Cheap Quotes for New Castle, AL Car Insurance (2021)

New Castle, Alabama car insurance rates average $344 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple New Castle, AL companies, you can find cheap New Castle car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in New Castle, AL after a DUI are $4,716/year
  • Average car insurance rates in New Castle, AL are $344/month
  • The cheapest car insurance company in New Castle is USAA

How do the New Castle, Alabama monthly average car insurance rates of $344/month compare to nearby cities like Decatur car insurance rates, Madison car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in New Castle, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and New Castle, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple New Castle, Alabama companies to find the most affordable New Castle car insurance rates.

Enter your ZIP code above to find cheap New Castle, AL car insurance quotes today.

What are the minimum New Castle, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, New Castle, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in New Castle, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect New Castle, AL car insurance rates?

Three of the criteria that most affect car insurance rates in New Castle, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top New Castle car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Castle, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,135 $2,024 $1,945 $1,981 $7,808 $8,412 $2,361 $2,403
Farmers $2,627 $2,603 $2,344 $2,498 $10,378 $10,669 $2,983 $3,087
GEICO $2,292 $2,292 $2,178 $2,261 $6,182 $6,096 $2,423 $2,261
Liberty Mutual $3,226 $3,482 $2,637 $2,948 $12,074 $13,422 $3,436 $3,659
Nationwide $1,850 $1,872 $1,686 $1,743 $4,989 $6,415 $2,059 $2,302
Progressive $2,731 $2,548 $2,238 $2,406 $11,379 $12,662 $3,189 $3,374
State Farm $3,391 $3,391 $3,089 $3,089 $10,624 $13,270 $3,840 $4,449
Travelers $1,707 $1,733 $1,609 $1,601 $9,419 $14,803 $1,614 $1,842
USAA $1,347 $1,365 $1,257 $1,228 $4,056 $4,495 $1,758 $1,894

How much do teen drivers pay for car insurance in New Castle, AL?

New Castle, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare New Castle car insurance rates from multiple New Castle, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in New Castle, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,808 $8,412
Farmers $10,378 $10,669
GEICO $6,182 $6,096
Liberty Mutual $12,074 $13,422
Nationwide $4,989 $6,415
Progressive $11,379 $12,662
State Farm $10,624 $13,270
Travelers $9,419 $14,803
USAA $4,056 $4,495

How much do senior drivers pay for car insurance in New Castle, AL?

With a little research, seniors can find affordable car insurance in New Castle, Alabama. Here’s a look at how the top New Castle car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in New Castle, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,945 $1,981
Farmers $2,344 $2,498
GEICO $2,178 $2,261
Liberty Mutual $2,637 $2,948
Nationwide $1,686 $1,743
Progressive $2,238 $2,406
State Farm $3,089 $3,089
Travelers $1,609 $1,601
USAA $1,257 $1,228

How does coverage level affect New Castle, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your New Castle, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in New Castle, Alabama

Insurance Company Low Medium High
Allstate $3,498 $3,628 $3,775
Farmers $4,374 $4,585 $4,987
GEICO $3,005 $3,236 $3,504
Liberty Mutual $5,363 $5,585 $5,884
Nationwide $2,858 $2,838 $2,897
Progressive $4,543 $5,034 $5,621
State Farm $5,324 $5,637 $5,967
Travelers $4,098 $4,376 $4,400
USAA $2,099 $2,164 $2,262

How does your driving record affect New Castle, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in New Castle, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top New Castle, Alabama companies.

Annual New Castle, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,063 $3,633 $4,354 $3,485
Farmers $3,906 $5,068 $4,943 $4,677
GEICO $2,174 $3,528 $4,396 $2,894
Liberty Mutual $4,394 $6,136 $5,985 $5,927
Nationwide $2,505 $2,505 $3,650 $2,797
Progressive $4,574 $5,767 $4,906 $5,016
State Farm $5,069 $6,345 $5,579 $5,579
Travelers $3,567 $3,742 $5,509 $4,346
USAA $1,672 $2,101 $3,119 $1,808

How does a DUI affect New Castle, AL car insurance rates?

With even one DUI on your record, you can see an increase in your New Castle, AL car insurance rates.

Annual Car Insurance Rates After a DUI in New Castle, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,354
Farmers $4,943
GEICO $4,396
Liberty Mutual $5,985
Nationwide $3,650
Progressive $4,906
State Farm $5,579
Travelers $5,509
USAA $3,119

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How does your credit history affect New Castle, AL car insurance rates?

Take a look at the data here to see how your New Castle, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in New Castle, Alabama

Insurance Company Poor Fair Good
Allstate $4,470 $3,537 $2,893
Farmers $5,205 $4,489 $4,252
GEICO $4,135 $2,945 $2,664
Liberty Mutual $8,028 $4,935 $3,869
Nationwide $3,458 $2,696 $2,438
Progressive $5,706 $4,905 $4,586
State Farm $9,157 $4,630 $3,142
Travelers $4,675 $4,060 $4,138
USAA $2,925 $1,902 $1,698

How does your commute affect New Castle, AL car insurance rates?

New Castle, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in New Castle if you’re financing.

Annual Car Insurance Rates by Commute Length in New Castle, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,634 $3,634
Farmers $4,649 $4,649
GEICO $3,191 $3,305
Liberty Mutual $5,611 $5,611
Nationwide $2,864 $2,864
Progressive $5,066 $5,066
State Farm $5,506 $5,780
Travelers $4,291 $4,291
USAA $2,076 $2,275

Who has the cheapest New Castle, AL car insurance rates?

Here’s a breakdown of New Castle, Alabama car insurance rates by company. You can see which company offers the cheapest New Castle car insurance rates in each category.

Best Annual Car Insurance Rates by Company in New Castle, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top New Castle, AL car insurance companies?

Which New Castle, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top New Castle companies to find the one for you.

Average Annual Car Insurance Rates by Company in New Castle, Alabama

Insurance Company Average Annual Rates
Allstate $3,634
Farmers $4,649
GEICO $3,248
Liberty Mutual $5,611
Nationwide $2,864
Progressive $5,066
State Farm $5,643
Travelers $4,291
USAA $2,175

Car Insurance Quotes for New Castle, AL

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