Cheap Quotes for Myrtlewood, AL Car Insurance (2021)

Myrtlewood, Alabama car insurance rates average $310 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Myrtlewood, AL companies, you can find cheap Myrtlewood car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Myrtlewood, AL after a DUI are $4,232/year
  • Average car insurance rates in Myrtlewood, AL for senior drivers are $1,992/year
  • Myrtlewood has an average commute time of 18.4 minutes

How do the Myrtlewood, Alabama monthly average car insurance rates of $310/month compare to nearby cities like Mobile car insurance rates, Madison car insurance rates, and Tuscaloosa car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Myrtlewood, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Myrtlewood, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Myrtlewood, Alabama companies to find the most affordable Myrtlewood car insurance rates.

Enter your ZIP code above to find cheap Myrtlewood, AL car insurance quotes today.

What are the minimum Myrtlewood, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Myrtlewood, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Myrtlewood, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Myrtlewood, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Myrtlewood, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Myrtlewood car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Myrtlewood, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,428 $2,413 $2,174 $2,296 $9,078 $9,349 $2,773 $2,909
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,150 $3,406 $2,582 $2,889 $11,298 $12,569 $3,364 $3,593
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,494 $2,358 $2,039 $2,178 $9,643 $10,773 $2,909 $3,066
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,508 $1,534 $1,405 $1,403 $7,873 $12,368 $1,430 $1,660
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

How much do teen drivers pay for car insurance in Myrtlewood, AL?

Myrtlewood, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Myrtlewood car insurance rates from multiple Myrtlewood, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Myrtlewood, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $9,078 $9,349
GEICO $5,380 $5,307
Liberty Mutual $11,298 $12,569
Nationwide $4,418 $5,752
Progressive $9,643 $10,773
State Farm $8,362 $10,517
Travelers $7,873 $12,368
USAA $4,083 $4,536

How much do senior drivers pay for car insurance in Myrtlewood, AL?

With a little research, seniors can find affordable car insurance in Myrtlewood, Alabama. Here’s a look at how the top Myrtlewood car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Myrtlewood, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,174 $2,296
GEICO $1,968 $1,996
Liberty Mutual $2,582 $2,889
Nationwide $1,577 $1,642
Progressive $2,039 $2,178
State Farm $2,624 $2,624
Travelers $1,405 $1,403
USAA $1,288 $1,268

How does coverage level affect Myrtlewood, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Myrtlewood, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Myrtlewood, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,981 $4,132 $4,420
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,117 $5,332 $5,620
Nationwide $2,624 $2,595 $2,649
Progressive $3,965 $4,403 $4,930
State Farm $4,411 $4,630 $4,873
Travelers $3,475 $3,721 $3,747
USAA $2,139 $2,204 $2,302

How does your driving record affect Myrtlewood, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Myrtlewood, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Myrtlewood, Alabama companies.

Annual Myrtlewood, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,515 $4,536 $4,424 $4,234
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,202 $5,842 $5,724 $5,658
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,015 $5,001 $4,296 $4,417
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,041 $3,193 $4,649 $3,707
USAA $1,703 $2,133 $3,182 $1,843

How does a DUI affect Myrtlewood, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Myrtlewood, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Myrtlewood, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,060
Farmers $4,424
GEICO $3,808
Liberty Mutual $5,724
Nationwide $3,353
Progressive $4,296
State Farm $4,592
Travelers $4,649
USAA $3,182

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How does your credit history affect Myrtlewood, AL car insurance rates?

Take a look at the data here to see how your Myrtlewood, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Myrtlewood, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,690 $4,026 $3,817
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,682 $4,698 $3,689
Nationwide $3,171 $2,467 $2,229
Progressive $5,040 $4,280 $3,978
State Farm $7,514 $3,809 $2,592
Travelers $3,982 $3,448 $3,512
USAA $2,984 $1,935 $1,726

How does your commute affect Myrtlewood, AL car insurance rates?

Myrtlewood, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Myrtlewood if you’re financing.

Annual Car Insurance Rates by Commute Length in Myrtlewood, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,178 $4,178
GEICO $2,842 $2,954
Liberty Mutual $5,356 $5,356
Nationwide $2,623 $2,623
Progressive $4,432 $4,432
State Farm $4,528 $4,748
Travelers $3,648 $3,648
USAA $2,114 $2,317

Who has the cheapest Myrtlewood, AL car insurance rates?

Here’s a breakdown of Myrtlewood, Alabama car insurance rates by company. You can see which company offers the cheapest Myrtlewood car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Myrtlewood, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Myrtlewood, AL car insurance companies?

Which Myrtlewood, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Myrtlewood companies to find the one for you.

Average Annual Car Insurance Rates by Company in Myrtlewood, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,178
GEICO $2,898
Liberty Mutual $5,356
Nationwide $2,623
Progressive $4,432
State Farm $4,638
Travelers $3,648
USAA $2,215

What factors affect Myrtlewood, AL car insurance rates?

Why are Myrtlewood, Alabama car insurance rates different than rates in Mobile or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Myrtlewood, AL?

More time spent behind the wheel can lead to higher Myrtlewood, Alabama car insurance rates. In Myrtlewood, AL, the average commute length is 18.4 minutes.

Car Insurance Quotes for Myrtlewood, AL

Shop for affordable Myrtlewood, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Myrtlewood, AL car insurance companies.

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