Cheap Quotes for Normal, AL Car Insurance (2021)

Normal, Alabama car insurance rates average $296 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Normal, AL companies, you can find cheap Normal car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Normal, AL after a DUI are $4,043/year
  • Average car insurance rates in Normal, AL are $296/month
  • Average car insurance rates in Normal, AL for senior drivers are $1,874/year

How do the Normal, Alabama monthly average car insurance rates of $296/month compare to nearby cities like Tuscaloosa car insurance rates, Huntsville car insurance rates, and Hoover car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Normal, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Normal, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Normal, Alabama companies to find the most affordable Normal car insurance rates.

Enter your ZIP code above to find cheap Normal, AL car insurance quotes today.

What are the minimum Normal, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Normal, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Normal, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Normal, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Normal, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Normal car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Normal, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,944 $1,852 $1,767 $1,800 $6,823 $7,348 $2,162 $2,203
Farmers $2,246 $2,227 $2,004 $2,132 $8,842 $9,102 $2,554 $2,649
GEICO $1,841 $1,833 $1,775 $1,851 $4,914 $4,785 $1,944 $1,783
Liberty Mutual $2,736 $2,952 $2,252 $2,518 $10,148 $11,275 $2,898 $3,068
Nationwide $1,750 $1,770 $1,597 $1,650 $4,665 $5,992 $1,944 $2,171
Progressive $2,483 $2,315 $2,047 $2,180 $10,604 $11,827 $2,911 $3,111
State Farm $3,002 $3,002 $2,744 $2,744 $9,436 $11,795 $3,399 $3,924
Travelers $1,280 $1,299 $1,208 $1,203 $6,812 $10,653 $1,218 $1,383
USAA $1,228 $1,242 $1,148 $1,120 $3,677 $4,068 $1,594 $1,715

How much do teen drivers pay for car insurance in Normal, AL?

Normal, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Normal car insurance rates from multiple Normal, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Normal, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,823 $7,348
Farmers $8,842 $9,102
GEICO $4,914 $4,785
Liberty Mutual $10,148 $11,275
Nationwide $4,665 $5,992
Progressive $10,604 $11,827
State Farm $9,436 $11,795
Travelers $6,812 $10,653
USAA $3,677 $4,068

How much do senior drivers pay for car insurance in Normal, AL?

With a little research, seniors can find affordable car insurance in Normal, Alabama. Here’s a look at how the top Normal car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Normal, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,767 $1,800
Farmers $2,004 $2,132
GEICO $1,775 $1,851
Liberty Mutual $2,252 $2,518
Nationwide $1,597 $1,650
Progressive $2,047 $2,180
State Farm $2,744 $2,744
Travelers $1,208 $1,203
USAA $1,148 $1,120

How does coverage level affect Normal, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Normal, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Normal, Alabama

Insurance Company Low Medium High
Allstate $3,116 $3,231 $3,364
Farmers $3,745 $3,917 $4,246
GEICO $2,361 $2,579 $2,832
Liberty Mutual $4,501 $4,707 $4,984
Nationwide $2,675 $2,670 $2,732
Progressive $4,195 $4,666 $5,194
State Farm $4,700 $5,000 $5,318
Travelers $2,983 $3,194 $3,219
USAA $1,900 $1,963 $2,059

How does your driving record affect Normal, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Normal, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Normal, Alabama companies.

Annual Normal, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,751 $3,243 $3,846 $3,109
Farmers $3,337 $4,326 $4,219 $3,996
GEICO $1,736 $2,818 $3,506 $2,303
Liberty Mutual $3,712 $5,171 $5,044 $4,996
Nationwide $2,358 $2,358 $3,424 $2,630
Progressive $4,215 $5,337 $4,568 $4,619
State Farm $4,494 $5,631 $4,949 $4,949
Travelers $2,610 $2,738 $4,007 $3,173
USAA $1,520 $1,910 $2,823 $1,643

How does a DUI affect Normal, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Normal, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Normal, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,846
Farmers $4,219
GEICO $3,506
Liberty Mutual $5,044
Nationwide $3,424
Progressive $4,568
State Farm $4,949
Travelers $4,007
USAA $2,823

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Normal, AL car insurance rates?

Take a look at the data here to see how your Normal, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Normal, Alabama

Insurance Company Poor Fair Good
Allstate $3,998 $3,145 $2,570
Farmers $4,441 $3,834 $3,633
GEICO $3,293 $2,351 $2,128
Liberty Mutual $6,750 $4,168 $3,275
Nationwide $3,246 $2,536 $2,295
Progressive $5,259 $4,541 $4,255
State Farm $8,115 $4,109 $2,793
Travelers $3,414 $2,963 $3,019
USAA $2,646 $1,729 $1,546

How does your commute affect Normal, AL car insurance rates?

Normal, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Normal if you’re financing.

Annual Car Insurance Rates by Commute Length in Normal, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,237 $3,237
Farmers $3,969 $3,969
GEICO $2,546 $2,635
Liberty Mutual $4,731 $4,731
Nationwide $2,692 $2,692
Progressive $4,685 $4,685
State Farm $4,882 $5,129
Travelers $3,132 $3,132
USAA $1,884 $2,064

Who has the cheapest Normal, AL car insurance rates?

Here’s a breakdown of Normal, Alabama car insurance rates by company. You can see which company offers the cheapest Normal car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Normal, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Normal, AL car insurance companies?

Which Normal, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Normal companies to find the one for you.

Average Annual Car Insurance Rates by Company in Normal, Alabama

Insurance Company Average Annual Rates
Allstate $3,237
Farmers $3,969
GEICO $2,591
Liberty Mutual $4,731
Nationwide $2,692
Progressive $4,685
State Farm $5,006
Travelers $3,132
USAA $1,974

Car Insurance Quotes for Normal, AL

Shop for affordable Normal, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Normal, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption