Cheap Quotes for New Hope, AL Car Insurance (2021)

New Hope, Alabama car insurance rates average $303 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple New Hope, AL companies, you can find cheap New Hope car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in New Hope is USAA
  • Average car insurance rates in New Hope, AL are $303/month
  • New Hope has an average commute time of 28.1 minutes

How do the New Hope, Alabama monthly average car insurance rates of $303/month compare to nearby cities like Hoover car insurance rates, Mobile car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in New Hope, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and New Hope, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple New Hope, Alabama companies to find the most affordable New Hope car insurance rates.

Enter your ZIP code above to find cheap New Hope, AL car insurance quotes today.

What are the minimum New Hope, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, New Hope, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in New Hope, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect New Hope, AL car insurance rates?

Three of the criteria that most affect car insurance rates in New Hope, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top New Hope car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Hope, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,158 $2,056 $1,952 $1,990 $7,579 $8,154 $2,419 $2,475
Farmers $2,340 $2,318 $2,088 $2,225 $9,254 $9,512 $2,660 $2,754
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,840 $3,063 $2,334 $2,605 $10,567 $11,733 $3,014 $3,198
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,492 $2,333 $2,043 $2,187 $10,267 $11,451 $2,910 $3,088
State Farm $2,920 $2,920 $2,664 $2,664 $9,094 $11,373 $3,305 $3,812
Travelers $1,314 $1,333 $1,240 $1,236 $7,084 $11,121 $1,249 $1,415
USAA $1,303 $1,315 $1,218 $1,187 $3,927 $4,342 $1,691 $1,820

How much do teen drivers pay for car insurance in New Hope, AL?

New Hope, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare New Hope car insurance rates from multiple New Hope, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in New Hope, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,579 $8,154
Farmers $9,254 $9,512
GEICO $4,963 $4,863
Liberty Mutual $10,567 $11,733
Nationwide $4,565 $5,863
Progressive $10,267 $11,451
State Farm $9,094 $11,373
Travelers $7,084 $11,121
USAA $3,927 $4,342

How much do senior drivers pay for car insurance in New Hope, AL?

With a little research, seniors can find affordable car insurance in New Hope, Alabama. Here’s a look at how the top New Hope car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in New Hope, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,952 $1,990
Farmers $2,088 $2,225
GEICO $1,810 $1,872
Liberty Mutual $2,334 $2,605
Nationwide $1,570 $1,622
Progressive $2,043 $2,187
State Farm $2,664 $2,664
Travelers $1,240 $1,236
USAA $1,218 $1,187

How does coverage level affect New Hope, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your New Hope, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in New Hope, Alabama

Insurance Company Low Medium High
Allstate $3,477 $3,592 $3,725
Farmers $3,901 $4,088 $4,443
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,697 $4,897 $5,165
Nationwide $2,626 $2,617 $2,677
Progressive $4,101 $4,570 $5,118
State Farm $4,552 $4,838 $5,142
Travelers $3,089 $3,313 $3,346
USAA $2,022 $2,089 $2,190

How does your driving record affect New Hope, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in New Hope, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top New Hope, Alabama companies.

Annual New Hope, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,054 $3,604 $4,279 $3,454
Farmers $3,481 $4,517 $4,406 $4,170
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,855 $5,381 $5,244 $5,197
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $4,147 $5,220 $4,467 $4,551
State Farm $4,354 $5,443 $4,790 $4,790
Travelers $2,708 $2,840 $4,159 $3,289
USAA $1,616 $2,033 $3,006 $1,747

How does a DUI affect New Hope, AL car insurance rates?

With even one DUI on your record, you can see an increase in your New Hope, AL car insurance rates.

Annual Car Insurance Rates After a DUI in New Hope, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,279
Farmers $4,406
GEICO $3,548
Liberty Mutual $5,244
Nationwide $3,356
Progressive $4,467
State Farm $4,790
Travelers $4,159
USAA $3,006

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How does your credit history affect New Hope, AL car insurance rates?

Take a look at the data here to see how your New Hope, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in New Hope, Alabama

Insurance Company Poor Fair Good
Allstate $4,439 $3,496 $2,858
Farmers $4,639 $4,002 $3,791
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,028 $4,331 $3,399
Nationwide $3,185 $2,486 $2,250
Progressive $5,184 $4,449 $4,156
State Farm $7,850 $3,977 $2,704
Travelers $3,540 $3,074 $3,133
USAA $2,815 $1,841 $1,645

How does your commute affect New Hope, AL car insurance rates?

New Hope, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in New Hope if you’re financing.

Annual Car Insurance Rates by Commute Length in New Hope, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,598 $3,598
Farmers $4,144 $4,144
GEICO $2,591 $2,683
Liberty Mutual $4,919 $4,919
Nationwide $2,640 $2,640
Progressive $4,596 $4,596
State Farm $4,725 $4,963
Travelers $3,249 $3,249
USAA $2,004 $2,196

Who has the cheapest New Hope, AL car insurance rates?

Here’s a breakdown of New Hope, Alabama car insurance rates by company. You can see which company offers the cheapest New Hope car insurance rates in each category.

Best Annual Car Insurance Rates by Company in New Hope, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top New Hope, AL car insurance companies?

Which New Hope, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top New Hope companies to find the one for you.

Average Annual Car Insurance Rates by Company in New Hope, Alabama

Insurance Company Average Annual Rates
Allstate $3,598
Farmers $4,144
GEICO $2,637
Liberty Mutual $4,919
Nationwide $2,640
Progressive $4,596
State Farm $4,844
Travelers $3,249
USAA $2,100

What factors affect New Hope, AL car insurance rates?

Why are New Hope, Alabama car insurance rates different than rates in Hoover or Mobile? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in New Hope, AL?

FBI statistics show that the New Hope, Alabama car theft rate is 11 thefts each year. High theft rates can lead to higher than average New Hope, AL car insurance rates.

How long is the average commute in New Hope, AL?

More time spent behind the wheel can lead to higher New Hope, Alabama car insurance rates. In New Hope, AL, the average commute length is 28.1 minutes.

Car Insurance Quotes for New Hope, AL

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