Cheap Quotes for Moundsville, WV Car Insurance (2021)

Moundsville, West Virginia car insurance rates average $311 a month and West Virginia law requires coverage of at least 25/50/25. By comparing rates from multiple Moundsville, WV companies, you can find cheap Moundsville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Moundsville, WV are $311/month
  • The cheapest car insurance company in Moundsville is State Farm
  • Average car insurance rates in Moundsville, WV after a DUI are $4,579/year

How do the Moundsville, West Virginia monthly average car insurance rates of $311/month compare to nearby cities like Charleston car insurance rates, St. Albans car insurance rates, and Clarksburg car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Moundsville, WV.

We’ll cover the West Virginia minimum coverage requirements, West Virginia car insurance laws, and Moundsville, WV statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Moundsville, West Virginia companies to find the most affordable Moundsville car insurance rates.

Enter your ZIP code above to find cheap Moundsville, WV car insurance quotes today.

What are the minimum Moundsville, WV car insurance requirements?

To meet West Virginia minimum car insurance coverage requirements, Moundsville, WV drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Moundsville, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Moundsville, WV car insurance rates?

Three of the criteria that most affect car insurance rates in Moundsville, West Virginia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Moundsville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moundsville, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,691 $2,505 $2,410 $2,416 $9,483 $9,894 $2,976 $2,982
GEICO $2,361 $2,327 $2,243 $2,174 $5,849 $7,051 $2,267 $2,363
Liberty Mutual $3,755 $4,081 $3,021 $3,686 $14,205 $16,043 $3,871 $4,255
Nationwide $1,997 $2,027 $1,819 $1,906 $5,159 $6,526 $2,252 $2,410
Progressive $1,874 $1,805 $1,737 $1,734 $7,991 $8,976 $2,237 $2,302
State Farm $1,624 $1,624 $1,468 $1,468 $3,682 $4,753 $1,919 $1,514
USAA $1,729 $1,706 $1,606 $1,621 $5,703 $6,313 $2,236 $2,405

How much do teen drivers pay for car insurance in Moundsville, WV?

Moundsville, West Virginia car insurance rates for teens are often higher than rates for other drivers. Compare Moundsville car insurance rates from multiple Moundsville, West Virginia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Moundsville, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,483 $9,894
GEICO $5,849 $7,051
Liberty Mutual $14,205 $16,043
Nationwide $5,159 $6,526
Progressive $7,991 $8,976
State Farm $3,682 $4,753
USAA $5,703 $6,313

How much do senior drivers pay for car insurance in Moundsville, WV?

With a little research, seniors can find affordable car insurance in Moundsville, West Virginia. Here’s a look at how the top Moundsville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Moundsville, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,410 $2,416
GEICO $2,243 $2,174
Liberty Mutual $3,021 $3,686
Nationwide $1,819 $1,906
Progressive $1,737 $1,734
State Farm $1,468 $1,468
USAA $1,606 $1,621

How does coverage level affect Moundsville, WV car insurance rates?

How much coverage do you need? Are you comfortable with the West Virginia minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Moundsville, WV car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Moundsville, West Virginia

Insurance Company Low Medium High
Allstate $4,269 $4,413 $4,577
GEICO $3,111 $3,339 $3,538
Liberty Mutual $6,261 $6,599 $6,984
Nationwide $2,927 $3,002 $3,108
Progressive $3,425 $3,540 $3,781
State Farm $2,111 $2,250 $2,408
USAA $2,813 $2,910 $3,022

How does your driving record affect Moundsville, WV car insurance rates?

Safe driving pays off. The more traffic violations you have in Moundsville, WV, the higher your car insurance rates will be. Compare rates based on driving infractions from top Moundsville, West Virginia companies.

Annual Moundsville, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,748 $4,426 $5,263 $4,243
GEICO $2,066 $3,316 $5,718 $2,217
Liberty Mutual $5,418 $6,851 $7,575 $6,615
Nationwide $2,409 $3,216 $3,745 $2,679
Progressive $3,052 $4,071 $3,635 $3,571
State Farm $2,068 $2,445 $2,257 $2,257
USAA $2,293 $2,709 $3,862 $2,796

How does a DUI affect Moundsville, WV car insurance rates?

With even one DUI on your record, you can see an increase in your Moundsville, WV car insurance rates.

Annual Car Insurance Rates After a DUI in Moundsville, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,263
GEICO $5,718
Liberty Mutual $7,575
Nationwide $3,745
Progressive $3,635
State Farm $2,257
USAA $3,862

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How does your credit history affect Moundsville, WV car insurance rates?

Take a look at the data here to see how your Moundsville, West Virginia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Moundsville, West Virginia

Insurance Company Poor Fair Good
Allstate $5,363 $4,257 $3,639
GEICO $4,014 $3,265 $2,709
Liberty Mutual $9,456 $5,816 $4,571
Nationwide $3,429 $2,896 $2,712
Progressive $4,007 $3,492 $3,247
State Farm $3,243 $1,976 $1,551
USAA $4,300 $2,470 $1,975

How does your commute affect Moundsville, WV car insurance rates?

Moundsville, WV car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for West Virginia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Moundsville if you’re financing.

Annual Car Insurance Rates by Commute Length in Moundsville, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,420 $4,420
GEICO $3,293 $3,366
Liberty Mutual $6,615 $6,615
Nationwide $3,012 $3,012
Progressive $3,582 $3,582
State Farm $2,196 $2,317
USAA $2,881 $2,949

Who has the cheapest Moundsville, WV car insurance rates?

Here’s a breakdown of Moundsville, West Virginia car insurance rates by company. You can see which company offers the cheapest Moundsville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Moundsville, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Moundsville, WV car insurance companies?

Which Moundsville, West Virginia car insurance company will best fit your needs and budget? Check out this comparison of the top Moundsville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Moundsville, West Virginia

Insurance Company Average Annual Rates
Allstate $4,420
GEICO $3,329
Liberty Mutual $6,615
Nationwide $3,012
Progressive $3,582
State Farm $2,257
USAA $2,915

What factors affect Moundsville, WV car insurance rates?

Why are Moundsville, West Virginia car insurance rates different than rates in Charleston or St. Albans? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Moundsville, WV?

More time spent behind the wheel can lead to higher Moundsville, West Virginia car insurance rates. In Moundsville, WV, the average commute length is 29.8 minutes.

Car Insurance Quotes for Moundsville, WV

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