Cheap Quotes for Mountain, WI Car Insurance (2021)

Mountain, Wisconsin car insurance rates average $248 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Mountain, WI companies, you can find cheap Mountain car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Mountain, WI for senior drivers are $1,661/year
  • Average car insurance rates in Mountain, WI after a DUI are $3,288/year
  • Mountain has an average commute time of 32.9 minutes

How do the Mountain, Wisconsin monthly average car insurance rates of $248/month compare to nearby cities like Kenosha car insurance rates, Eau Claire car insurance rates, and Milwaukee car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Mountain, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Mountain, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Mountain, Wisconsin companies to find the most affordable Mountain car insurance rates.

Enter your ZIP code above to find cheap Mountain, WI car insurance quotes today.

What are the minimum Mountain, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Mountain, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Mountain, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Mountain, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Mountain, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Mountain car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mountain, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,276 $2,405 $2,095 $2,319 $7,175 $9,207 $2,320 $2,522
American Family $999 $1,047 $928 $940 $2,686 $2,977 $1,170 $1,248
Farmers $2,094 $2,097 $1,859 $1,958 $9,605 $9,962 $2,391 $2,530
GEICO $1,346 $1,485 $1,385 $1,583 $4,448 $4,798 $1,246 $1,290
Liberty Mutual $1,873 $2,048 $1,514 $1,723 $6,228 $6,993 $1,991 $2,162
Nationwide $3,437 $3,621 $2,847 $3,002 $7,027 $10,773 $4,183 $4,970
Progressive $1,790 $1,719 $1,464 $1,521 $6,535 $7,395 $2,150 $2,331
State Farm $1,346 $1,346 $1,180 $1,180 $3,607 $4,580 $1,513 $1,720
USAA $1,310 $1,307 $1,186 $1,206 $3,343 $3,879 $1,699 $1,863

How much do teen drivers pay for car insurance in Mountain, WI?

Mountain, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Mountain car insurance rates from multiple Mountain, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Mountain, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,175 $9,207
American Family $2,686 $2,977
Farmers $9,605 $9,962
GEICO $4,448 $4,798
Liberty Mutual $6,228 $6,993
Nationwide $7,027 $10,773
Progressive $6,535 $7,395
State Farm $3,607 $4,580
USAA $3,343 $3,879

How much do senior drivers pay for car insurance in Mountain, WI?

With a little research, seniors can find affordable car insurance in Mountain, Wisconsin. Here’s a look at how the top Mountain car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Mountain, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,095 $2,319
American Family $928 $940
Farmers $1,859 $1,958
GEICO $1,385 $1,583
Liberty Mutual $1,514 $1,723
Nationwide $2,847 $3,002
Progressive $1,464 $1,521
State Farm $1,180 $1,180
USAA $1,186 $1,206

How does coverage level affect Mountain, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Mountain, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Mountain, Wisconsin

Insurance Company Low Medium High
Allstate $3,627 $3,781 $3,962
American Family $1,486 $1,512 $1,500
Farmers $3,798 $4,034 $4,354
GEICO $2,061 $2,196 $2,336
Liberty Mutual $2,818 $3,093 $3,288
Nationwide $4,831 $4,979 $5,137
Progressive $2,946 $3,134 $3,260
State Farm $1,966 $2,064 $2,147
USAA $1,905 $1,976 $2,042

How does your driving record affect Mountain, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Mountain, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Mountain, Wisconsin companies.

Annual Mountain, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,111 $4,256 $3,964 $3,830
American Family $1,435 $1,521 $1,521 $1,521
Farmers $3,551 $4,465 $4,213 $4,019
GEICO $1,527 $2,465 $2,806 $1,992
Liberty Mutual $2,346 $3,328 $3,459 $3,132
Nationwide $4,212 $4,873 $5,972 $4,873
Progressive $2,856 $3,439 $2,959 $3,198
State Farm $1,909 $2,209 $2,059 $2,059
USAA $1,547 $1,949 $2,637 $1,764

How does a DUI affect Mountain, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Mountain, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Mountain, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,964
American Family $1,521
Farmers $4,213
GEICO $2,806
Liberty Mutual $3,459
Nationwide $5,972
Progressive $2,959
State Farm $2,059
USAA $2,637

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How does your credit history affect Mountain, WI car insurance rates?

Take a look at the data here to see how your Mountain, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Mountain, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,980 $3,423 $2,966
American Family $2,007 $1,323 $1,169
Farmers $4,603 $3,875 $3,708
GEICO $2,886 $2,057 $1,651
Liberty Mutual $4,433 $2,666 $2,100
Nationwide $5,601 $4,673 $4,673
Progressive $3,562 $2,999 $2,779
State Farm $3,071 $1,763 $1,343
USAA $3,041 $1,602 $1,279

How does your commute affect Mountain, WI car insurance rates?

Mountain, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Mountain if you’re financing.

Annual Car Insurance Rates by Commute Length in Mountain, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,699 $3,881
American Family $1,474 $1,525
Farmers $4,062 $4,062
GEICO $2,151 $2,244
Liberty Mutual $3,067 $3,067
Nationwide $4,982 $4,982
Progressive $3,113 $3,113
State Farm $2,009 $2,109
USAA $1,949 $2,000

Who has the cheapest Mountain, WI car insurance rates?

Here’s a breakdown of Mountain, Wisconsin car insurance rates by company. You can see which company offers the cheapest Mountain car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Mountain, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Mountain, WI car insurance companies?

Which Mountain, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Mountain companies to find the one for you.

Average Annual Car Insurance Rates by Company in Mountain, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,790
American Family $1,500
Farmers $4,062
GEICO $2,198
Liberty Mutual $3,067
Nationwide $4,983
Progressive $3,113
State Farm $2,059
USAA $1,974

What factors affect Mountain, WI car insurance rates?

Why are Mountain, Wisconsin car insurance rates different than rates in Kenosha or Eau Claire? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Mountain, WI?

More time spent behind the wheel can lead to higher Mountain, Wisconsin car insurance rates. In Mountain, WI, the average commute length is 32.9 minutes.

Car Insurance Quotes for Mountain, WI

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