Cheap Quotes for North Little Rock, AR Car Insurance (2021)

North Little Rock, Arkansas car insurance rates average $374 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple North Little Rock, AR companies, you can find cheap North Little Rock car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in North Little Rock, AR for senior drivers are $2,279/year
  • The cheapest car insurance company in North Little Rock is USAA
  • Average car insurance rates in North Little Rock, AR after a DUI are $5,403/year

How do the North Little Rock, Arkansas monthly average car insurance rates of $374/month compare to nearby cities like Fayetteville car insurance rates, Fort Smith car insurance rates, and Little Rock car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in North Little Rock, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and North Little Rock, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple North Little Rock, Arkansas companies to find the most affordable North Little Rock car insurance rates.

Enter your ZIP code above to find cheap North Little Rock, AR car insurance quotes today.

What are the minimum North Little Rock, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, North Little Rock, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in North Little Rock, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Average North Little Rock, AR Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within North Little Rock, AR you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in North Little Rock, Arkansas

ZIP Code Average Annual Rates
72114 $4,891
72116 $4,393
72117 $4,469
72118 $4,575
72120 $4,444

How do age, gender, and marital status affect North Little Rock, AR car insurance rates?

Three of the criteria that most affect car insurance rates in North Little Rock, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top North Little Rock car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Little Rock, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,013 $3,018 $2,703 $2,889 $11,413 $13,733 $3,301 $3,570
Farmers $2,437 $2,426 $2,170 $2,291 $10,710 $11,124 $2,786 $2,915
GEICO $2,526 $2,485 $2,319 $2,254 $7,074 $7,045 $2,515 $2,551
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,870 $2,915 $2,578 $2,715 $7,164 $9,098 $3,310 $3,562
Progressive $2,924 $2,746 $2,413 $2,525 $12,886 $14,506 $3,486 $3,767
State Farm $1,941 $1,941 $1,762 $1,762 $5,974 $7,483 $2,196 $2,531
Travelers $2,425 $2,464 $2,433 $2,435 $14,954 $24,165 $2,615 $2,950
USAA $1,462 $1,466 $1,367 $1,361 $4,843 $5,038 $1,883 $2,017

How much do teen drivers pay for car insurance in North Little Rock, AR?

North Little Rock, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare North Little Rock car insurance rates from multiple North Little Rock, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in North Little Rock, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,413 $13,733
Farmers $10,710 $11,124
GEICO $7,074 $7,045
Liberty Mutual $9,201 $10,140
Nationwide $7,164 $9,098
Progressive $12,886 $14,506
State Farm $5,974 $7,483
Travelers $14,954 $24,165
USAA $4,843 $5,038

How much do senior drivers pay for car insurance in North Little Rock, AR?

With a little research, seniors can find affordable car insurance in North Little Rock, Arkansas. Here’s a look at how the top North Little Rock car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in North Little Rock, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,703 $2,889
Farmers $2,170 $2,291
GEICO $2,319 $2,254
Liberty Mutual $2,383 $2,663
Nationwide $2,578 $2,715
Progressive $2,413 $2,525
State Farm $1,762 $1,762
Travelers $2,433 $2,435
USAA $1,367 $1,361

How does coverage level affect North Little Rock, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your North Little Rock, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in North Little Rock, Arkansas

Insurance Company Low Medium High
Allstate $5,288 $5,452 $5,625
Farmers $4,340 $4,550 $4,932
GEICO $3,428 $3,595 $3,766
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $4,281 $4,185 $4,364
Progressive $5,065 $5,527 $6,378
State Farm $3,021 $3,197 $3,378
Travelers $6,416 $6,821 $7,179
USAA $2,311 $2,420 $2,557

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your driving record affect North Little Rock, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in North Little Rock, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top North Little Rock, Arkansas companies.

Annual North Little Rock, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,466 $5,658 $6,321 $5,375
Farmers $3,896 $4,999 $4,890 $4,645
GEICO $2,467 $3,749 $5,514 $2,655
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $3,330 $4,299 $5,813 $3,664
Progressive $4,867 $6,809 $5,124 $5,827
State Farm $2,912 $3,485 $3,199 $3,199
Travelers $5,692 $5,879 $8,668 $6,982
USAA $1,856 $2,376 $3,425 $2,062

How does a DUI affect North Little Rock, AR car insurance rates?

With even one DUI on your record, you can see an increase in your North Little Rock, AR car insurance rates.

Annual Car Insurance Rates After a DUI in North Little Rock, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,321
Farmers $4,890
GEICO $5,514
Liberty Mutual $5,678
Nationwide $5,813
Progressive $5,124
State Farm $3,199
Travelers $8,668
USAA $3,425

How does your credit history affect North Little Rock, AR car insurance rates?

Take a look at the data here to see how your North Little Rock, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in North Little Rock, Arkansas

Insurance Company Poor Fair Good
Allstate $6,847 $5,259 $4,258
Farmers $5,220 $4,405 $4,196
GEICO $4,304 $3,546 $2,938
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $5,047 $4,071 $3,712
Progressive $6,373 $5,482 $5,116
State Farm $4,638 $2,789 $2,169
Travelers $7,784 $6,525 $6,106
USAA $3,202 $2,203 $1,884

How does your commute affect North Little Rock, AR car insurance rates?

North Little Rock, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in North Little Rock if you’re financing.

Annual Car Insurance Rates by Commute Length in North Little Rock, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,455 $5,455
Farmers $4,607 $4,607
GEICO $3,563 $3,629
Liberty Mutual $4,369 $4,369
Nationwide $4,277 $4,277
Progressive $5,657 $5,657
State Farm $3,120 $3,277
Travelers $6,805 $6,805
USAA $2,361 $2,498

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Who has the cheapest North Little Rock, AR car insurance rates?

Here’s a breakdown of North Little Rock, Arkansas car insurance rates by company. You can see which company offers the cheapest North Little Rock car insurance rates in each category.

Best Annual Car Insurance Rates by Company in North Little Rock, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

What are the top North Little Rock, AR car insurance companies?

Which North Little Rock, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top North Little Rock companies to find the one for you.

Average Annual Car Insurance Rates by Company in North Little Rock, Arkansas

Insurance Company Average Annual Rates
Allstate $5,455
Farmers $4,607
GEICO $3,596
Liberty Mutual $4,369
Nationwide $4,277
Progressive $5,657
State Farm $3,199
Travelers $6,805
USAA $2,429

What factors affect North Little Rock, AR car insurance rates?

Why are North Little Rock, Arkansas car insurance rates different than rates in Fayetteville or Fort Smith? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in North Little Rock, AR?

More time spent behind the wheel can lead to higher North Little Rock, Arkansas car insurance rates. In North Little Rock, AR, the average commute length is 19.2 minutes.

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Car Insurance Quotes for North Little Rock, AR

Shop for affordable North Little Rock, Arkansas car insurance rates today. Enter your ZIP code to compare quotes from multiple North Little Rock, AR car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption