Cheap Quotes for Mount Ida, AR Car Insurance (2021)

Mount Ida, Arkansas car insurance rates average $348 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Mount Ida, AR companies, you can find cheap Mount Ida car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Mount Ida, AR for senior drivers are $2,172/year
  • Mount Ida has an average commute time of 16.7 minutes
  • Average car insurance rates in Mount Ida, AR are $348/month

How do the Mount Ida, Arkansas monthly average car insurance rates of $348/month compare to nearby cities like Hot Springs car insurance rates, Little Rock car insurance rates, and Conway car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Mount Ida, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Mount Ida, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Mount Ida, Arkansas companies to find the most affordable Mount Ida car insurance rates.

Enter your ZIP code above to find cheap Mount Ida, AR car insurance quotes today.

What are the minimum Mount Ida, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Mount Ida, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Mount Ida, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Mount Ida, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Mount Ida, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Mount Ida car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Ida, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,879 $2,889 $2,575 $2,751 $10,753 $12,935 $3,165 $3,437
Farmers $2,238 $2,229 $2,000 $2,102 $9,393 $9,741 $2,568 $2,710
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,981 $2,827 $2,447 $2,559 $12,650 $14,260 $3,572 $3,878
State Farm $1,766 $1,766 $1,569 $1,569 $4,976 $6,257 $1,987 $2,284
Travelers $2,344 $2,392 $2,299 $2,310 $13,466 $21,655 $2,499 $2,908
USAA $1,260 $1,274 $1,166 $1,177 $3,886 $4,077 $1,619 $1,748

How much do teen drivers pay for car insurance in Mount Ida, AR?

Mount Ida, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Mount Ida car insurance rates from multiple Mount Ida, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Mount Ida, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,753 $12,935
Farmers $9,393 $9,741
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $12,650 $14,260
State Farm $4,976 $6,257
Travelers $13,466 $21,655
USAA $3,886 $4,077

How much do senior drivers pay for car insurance in Mount Ida, AR?

With a little research, seniors can find affordable car insurance in Mount Ida, Arkansas. Here’s a look at how the top Mount Ida car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Mount Ida, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,575 $2,751
Farmers $2,000 $2,102
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,447 $2,559
State Farm $1,569 $1,569
Travelers $2,299 $2,310
USAA $1,166 $1,177

How does coverage level affect Mount Ida, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Mount Ida, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Mount Ida, Arkansas

Insurance Company Low Medium High
Allstate $5,042 $5,171 $5,306
Farmers $3,919 $4,080 $4,369
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $5,223 $5,557 $6,161
State Farm $2,655 $2,769 $2,892
Travelers $5,941 $6,252 $6,510
USAA $1,947 $2,019 $2,112

How does your driving record affect Mount Ida, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Mount Ida, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Mount Ida, Arkansas companies.

Annual Mount Ida, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,241 $5,359 $5,992 $5,099
Farmers $3,484 $4,465 $4,361 $4,181
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,865 $6,768 $5,112 $5,842
State Farm $2,552 $2,992 $2,772 $2,772
Travelers $5,228 $5,402 $7,888 $6,418
USAA $1,561 $1,971 $2,842 $1,731

How does a DUI affect Mount Ida, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Mount Ida, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Mount Ida, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,992
Farmers $4,361
GEICO $5,555
Liberty Mutual $5,469
Nationwide $5,241
Progressive $5,112
State Farm $2,772
Travelers $7,888
USAA $2,842

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How does your credit history affect Mount Ida, AR car insurance rates?

Take a look at the data here to see how your Mount Ida, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Mount Ida, Arkansas

Insurance Company Poor Fair Good
Allstate $6,489 $4,986 $4,044
Farmers $4,692 $3,931 $3,745
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $6,403 $5,460 $5,078
State Farm $4,016 $2,418 $1,882
Travelers $7,161 $5,967 $5,575
USAA $2,687 $1,831 $1,560

How does your commute affect Mount Ida, AR car insurance rates?

Mount Ida, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Mount Ida if you’re financing.

Annual Car Insurance Rates by Commute Length in Mount Ida, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,173 $5,173
Farmers $4,123 $4,123
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,647 $5,647
State Farm $2,707 $2,837
Travelers $6,234 $6,234
USAA $1,968 $2,084

Who has the cheapest Mount Ida, AR car insurance rates?

Here’s a breakdown of Mount Ida, Arkansas car insurance rates by company. You can see which company offers the cheapest Mount Ida car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Mount Ida, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Mount Ida, AR car insurance companies?

Which Mount Ida, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Mount Ida companies to find the one for you.

Average Annual Car Insurance Rates by Company in Mount Ida, Arkansas

Insurance Company Average Annual Rates
Allstate $5,173
Farmers $4,123
GEICO $3,562
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,647
State Farm $2,772
Travelers $6,234
USAA $2,026

What factors affect Mount Ida, AR car insurance rates?

Why are Mount Ida, Arkansas car insurance rates different than rates in Hot Springs or Little Rock? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Mount Ida, AR?

More time spent behind the wheel can lead to higher Mount Ida, Arkansas car insurance rates. In Mount Ida, AR, the average commute length is 16.7 minutes.

Car Insurance Quotes for Mount Ida, AR

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