Cheap Quotes for Newton, AL Car Insurance (2021)

Newton, Alabama car insurance rates average $281 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Newton, AL companies, you can find cheap Newton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Newton, AL after a DUI are $3,861/year
  • Average car insurance rates in Newton, AL are $281/month
  • Newton has an average commute time of 26.6 minutes

How do the Newton, Alabama monthly average car insurance rates of $281/month compare to nearby cities like Auburn car insurance rates, Mobile car insurance rates, and Montgomery car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Newton, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Newton, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Newton, Alabama companies to find the most affordable Newton car insurance rates.

Enter your ZIP code above to find cheap Newton, AL car insurance quotes today.

What are the minimum Newton, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Newton, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Newton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Newton, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Newton, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Newton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,854 $1,772 $1,675 $1,708 $6,351 $6,825 $2,083 $2,131
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,857 $1,841 $1,782 $1,847 $4,861 $4,727 $1,961 $1,801
Liberty Mutual $2,859 $3,087 $2,346 $2,624 $10,527 $11,705 $3,039 $3,230
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,146 $1,994 $1,757 $1,906 $8,730 $9,675 $2,473 $2,557
State Farm $2,455 $2,455 $2,215 $2,215 $7,296 $9,150 $2,769 $3,183
Travelers $1,526 $1,551 $1,425 $1,421 $7,979 $12,473 $1,448 $1,677
USAA $1,231 $1,251 $1,152 $1,133 $3,626 $4,022 $1,600 $1,729

How much do teen drivers pay for car insurance in Newton, AL?

Newton, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Newton car insurance rates from multiple Newton, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Newton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,825
Farmers $8,097 $8,336
GEICO $4,861 $4,727
Liberty Mutual $10,527 $11,705
Nationwide $4,358 $5,617
Progressive $8,730 $9,675
State Farm $7,296 $9,150
Travelers $7,979 $12,473
USAA $3,626 $4,022

How much do senior drivers pay for car insurance in Newton, AL?

With a little research, seniors can find affordable car insurance in Newton, Alabama. Here’s a look at how the top Newton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Newton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
Farmers $1,904 $2,018
GEICO $1,782 $1,847
Liberty Mutual $2,346 $2,624
Nationwide $1,527 $1,581
Progressive $1,757 $1,906
State Farm $2,215 $2,215
Travelers $1,425 $1,421
USAA $1,152 $1,133

How does coverage level affect Newton, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Newton, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Newton, Alabama

Insurance Company Low Medium High
Allstate $2,946 $3,046 $3,158
Farmers $3,491 $3,644 $3,938
GEICO $2,357 $2,572 $2,826
Liberty Mutual $4,696 $4,903 $5,182
Nationwide $2,529 $2,526 $2,589
Progressive $3,400 $3,871 $4,443
State Farm $3,749 $3,961 $4,191
Travelers $3,529 $3,761 $3,773
USAA $1,893 $1,957 $2,055

How does your driving record affect Newton, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Newton, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Newton, Alabama companies.

Annual Newton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,602 $3,060 $3,607 $2,931
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,744 $2,808 $3,466 $2,321
Liberty Mutual $3,866 $5,382 $5,257 $5,204
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,516 $4,428 $3,814 $3,861
State Farm $3,589 $4,429 $3,925 $3,925
Travelers $3,072 $3,225 $4,707 $3,746
USAA $1,516 $1,900 $2,816 $1,640

How does a DUI affect Newton, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Newton, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Newton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
Farmers $3,916
GEICO $3,466
Liberty Mutual $5,257
Nationwide $3,241
Progressive $3,814
State Farm $3,925
Travelers $4,707
USAA $2,816

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How does your credit history affect Newton, AL car insurance rates?

Take a look at the data here to see how your Newton, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Newton, Alabama

Insurance Company Poor Fair Good
Allstate $3,772 $2,958 $2,419
Farmers $4,140 $3,559 $3,374
GEICO $3,286 $2,346 $2,123
Liberty Mutual $7,043 $4,334 $3,404
Nationwide $3,073 $2,400 $2,171
Progressive $4,405 $3,781 $3,528
State Farm $6,426 $3,258 $2,217
Travelers $4,025 $3,486 $3,551
USAA $2,639 $1,724 $1,541

How does your commute affect Newton, AL car insurance rates?

Newton, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Newton if you’re financing.

Annual Car Insurance Rates by Commute Length in Newton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,050 $3,050
Farmers $3,691 $3,691
GEICO $2,538 $2,632
Liberty Mutual $4,927 $4,927
Nationwide $2,548 $2,548
Progressive $3,905 $3,905
State Farm $3,871 $4,063
Travelers $3,688 $3,688
USAA $1,878 $2,058

Who has the cheapest Newton, AL car insurance rates?

Here’s a breakdown of Newton, Alabama car insurance rates by company. You can see which company offers the cheapest Newton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Newton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Newton, AL car insurance companies?

Which Newton, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Newton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Newton, Alabama

Insurance Company Average Annual Rates
Allstate $3,050
Farmers $3,691
GEICO $2,585
Liberty Mutual $4,927
Nationwide $2,548
Progressive $3,905
State Farm $3,967
Travelers $3,688
USAA $1,968

What factors affect Newton, AL car insurance rates?

Why are Newton, Alabama car insurance rates different than rates in Auburn or Mobile? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Newton, AL?

More time spent behind the wheel can lead to higher Newton, Alabama car insurance rates. In Newton, AL, the average commute length is 26.6 minutes.

Car Insurance Quotes for Newton, AL

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