Cheap Quotes for Mulga, AL Car Insurance (2021)

Mulga, Alabama car insurance rates average $351 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Mulga, AL companies, you can find cheap Mulga car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Mulga has an average commute time of 32.5 minutes
  • Average car insurance rates in Mulga, AL for senior drivers are $2,197/year
  • Average car insurance rates in Mulga, AL are $351/month

How do the Mulga, Alabama monthly average car insurance rates of $351/month compare to nearby cities like Hoover car insurance rates, Madison car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Mulga, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Mulga, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Mulga, Alabama companies to find the most affordable Mulga car insurance rates.

Enter your ZIP code above to find cheap Mulga, AL car insurance quotes today.

What are the minimum Mulga, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Mulga, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Mulga, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Mulga, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Mulga, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Mulga car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mulga, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,152 $2,046 $1,957 $1,993 $7,598 $8,160 $2,391 $2,438
Farmers $2,627 $2,603 $2,344 $2,498 $10,378 $10,669 $2,983 $3,087
GEICO $2,403 $2,406 $2,292 $2,390 $6,468 $6,361 $2,544 $2,368
Liberty Mutual $3,155 $3,406 $2,579 $2,885 $11,822 $13,147 $3,358 $3,573
Nationwide $1,847 $1,868 $1,682 $1,740 $4,962 $6,385 $2,055 $2,298
Progressive $3,076 $2,882 $2,520 $2,697 $12,734 $14,209 $3,606 $3,844
State Farm $3,444 $3,444 $3,138 $3,138 $10,746 $13,444 $3,900 $4,503
Travelers $1,707 $1,733 $1,609 $1,601 $9,419 $14,803 $1,614 $1,842
USAA $1,347 $1,365 $1,257 $1,228 $4,056 $4,495 $1,758 $1,894

How much do teen drivers pay for car insurance in Mulga, AL?

Mulga, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Mulga car insurance rates from multiple Mulga, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Mulga, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,598 $8,160
Farmers $10,378 $10,669
GEICO $6,468 $6,361
Liberty Mutual $11,822 $13,147
Nationwide $4,962 $6,385
Progressive $12,734 $14,209
State Farm $10,746 $13,444
Travelers $9,419 $14,803
USAA $4,056 $4,495

How much do senior drivers pay for car insurance in Mulga, AL?

With a little research, seniors can find affordable car insurance in Mulga, Alabama. Here’s a look at how the top Mulga car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Mulga, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,957 $1,993
Farmers $2,344 $2,498
GEICO $2,292 $2,390
Liberty Mutual $2,579 $2,885
Nationwide $1,682 $1,740
Progressive $2,520 $2,697
State Farm $3,138 $3,138
Travelers $1,609 $1,601
USAA $1,257 $1,228

How does coverage level affect Mulga, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Mulga, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Mulga, Alabama

Insurance Company Low Medium High
Allstate $3,446 $3,584 $3,745
Farmers $4,374 $4,585 $4,987
GEICO $3,128 $3,390 $3,695
Liberty Mutual $5,236 $5,465 $5,771
Nationwide $2,840 $2,831 $2,894
Progressive $5,142 $5,664 $6,281
State Farm $5,386 $5,715 $6,058
Travelers $4,098 $4,376 $4,400
USAA $2,099 $2,164 $2,262

How does your driving record affect Mulga, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Mulga, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Mulga, Alabama companies.

Annual Mulga, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,596 $4,279 $3,448
Farmers $3,906 $5,068 $4,943 $4,677
GEICO $2,281 $3,689 $4,608 $3,039
Liberty Mutual $4,302 $6,004 $5,856 $5,800
Nationwide $2,496 $2,496 $3,639 $2,788
Progressive $5,149 $6,481 $5,506 $5,648
State Farm $5,141 $6,427 $5,655 $5,655
Travelers $3,567 $3,742 $5,509 $4,346
USAA $1,672 $2,101 $3,119 $1,808

How does a DUI affect Mulga, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Mulga, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Mulga, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,279
Farmers $4,943
GEICO $4,608
Liberty Mutual $5,856
Nationwide $3,639
Progressive $5,506
State Farm $5,655
Travelers $5,509
USAA $3,119

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Mulga, AL car insurance rates?

Take a look at the data here to see how your Mulga, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Mulga, Alabama

Insurance Company Poor Fair Good
Allstate $4,432 $3,490 $2,854
Farmers $5,205 $4,489 $4,252
GEICO $4,335 $3,087 $2,791
Liberty Mutual $7,855 $4,830 $3,788
Nationwide $3,444 $2,688 $2,432
Progressive $6,423 $5,513 $5,152
State Farm $9,283 $4,692 $3,184
Travelers $4,675 $4,060 $4,138
USAA $2,925 $1,902 $1,698

How does your commute affect Mulga, AL car insurance rates?

Mulga, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Mulga if you’re financing.

Annual Car Insurance Rates by Commute Length in Mulga, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,592 $3,592
Farmers $4,649 $4,649
GEICO $3,342 $3,466
Liberty Mutual $5,491 $5,491
Nationwide $2,855 $2,855
Progressive $5,696 $5,696
State Farm $5,579 $5,860
Travelers $4,291 $4,291
USAA $2,076 $2,275

Who has the cheapest Mulga, AL car insurance rates?

Here’s a breakdown of Mulga, Alabama car insurance rates by company. You can see which company offers the cheapest Mulga car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Mulga, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Mulga, AL car insurance companies?

Which Mulga, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Mulga companies to find the one for you.

Average Annual Car Insurance Rates by Company in Mulga, Alabama

Insurance Company Average Annual Rates
Allstate $3,592
Farmers $4,649
GEICO $3,404
Liberty Mutual $5,491
Nationwide $2,855
Progressive $5,696
State Farm $5,720
Travelers $4,291
USAA $2,175

What factors affect Mulga, AL car insurance rates?

Why are Mulga, Alabama car insurance rates different than rates in Hoover or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Mulga, AL?

More time spent behind the wheel can lead to higher Mulga, Alabama car insurance rates. In Mulga, AL, the average commute length is 32.5 minutes.

Car Insurance Quotes for Mulga, AL

Shop for affordable Mulga, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Mulga, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption