Cheap Quotes for Moulton, AL Car Insurance (2021)

Moulton, Alabama car insurance rates average $299 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Moulton, AL companies, you can find cheap Moulton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Moulton, AL for senior drivers are $1,892/year
  • Average car insurance rates in Moulton, AL after a DUI are $4,093/year
  • Average car insurance rates in Moulton, AL are $299/month

How do the Moulton, Alabama monthly average car insurance rates of $299/month compare to nearby cities like Auburn car insurance rates, Huntsville car insurance rates, and Decatur car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Moulton, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Moulton, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Moulton, Alabama companies to find the most affordable Moulton car insurance rates.

Enter your ZIP code above to find cheap Moulton, AL car insurance quotes today.

What are the minimum Moulton, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Moulton, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Moulton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Moulton, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Moulton, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Moulton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moulton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,315 $2,298 $2,069 $2,197 $8,953 $9,212 $2,639 $2,751
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,997 $3,235 $2,455 $2,745 $11,161 $12,409 $3,186 $3,388
Nationwide $1,648 $1,668 $1,506 $1,556 $4,319 $5,549 $1,827 $2,038
Progressive $2,350 $2,209 $1,925 $2,055 $9,520 $10,630 $2,750 $2,923
State Farm $2,809 $2,809 $2,546 $2,546 $8,634 $10,785 $3,176 $3,684
Travelers $1,520 $1,543 $1,430 $1,422 $8,106 $12,699 $1,437 $1,649
USAA $1,324 $1,347 $1,233 $1,209 $3,937 $4,370 $1,729 $1,867

How much do teen drivers pay for car insurance in Moulton, AL?

Moulton, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Moulton car insurance rates from multiple Moulton, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Moulton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $8,953 $9,212
GEICO $4,963 $4,863
Liberty Mutual $11,161 $12,409
Nationwide $4,319 $5,549
Progressive $9,520 $10,630
State Farm $8,634 $10,785
Travelers $8,106 $12,699
USAA $3,937 $4,370

How much do senior drivers pay for car insurance in Moulton, AL?

With a little research, seniors can find affordable car insurance in Moulton, Alabama. Here’s a look at how the top Moulton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Moulton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,069 $2,197
GEICO $1,810 $1,872
Liberty Mutual $2,455 $2,745
Nationwide $1,506 $1,556
Progressive $1,925 $2,055
State Farm $2,546 $2,546
Travelers $1,430 $1,422
USAA $1,233 $1,209

How does coverage level affect Moulton, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Moulton, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Moulton, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,831 $4,001 $4,330
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,954 $5,172 $5,465
Nationwide $2,497 $2,492 $2,553
Progressive $3,860 $4,271 $4,755
State Farm $4,381 $4,618 $4,872
Travelers $3,544 $3,800 $3,833
USAA $2,056 $2,116 $2,208

How does your driving record affect Moulton, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Moulton, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Moulton, Alabama companies.

Annual Moulton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,407 $4,411 $4,303 $4,095
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,074 $5,682 $5,543 $5,490
Nationwide $2,204 $2,204 $3,191 $2,456
Progressive $3,884 $4,871 $4,163 $4,263
State Farm $4,164 $5,185 $4,573 $4,573
Travelers $3,099 $3,253 $4,766 $3,784
USAA $1,635 $2,051 $3,053 $1,769

How does a DUI affect Moulton, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Moulton, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Moulton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,700
Farmers $4,303
GEICO $3,548
Liberty Mutual $5,543
Nationwide $3,191
Progressive $4,163
State Farm $4,573
Travelers $4,766
USAA $3,053

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How does your credit history affect Moulton, AL car insurance rates?

Take a look at the data here to see how your Moulton, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Moulton, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,548 $3,910 $3,704
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,432 $4,572 $3,587
Nationwide $3,030 $2,368 $2,143
Progressive $4,856 $4,154 $3,875
State Farm $7,500 $3,794 $2,577
Travelers $4,065 $3,523 $3,589
USAA $2,867 $1,857 $1,656

How does your commute affect Moulton, AL car insurance rates?

Moulton, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Moulton if you’re financing.

Annual Car Insurance Rates by Commute Length in Moulton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,133 $3,133
Farmers $4,054 $4,054
GEICO $2,591 $2,683
Liberty Mutual $5,197 $5,197
Nationwide $2,514 $2,514
Progressive $4,295 $4,295
State Farm $4,513 $4,734
Travelers $3,726 $3,726
USAA $2,029 $2,224

Who has the cheapest Moulton, AL car insurance rates?

Here’s a breakdown of Moulton, Alabama car insurance rates by company. You can see which company offers the cheapest Moulton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Moulton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Moulton, AL car insurance companies?

Which Moulton, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Moulton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Moulton, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $4,054
GEICO $2,637
Liberty Mutual $5,197
Nationwide $2,514
Progressive $4,295
State Farm $4,624
Travelers $3,726
USAA $2,127

What factors affect Moulton, AL car insurance rates?

Why are Moulton, Alabama car insurance rates different than rates in Auburn or Huntsville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Moulton, AL?

FBI statistics show that the Moulton, Alabama car theft rate is 4 thefts each year. High theft rates can lead to higher than average Moulton, AL car insurance rates.

How long is the average commute in Moulton, AL?

More time spent behind the wheel can lead to higher Moulton, Alabama car insurance rates. In Moulton, AL, the average commute length is 21.6 minutes.

Car Insurance Quotes for Moulton, AL

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