Cheap Quotes for Nichols, WI Car Insurance (2021)

Nichols, Wisconsin car insurance rates average $228 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Nichols, WI companies, you can find cheap Nichols car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Nichols, WI are $228/month
  • Average car insurance rates in Nichols, WI after a DUI are $3,027/year
  • Nichols has an average commute time of 22.3 minutes

How do the Nichols, Wisconsin monthly average car insurance rates of $228/month compare to nearby cities like Milwaukee car insurance rates, Waukesha car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Nichols, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Nichols, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Nichols, Wisconsin companies to find the most affordable Nichols car insurance rates.

Enter your ZIP code above to find cheap Nichols, WI car insurance quotes today.

What are the minimum Nichols, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Nichols, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Nichols, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Nichols, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Nichols, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Nichols car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nichols, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,052 $2,160 $1,898 $2,094 $6,623 $8,477 $2,081 $2,257
American Family $1,002 $1,052 $930 $943 $2,680 $2,970 $1,173 $1,252
Farmers $1,753 $1,749 $1,552 $1,649 $8,509 $8,798 $2,000 $2,093
GEICO $1,201 $1,324 $1,249 $1,438 $3,980 $4,281 $1,112 $1,141
Liberty Mutual $1,419 $1,543 $1,147 $1,299 $5,092 $5,705 $1,506 $1,624
Nationwide $3,575 $3,773 $2,958 $3,122 $7,230 $11,068 $4,347 $5,185
Progressive $1,527 $1,440 $1,252 $1,314 $6,043 $6,798 $1,826 $1,977
State Farm $1,343 $1,343 $1,183 $1,183 $3,658 $4,644 $1,511 $1,715
USAA $1,141 $1,133 $1,046 $1,054 $2,969 $3,414 $1,470 $1,602

How much do teen drivers pay for car insurance in Nichols, WI?

Nichols, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Nichols car insurance rates from multiple Nichols, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Nichols, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,623 $8,477
American Family $2,680 $2,970
Farmers $8,509 $8,798
GEICO $3,980 $4,281
Liberty Mutual $5,092 $5,705
Nationwide $7,230 $11,068
Progressive $6,043 $6,798
State Farm $3,658 $4,644
USAA $2,969 $3,414

How much do senior drivers pay for car insurance in Nichols, WI?

With a little research, seniors can find affordable car insurance in Nichols, Wisconsin. Here’s a look at how the top Nichols car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Nichols, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,898 $2,094
American Family $930 $943
Farmers $1,552 $1,649
GEICO $1,249 $1,438
Liberty Mutual $1,147 $1,299
Nationwide $2,958 $3,122
Progressive $1,252 $1,314
State Farm $1,183 $1,183
USAA $1,046 $1,054

How does coverage level affect Nichols, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Nichols, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Nichols, Wisconsin

Insurance Company Low Medium High
Allstate $3,313 $3,447 $3,605
American Family $1,487 $1,513 $1,501
Farmers $3,235 $3,485 $3,819
GEICO $1,826 $1,965 $2,106
Liberty Mutual $2,205 $2,443 $2,603
Nationwide $4,997 $5,155 $5,319
Progressive $2,571 $2,798 $2,948
State Farm $1,968 $2,078 $2,172
USAA $1,651 $1,730 $1,805

How does your driving record affect Nichols, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Nichols, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Nichols, Wisconsin companies.

Annual Nichols, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,825 $3,873 $3,623 $3,499
American Family $1,435 $1,522 $1,522 $1,522
Farmers $3,063 $3,876 $3,653 $3,459
GEICO $1,363 $2,203 $2,527 $1,770
Liberty Mutual $1,842 $2,640 $2,723 $2,464
Nationwide $4,360 $5,044 $6,181 $5,044
Progressive $2,534 $3,086 $2,636 $2,833
State Farm $1,917 $2,228 $2,072 $2,072
USAA $1,352 $1,710 $2,309 $1,544

How does a DUI affect Nichols, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Nichols, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Nichols, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,623
American Family $1,522
Farmers $3,653
GEICO $2,527
Liberty Mutual $2,723
Nationwide $6,181
Progressive $2,636
State Farm $2,072
USAA $2,309

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How does your credit history affect Nichols, WI car insurance rates?

Take a look at the data here to see how your Nichols, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Nichols, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,529 $3,123 $2,713
American Family $2,007 $1,324 $1,170
Farmers $3,969 $3,359 $3,210
GEICO $2,578 $1,840 $1,479
Liberty Mutual $3,471 $2,115 $1,664
Nationwide $5,798 $4,837 $4,837
Progressive $3,136 $2,682 $2,499
State Farm $3,091 $1,775 $1,351
USAA $2,634 $1,415 $1,138

How does your commute affect Nichols, WI car insurance rates?

Nichols, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Nichols if you’re financing.

Annual Car Insurance Rates by Commute Length in Nichols, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,373 $3,538
American Family $1,475 $1,525
Farmers $3,513 $3,513
GEICO $1,925 $2,006
Liberty Mutual $2,417 $2,417
Nationwide $5,157 $5,157
Progressive $2,772 $2,772
State Farm $2,022 $2,123
USAA $1,707 $1,751

Who has the cheapest Nichols, WI car insurance rates?

Here’s a breakdown of Nichols, Wisconsin car insurance rates by company. You can see which company offers the cheapest Nichols car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Nichols, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Nichols, WI car insurance companies?

Which Nichols, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Nichols companies to find the one for you.

Average Annual Car Insurance Rates by Company in Nichols, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,455
American Family $1,500
Farmers $3,513
GEICO $1,966
Liberty Mutual $2,417
Nationwide $5,157
Progressive $2,772
State Farm $2,072
USAA $1,729

What factors affect Nichols, WI car insurance rates?

Why are Nichols, Wisconsin car insurance rates different than rates in Milwaukee or Waukesha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Nichols, WI?

More time spent behind the wheel can lead to higher Nichols, Wisconsin car insurance rates. In Nichols, WI, the average commute length is 22.3 minutes.

Car Insurance Quotes for Nichols, WI

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