Cheap Quotes for Muskego, WI Car Insurance (2021)

Muskego, Wisconsin car insurance rates average $234 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Muskego, WI companies, you can find cheap Muskego car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Muskego, WI for senior drivers are $1,504/year
  • Muskego has an average commute time of 26.5 minutes
  • The cheapest car insurance company in Muskego is American Family

How do the Muskego, Wisconsin monthly average car insurance rates of $234/month compare to nearby cities like Kenosha car insurance rates, Janesville car insurance rates, and Milwaukee car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Muskego, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Muskego, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Muskego, Wisconsin companies to find the most affordable Muskego car insurance rates.

Enter your ZIP code above to find cheap Muskego, WI car insurance quotes today.

What are the minimum Muskego, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Muskego, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Muskego, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Muskego, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Muskego, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Muskego car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Muskego, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,268 $2,372 $2,120 $2,335 $8,005 $10,274 $2,272 $2,457
American Family $872 $906 $854 $853 $3,049 $3,328 $1,049 $1,112
Farmers $1,903 $1,901 $1,678 $1,789 $9,593 $9,953 $2,165 $2,251
GEICO $1,190 $1,337 $1,286 $1,524 $4,162 $4,471 $1,095 $1,106
Liberty Mutual $1,446 $1,565 $1,163 $1,313 $5,652 $6,323 $1,533 $1,644
Nationwide $2,921 $3,053 $2,453 $2,569 $6,396 $9,906 $3,585 $4,158
Progressive $1,506 $1,404 $1,240 $1,306 $6,253 $7,009 $1,798 $1,943
State Farm $1,343 $1,343 $1,221 $1,221 $4,192 $5,272 $1,523 $1,746
USAA $1,168 $1,155 $1,075 $1,075 $3,124 $3,584 $1,499 $1,624

How much do teen drivers pay for car insurance in Muskego, WI?

Muskego, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Muskego car insurance rates from multiple Muskego, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Muskego, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,005 $10,274
American Family $3,049 $3,328
Farmers $9,593 $9,953
GEICO $4,162 $4,471
Liberty Mutual $5,652 $6,323
Nationwide $6,396 $9,906
Progressive $6,253 $7,009
State Farm $4,192 $5,272
USAA $3,124 $3,584

How much do senior drivers pay for car insurance in Muskego, WI?

With a little research, seniors can find affordable car insurance in Muskego, Wisconsin. Here’s a look at how the top Muskego car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Muskego, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,120 $2,335
American Family $854 $853
Farmers $1,678 $1,789
GEICO $1,286 $1,524
Liberty Mutual $1,163 $1,313
Nationwide $2,453 $2,569
Progressive $1,240 $1,306
State Farm $1,221 $1,221
USAA $1,075 $1,075

How does coverage level affect Muskego, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Muskego, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Muskego, Wisconsin

Insurance Company Low Medium High
Allstate $3,814 $4,002 $4,223
American Family $1,472 $1,518 $1,519
Farmers $3,546 $3,869 $4,297
GEICO $1,835 $2,021 $2,209
Liberty Mutual $2,342 $2,608 $2,789
Nationwide $4,212 $4,380 $4,548
Progressive $2,573 $2,841 $3,009
State Farm $2,072 $2,243 $2,383
USAA $1,710 $1,790 $1,864

How does your driving record affect Muskego, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Muskego, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Muskego, Wisconsin companies.

Annual Muskego, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,235 $4,501 $4,239 $4,077
American Family $1,438 $1,525 $1,525 $1,525
Farmers $3,395 $4,310 $4,077 $3,835
GEICO $1,371 $2,267 $2,690 $1,759
Liberty Mutual $1,954 $2,837 $2,904 $2,625
Nationwide $3,704 $4,284 $5,249 $4,284
Progressive $2,560 $3,140 $2,670 $2,859
State Farm $2,030 $2,435 $2,233 $2,233
USAA $1,394 $1,771 $2,392 $1,594

How does a DUI affect Muskego, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Muskego, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Muskego, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,239
American Family $1,525
Farmers $4,077
GEICO $2,690
Liberty Mutual $2,904
Nationwide $5,249
Progressive $2,670
State Farm $2,233
USAA $2,392

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How does your credit history affect Muskego, WI car insurance rates?

Take a look at the data here to see how your Muskego, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Muskego, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,267 $3,622 $3,150
American Family $2,016 $1,325 $1,168
Farmers $4,395 $3,742 $3,575
GEICO $2,652 $1,892 $1,520
Liberty Mutual $3,691 $2,269 $1,780
Nationwide $4,923 $4,108 $4,108
Progressive $3,153 $2,723 $2,547
State Farm $3,331 $1,912 $1,455
USAA $2,722 $1,464 $1,177

How does your commute affect Muskego, WI car insurance rates?

Muskego, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Muskego if you’re financing.

Annual Car Insurance Rates by Commute Length in Muskego, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,916 $4,110
American Family $1,477 $1,529
Farmers $3,904 $3,904
GEICO $1,985 $2,058
Liberty Mutual $2,580 $2,580
Nationwide $4,380 $4,380
Progressive $2,808 $2,808
State Farm $2,175 $2,290
USAA $1,765 $1,811

Who has the cheapest Muskego, WI car insurance rates?

Here’s a breakdown of Muskego, Wisconsin car insurance rates by company. You can see which company offers the cheapest Muskego car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Muskego, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Muskego, WI car insurance companies?

Which Muskego, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Muskego companies to find the one for you.

Average Annual Car Insurance Rates by Company in Muskego, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,013
American Family $1,503
Farmers $3,904
GEICO $2,022
Liberty Mutual $2,580
Nationwide $4,380
Progressive $2,808
State Farm $2,233
USAA $1,788

What factors affect Muskego, WI car insurance rates?

Why are Muskego, Wisconsin car insurance rates different than rates in Kenosha or Janesville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Muskego, WI?

FBI statistics show that the Muskego, Wisconsin car theft rate is 5 thefts each year. High theft rates can lead to higher than average Muskego, WI car insurance rates.

How long is the average commute in Muskego, WI?

More time spent behind the wheel can lead to higher Muskego, Wisconsin car insurance rates. In Muskego, WI, the average commute length is 26.5 minutes.

Car Insurance Quotes for Muskego, WI

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