Cheap Quotes for Mount Rainier, MD Car Insurance (2021)

Mount Rainier, Maryland car insurance rates average $489 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Mount Rainier, MD companies, you can find cheap Mount Rainier car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Mount Rainier, MD for senior drivers are $3,852/year
  • Average car insurance rates in Mount Rainier, MD are $489/month
  • Average car insurance rates in Mount Rainier, MD after a DUI are $6,933/year

How do the Mount Rainier, Maryland monthly average car insurance rates of $489/month compare to nearby cities like Salisbury car insurance rates, Greenbelt car insurance rates, and Bowie car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Mount Rainier, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Mount Rainier, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Mount Rainier, Maryland companies to find the most affordable Mount Rainier car insurance rates.

Enter your ZIP code above to find cheap Mount Rainier, MD car insurance quotes today.

What are the minimum Mount Rainier, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Mount Rainier, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Mount Rainier, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Mount Rainier, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Mount Rainier, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Mount Rainier car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Rainier, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,134 $3,956 $3,932 $4,036 $12,020 $14,110 $3,716 $3,743
GEICO $3,062 $3,348 $3,486 $4,024 $9,105 $10,318 $2,611 $2,733
Liberty Mutual $8,833 $8,833 $8,732 $8,732 $17,158 $25,434 $8,833 $11,901
Nationwide $2,482 $2,491 $2,245 $2,314 $5,716 $7,518 $2,863 $3,081
Progressive $3,079 $2,756 $2,663 $2,730 $11,010 $12,003 $3,568 $3,449
State Farm $3,087 $3,087 $2,839 $2,839 $9,152 $11,675 $3,450 $3,867
USAA $2,872 $2,822 $2,682 $2,678 $6,398 $7,551 $3,317 $3,707

How much do teen drivers pay for car insurance in Mount Rainier, MD?

Mount Rainier, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Mount Rainier car insurance rates from multiple Mount Rainier, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Mount Rainier, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,020 $14,110
GEICO $9,105 $10,318
Liberty Mutual $17,158 $25,434
Nationwide $5,716 $7,518
Progressive $11,010 $12,003
State Farm $9,152 $11,675
USAA $6,398 $7,551

How much do senior drivers pay for car insurance in Mount Rainier, MD?

With a little research, seniors can find affordable car insurance in Mount Rainier, Maryland. Here’s a look at how the top Mount Rainier car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Mount Rainier, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,932 $4,036
GEICO $3,486 $4,024
Liberty Mutual $8,732 $8,732
Nationwide $2,245 $2,314
Progressive $2,663 $2,730
State Farm $2,839 $2,839
USAA $2,682 $2,678

How does coverage level affect Mount Rainier, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Mount Rainier, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Mount Rainier, Maryland

Insurance Company Low Medium High
Allstate $6,020 $6,154 $6,444
GEICO $4,645 $4,799 $5,062
Liberty Mutual $11,972 $12,280 $12,669
Nationwide $3,421 $3,595 $3,750
Progressive $4,893 $5,152 $5,427
State Farm $4,728 $5,014 $5,256
USAA $3,782 $4,016 $4,211

How does your driving record affect Mount Rainier, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Mount Rainier, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Mount Rainier, Maryland companies.

Annual Mount Rainier, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,495 $7,312 $5,495 $6,522
GEICO $3,432 $5,345 $6,478 $4,088
Liberty Mutual $8,984 $11,723 $17,288 $11,232
Nationwide $3,159 $4,237 $3,378 $3,580
Progressive $4,389 $5,860 $5,314 $5,066
State Farm $4,483 $5,630 $4,942 $4,942
USAA $3,139 $3,856 $5,634 $3,384

How does a DUI affect Mount Rainier, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Mount Rainier, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Mount Rainier, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,495
GEICO $6,478
Liberty Mutual $17,288
Nationwide $3,378
Progressive $5,314
State Farm $4,942
USAA $5,634

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How does your credit history affect Mount Rainier, MD car insurance rates?

Take a look at the data here to see how your Mount Rainier, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Mount Rainier, Maryland

Insurance Company Poor Fair Good
Allstate $8,058 $5,605 $4,955
GEICO $5,485 $4,539 $4,483
Liberty Mutual $17,548 $11,343 $8,030
Nationwide $4,600 $3,240 $2,926
Progressive $6,506 $4,885 $4,081
State Farm $7,314 $4,339 $3,345
USAA $5,359 $3,657 $2,994

How does your commute affect Mount Rainier, MD car insurance rates?

Mount Rainier, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Mount Rainier if you’re financing.

Annual Car Insurance Rates by Commute Length in Mount Rainier, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,117 $6,295
GEICO $4,753 $4,919
Liberty Mutual $11,978 $12,636
Nationwide $3,589 $3,589
Progressive $5,157 $5,157
State Farm $4,865 $5,134
USAA $3,876 $4,131

Who has the cheapest Mount Rainier, MD car insurance rates?

Here’s a breakdown of Mount Rainier, Maryland car insurance rates by company. You can see which company offers the cheapest Mount Rainier car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Mount Rainier, Maryland

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Mount Rainier, MD car insurance companies?

Which Mount Rainier, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Mount Rainier companies to find the one for you.

Average Annual Car Insurance Rates by Company in Mount Rainier, Maryland

Insurance Company Average Annual Rates
Allstate $6,206
GEICO $4,836
Liberty Mutual $12,307
Nationwide $3,589
Progressive $5,157
State Farm $4,999
USAA $4,003

What factors affect Mount Rainier, MD car insurance rates?

Why are Mount Rainier, Maryland car insurance rates different than rates in Salisbury or Greenbelt? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Mount Rainier, MD?

FBI statistics show that the Mount Rainier, Maryland car theft rate is 41 thefts each year. High theft rates can lead to higher than average Mount Rainier, MD car insurance rates.

How long is the average commute in Mount Rainier, MD?

More time spent behind the wheel can lead to higher Mount Rainier, Maryland car insurance rates. In Mount Rainier, MD, the average commute length is 34.4 minutes.

Car Insurance Quotes for Mount Rainier, MD

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