Cheap Quotes for Newark, MD Car Insurance (2021)

Newark, Maryland car insurance rates average $312 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Newark, MD companies, you can find cheap Newark car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Newark, MD for senior drivers are $2,446/year
  • Average car insurance rates in Newark, MD after a DUI are $4,403/year
  • Average car insurance rates in Newark, MD are $312/month

How do the Newark, Maryland monthly average car insurance rates of $312/month compare to nearby cities like Gaithersburg car insurance rates, Greenbelt car insurance rates, and Laurel car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Newark, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Newark, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Newark, Maryland companies to find the most affordable Newark car insurance rates.

Enter your ZIP code above to find cheap Newark, MD car insurance quotes today.

What are the minimum Newark, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Newark, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Newark, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Newark, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Newark, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Newark car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newark, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,789 $2,692 $2,641 $2,710 $7,754 $9,049 $2,546 $2,582
GEICO $1,935 $2,113 $2,182 $2,508 $5,742 $6,569 $1,654 $1,754
Liberty Mutual $5,536 $5,536 $5,472 $5,472 $10,820 $16,074 $5,536 $7,484
Nationwide $1,543 $1,551 $1,400 $1,442 $3,498 $4,591 $1,773 $1,908
Progressive $2,131 $1,938 $1,860 $1,894 $7,335 $8,029 $2,481 $2,446
State Farm $1,943 $1,943 $1,771 $1,771 $6,059 $7,756 $2,160 $2,459
USAA $1,673 $1,643 $1,562 $1,558 $3,703 $4,369 $1,925 $2,146

How much do teen drivers pay for car insurance in Newark, MD?

Newark, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Newark car insurance rates from multiple Newark, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Newark, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,754 $9,049
GEICO $5,742 $6,569
Liberty Mutual $10,820 $16,074
Nationwide $3,498 $4,591
Progressive $7,335 $8,029
State Farm $6,059 $7,756
USAA $3,703 $4,369

How much do senior drivers pay for car insurance in Newark, MD?

With a little research, seniors can find affordable car insurance in Newark, Maryland. Here’s a look at how the top Newark car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Newark, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,641 $2,710
GEICO $2,182 $2,508
Liberty Mutual $5,472 $5,472
Nationwide $1,400 $1,442
Progressive $1,860 $1,894
State Farm $1,771 $1,771
USAA $1,562 $1,558

How does coverage level affect Newark, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Newark, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Newark, Maryland

Insurance Company Low Medium High
Allstate $4,009 $4,075 $4,202
GEICO $2,951 $3,038 $3,183
Liberty Mutual $7,513 $7,722 $7,989
Nationwide $2,124 $2,219 $2,297
Progressive $3,372 $3,516 $3,655
State Farm $3,083 $3,241 $3,374
USAA $2,206 $2,330 $2,432

How does your driving record affect Newark, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Newark, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Newark, Maryland companies.

Annual Newark, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,640 $4,796 $3,640 $4,307
GEICO $2,179 $3,375 $4,081 $2,593
Liberty Mutual $5,622 $7,365 $10,922 $7,056
Nationwide $1,954 $2,604 $2,086 $2,208
Progressive $3,011 $3,954 $3,639 $3,453
State Farm $2,905 $3,634 $3,196 $3,196
USAA $1,829 $2,240 $3,253 $1,968

How does a DUI affect Newark, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Newark, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Newark, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,640
GEICO $4,081
Liberty Mutual $10,922
Nationwide $2,086
Progressive $3,639
State Farm $3,196
USAA $3,253

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How does your credit history affect Newark, MD car insurance rates?

Take a look at the data here to see how your Newark, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Newark, Maryland

Insurance Company Poor Fair Good
Allstate $5,287 $3,707 $3,293
GEICO $3,463 $2,872 $2,837
Liberty Mutual $11,074 $7,128 $5,022
Nationwide $2,811 $2,007 $1,821
Progressive $4,442 $3,318 $2,783
State Farm $4,730 $2,805 $2,163
USAA $3,091 $2,126 $1,751

How does your commute affect Newark, MD car insurance rates?

Newark, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Newark if you’re financing.

Annual Car Insurance Rates by Commute Length in Newark, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,039 $4,152
GEICO $3,004 $3,110
Liberty Mutual $7,532 $7,950
Nationwide $2,213 $2,213
Progressive $3,514 $3,514
State Farm $3,152 $3,313
USAA $2,251 $2,394

Who has the cheapest Newark, MD car insurance rates?

Here’s a breakdown of Newark, Maryland car insurance rates by company. You can see which company offers the cheapest Newark car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Newark, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Newark, MD car insurance companies?

Which Newark, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Newark companies to find the one for you.

Average Annual Car Insurance Rates by Company in Newark, Maryland

Insurance Company Average Annual Rates
Allstate $4,095
GEICO $3,057
Liberty Mutual $7,741
Nationwide $2,213
Progressive $3,514
State Farm $3,233
USAA $2,323

What factors affect Newark, MD car insurance rates?

Why are Newark, Maryland car insurance rates different than rates in Gaithersburg or Greenbelt? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Newark, MD?

More time spent behind the wheel can lead to higher Newark, Maryland car insurance rates. In Newark, MD, the average commute length is 65.1 minutes.

Car Insurance Quotes for Newark, MD

Shop for affordable Newark, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Newark, MD car insurance companies.

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