Prairie has an average commute time of 28.4 minutes
  • Average car insurance rates in North Prairie, WI are $231/month

How do the North Prairie, Wisconsin monthly average car insurance rates of $231/month compare to nearby cities like Oshkosh car insurance rates, Kenosha car insurance rates, and Milwaukee car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in North Prairie, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and North Prairie, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple North Prairie, Wisconsin companies to find the most affordable North Prairie car insurance rates.

Enter your ZIP code above to find cheap North Prairie, WI car insurance quotes today.

What are the minimum North Prairie, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, North Prairie, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in North Prairie, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect North Prairie, WI car insurance rates?

Three of the criteria that most affect car insurance rates in North Prairie, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top North Prairie car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Prairie, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,169 $2,268 $2,026 $2,233 $7,586 $9,744 $2,174 $2,351
American Family $905 $943 $872 $874 $2,923 $3,205 $1,081 $1,148
Farmers $1,822 $1,816 $1,608 $1,714 $9,070 $9,383 $2,074 $2,157
GEICO $1,223 $1,369 $1,315 $1,553 $4,244 $4,559 $1,125 $1,139
Liberty Mutual $1,446 $1,565 $1,163 $1,313 $5,652 $6,323 $1,533 $1,644
Nationwide $2,901 $3,041 $2,429 $2,550 $6,230 $9,623 $3,553 $4,151
Progressive $1,648 $1,549 $1,354 $1,421 $6,601 $7,417 $1,970 $2,128
State Farm $1,312 $1,312 $1,187 $1,187 $4,037 $5,075 $1,486 $1,707
USAA $1,198 $1,188 $1,096 $1,102 $3,155 $3,634 $1,542 $1,677

How much do teen drivers pay for car insurance in North Prairie, WI?

North Prairie, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare North Prairie car insurance rates from multiple North Prairie, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in North Prairie, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,586 $9,744
American Family $2,923 $3,205
Farmers $9,070 $9,383
GEICO $4,244 $4,559
Liberty Mutual $5,652 $6,323
Nationwide $6,230 $9,623
Progressive $6,601 $7,417
State Farm $4,037 $5,075
USAA $3,155 $3,634

How much do senior drivers pay for car insurance in North Prairie, WI?

With a little research, seniors can find affordable car insurance in North Prairie, Wisconsin. Here’s a look at how the top North Prairie car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in North Prairie, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,026 $2,233
American Family $872 $874
Farmers $1,608 $1,714
GEICO $1,315 $1,553
Liberty Mutual $1,163 $1,313
Nationwide $2,429 $2,550
Progressive $1,354 $1,421
State Farm $1,187 $1,187
USAA $1,096 $1,102

How does coverage level affect North Prairie, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your North Prairie, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in North Prairie, Wisconsin

Insurance Company Low Medium High
Allstate $3,621 $3,808 $4,028
American Family $1,469 $1,508 $1,505
Farmers $3,383 $3,677 $4,057
GEICO $1,879 $2,066 $2,253
Liberty Mutual $2,342 $2,608 $2,789
Nationwide $4,153 $4,312 $4,466
Progressive $2,779 $3,043 $3,212
State Farm $2,018 $2,172 $2,299
USAA $1,751 $1,826 $1,896

How does your driving record affect North Prairie, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in North Prairie, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top North Prairie, Wisconsin companies.

Annual North Prairie, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,084 $4,284 $4,032 $3,876
American Family $1,429 $1,516 $1,516 $1,516
Farmers $3,224 $4,093 $3,864 $3,641
GEICO $1,404 $2,316 $2,737 $1,805
Liberty Mutual $1,954 $2,837 $2,904 $2,625
Nationwide $3,645 $4,215 $5,164 $4,215
Progressive $2,750 $3,357 $2,863 $3,074
State Farm $1,970 $2,356 $2,163 $2,163
USAA $1,425 $1,805 $2,440 $1,627

How does a DUI affect North Prairie, WI car insurance rates?

With even one DUI on your record, you can see an increase in your North Prairie, WI car insurance rates.

Annual Car Insurance Rates After a DUI in North Prairie, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,032
American Family $1,516
Farmers $3,864
GEICO $2,737
Liberty Mutual $2,904
Nationwide $5,164
Progressive $2,863
State Farm $2,163
USAA $2,440

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How does your credit history affect North Prairie, WI car insurance rates?

Take a look at the data here to see how your North Prairie, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in North Prairie, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,010 $3,448 $2,998
American Family $2,002 $1,317 $1,163
Farmers $4,175 $3,550 $3,392
GEICO $2,710 $1,934 $1,553
Liberty Mutual $3,691 $2,269 $1,780
Nationwide $4,844 $4,043 $4,043
Progressive $3,399 $2,915 $2,720
State Farm $3,227 $1,852 $1,410
USAA $2,789 $1,490 $1,194

How does your commute affect North Prairie, WI car insurance rates?

North Prairie, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in North Prairie if you’re financing.

Annual Car Insurance Rates by Commute Length in North Prairie, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,727 $3,911
American Family $1,468 $1,520
Farmers $3,706 $3,706
GEICO $2,028 $2,104
Liberty Mutual $2,580 $2,580
Nationwide $4,310 $4,310
Progressive $3,011 $3,011
State Farm $2,108 $2,217
USAA $1,801 $1,848

Who has the cheapest North Prairie, WI car insurance rates?

Here’s a breakdown of North Prairie, Wisconsin car insurance rates by company. You can see which company offers the cheapest North Prairie car insurance rates in each category.

Best Annual Car Insurance Rates by Company in North Prairie, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top North Prairie, WI car insurance companies?

Which North Prairie, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top North Prairie companies to find the one for you.

Average Annual Car Insurance Rates by Company in North Prairie, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,819
American Family $1,494
Farmers $3,706
GEICO $2,066
Liberty Mutual $2,580
Nationwide $4,310
Progressive $3,011
State Farm $2,163
USAA $1,824

What factors affect North Prairie, WI car insurance rates?

Why are North Prairie, Wisconsin car insurance rates different than rates in Oshkosh or Kenosha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in North Prairie, WI?

More time spent behind the wheel can lead to higher North Prairie, Wisconsin car insurance rates. In North Prairie, WI, the average commute length is 28.4 minutes.

Car Insurance Quotes for North Prairie, WI

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