Cheap Quotes for Nielsville, MN Car Insurance (2021)

Nielsville, Minnesota car insurance rates average $365 a month and Minnesota law requires coverage of at least 30/60/10. By comparing rates from multiple Nielsville, MN companies, you can find cheap Nielsville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Nielsville, MN are $365/month
  • The cheapest car insurance company in Nielsville is State Farm
  • Nielsville has an average commute time of 24.7 minutes

How do the Nielsville, Minnesota monthly average car insurance rates of $365/month compare to nearby cities like St. Paul car insurance rates, Bloomington car insurance rates, and Rochester car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Nielsville, MN.

We’ll cover the Minnesota minimum coverage requirements, Minnesota car insurance laws, and Nielsville, MN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Nielsville, Minnesota companies to find the most affordable Nielsville car insurance rates.

Enter your ZIP code above to find cheap Nielsville, MN car insurance quotes today.

What are the minimum Nielsville, MN car insurance requirements?

To meet Minnesota minimum car insurance coverage requirements, Nielsville, MN drivers need to carry at least 30/60/10 coverage.

Minimum Required Car Insurance Coverage in Nielsville, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Nielsville, MN car insurance rates?

Three of the criteria that most affect car insurance rates in Nielsville, Minnesota are age, gender, and marital status. Let’s take a look at how each of these stack up with top Nielsville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nielsville, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,881 $2,758 $2,758 $6,537 $9,541 $3,495 $3,694
American Family $2,162 $2,162 $1,957 $1,957 $5,823 $8,485 $2,162 $2,447
Farmers $2,055 $2,054 $1,979 $2,093 $5,817 $5,877 $2,693 $2,642
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,896 $1,910 $1,686 $1,793 $4,796 $5,847 $2,220 $2,315
State Farm $1,458 $1,458 $1,289 $1,289 $3,080 $3,828 $1,697 $1,395
USAA $1,943 $1,944 $1,759 $1,775 $5,094 $5,626 $2,553 $2,740

How much do teen drivers pay for car insurance in Nielsville, MN?

Nielsville, Minnesota car insurance rates for teens are often higher than rates for other drivers. Compare Nielsville car insurance rates from multiple Nielsville, Minnesota car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Nielsville, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,537 $9,541
American Family $5,823 $8,485
Farmers $5,817 $5,877
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,796 $5,847
State Farm $3,080 $3,828
USAA $5,094 $5,626

How much do senior drivers pay for car insurance in Nielsville, MN?

With a little research, seniors can find affordable car insurance in Nielsville, Minnesota. Here’s a look at how the top Nielsville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Nielsville, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,758 $2,758
American Family $1,957 $1,957
Farmers $1,979 $2,093
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,686 $1,793
State Farm $1,289 $1,289
USAA $1,759 $1,775

How does coverage level affect Nielsville, MN car insurance rates?

How much coverage do you need? Are you comfortable with the Minnesota minimum of 30/60/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Nielsville, MN car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Nielsville, Minnesota

Insurance Company Low Medium High
Allstate $4,263 $4,315 $4,377
American Family $3,393 $3,489 $3,301
Farmers $3,037 $3,163 $3,254
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,661 $2,827 $2,935
State Farm $1,868 $1,942 $2,000
USAA $2,849 $2,927 $3,012

How does your driving record affect Nielsville, MN car insurance rates?

Safe driving pays off. The more traffic violations you have in Nielsville, MN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Nielsville, Minnesota companies.

Annual Nielsville, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,178 $4,549 $5,429 $4,117
American Family $2,277 $4,124 $4,594 $2,582
Farmers $2,701 $3,393 $3,433 $3,078
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,227 $2,958 $3,406 $2,641
State Farm $1,788 $2,085 $1,937 $1,937
USAA $2,176 $2,758 $4,189 $2,593

How does a DUI affect Nielsville, MN car insurance rates?

With even one DUI on your record, you can see an increase in your Nielsville, MN car insurance rates.

Annual Car Insurance Rates After a DUI in Nielsville, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,429
American Family $4,594
Farmers $3,433
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,406
State Farm $1,937
USAA $4,189

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How does your credit history affect Nielsville, MN car insurance rates?

Take a look at the data here to see how your Nielsville, Minnesota car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Nielsville, Minnesota

Insurance Company Poor Fair Good
Allstate $6,354 $3,425 $3,175
American Family $4,605 $3,086 $2,492
Farmers $3,932 $2,854 $2,668
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,339 $2,693 $2,392
State Farm $2,824 $1,727 $1,260
USAA $4,630 $2,232 $1,926

How does your commute affect Nielsville, MN car insurance rates?

Nielsville, MN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Minnesota can be seen here. Remember, though, that you may have to carry substantially more car insurance in Nielsville if you’re financing.

Annual Car Insurance Rates by Commute Length in Nielsville, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,318 $4,318
American Family $3,354 $3,434
Farmers $3,151 $3,151
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,808 $2,808
State Farm $1,886 $1,987
USAA $2,891 $2,968

Who has the cheapest Nielsville, MN car insurance rates?

Here’s a breakdown of Nielsville, Minnesota car insurance rates by company. You can see which company offers the cheapest Nielsville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Nielsville, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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What are the top Nielsville, MN car insurance companies?

Which Nielsville, Minnesota car insurance company will best fit your needs and budget? Check out this comparison of the top Nielsville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Nielsville, Minnesota

Insurance Company Average Annual Rates
Allstate $4,318
American Family $3,394
Farmers $3,151
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,808
State Farm $1,937
USAA $2,929

What factors affect Nielsville, MN car insurance rates?

Why are Nielsville, Minnesota car insurance rates different than rates in St. Paul or Bloomington? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Nielsville, MN?

More time spent behind the wheel can lead to higher Nielsville, Minnesota car insurance rates. In Nielsville, MN, the average commute length is 24.7 minutes.

Car Insurance Quotes for Nielsville, MN

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