Cheap Quotes for Moscow, AR Car Insurance (2021)

Moscow, Arkansas car insurance rates average $365 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Moscow, AR companies, you can find cheap Moscow car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Moscow, AR are $365/month
  • Average car insurance rates in Moscow, AR after a DUI are $5,245/year
  • Average car insurance rates in Moscow, AR for senior drivers are $2,273/year

How do the Moscow, Arkansas monthly average car insurance rates of $365/month compare to nearby cities like Rogers car insurance rates, Fayetteville car insurance rates, and Hot Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Moscow, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Moscow, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Moscow, Arkansas companies to find the most affordable Moscow car insurance rates.

Enter your ZIP code above to find cheap Moscow, AR car insurance quotes today.

What are the minimum Moscow, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Moscow, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Moscow, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Moscow, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Moscow, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Moscow car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moscow, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,142 $3,187 $2,783 $2,987 $11,045 $13,145 $3,506 $3,809
Farmers $2,563 $2,560 $2,282 $2,404 $11,132 $11,591 $2,932 $3,082
GEICO $2,943 $2,910 $2,713 $2,637 $7,708 $7,726 $2,897 $2,938
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $3,095 $2,922 $2,546 $2,673 $13,066 $14,709 $3,675 $3,936
State Farm $1,941 $1,941 $1,747 $1,747 $5,722 $7,203 $2,191 $2,505
Travelers $2,301 $2,348 $2,255 $2,265 $13,121 $21,045 $2,453 $2,864
USAA $1,476 $1,487 $1,373 $1,376 $4,793 $5,003 $1,908 $2,052

How much do teen drivers pay for car insurance in Moscow, AR?

Moscow, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Moscow car insurance rates from multiple Moscow, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Moscow, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,045 $13,145
Farmers $11,132 $11,591
GEICO $7,708 $7,726
Liberty Mutual $8,234 $9,082
Nationwide $6,038 $7,672
Progressive $13,066 $14,709
State Farm $5,722 $7,203
Travelers $13,121 $21,045
USAA $4,793 $5,003

How much do senior drivers pay for car insurance in Moscow, AR?

With a little research, seniors can find affordable car insurance in Moscow, Arkansas. Here’s a look at how the top Moscow car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Moscow, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,987
Farmers $2,282 $2,404
GEICO $2,713 $2,637
Liberty Mutual $2,143 $2,398
Nationwide $2,235 $2,356
Progressive $2,546 $2,673
State Farm $1,747 $1,747
Travelers $2,255 $2,265
USAA $1,373 $1,376

How does coverage level affect Moscow, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Moscow, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Moscow, Arkansas

Insurance Company Low Medium High
Allstate $5,283 $5,447 $5,621
Farmers $4,536 $4,757 $5,162
GEICO $3,881 $4,057 $4,238
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,644 $3,570 $3,744
Progressive $5,221 $5,691 $6,572
State Farm $2,955 $3,123 $3,296
Travelers $5,819 $6,099 $6,327
USAA $2,326 $2,424 $2,550

How does your driving record affect Moscow, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Moscow, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Moscow, Arkansas companies.

Annual Moscow, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,540 $5,677 $6,221 $5,364
Farmers $4,077 $5,225 $5,107 $4,865
GEICO $2,752 $4,224 $6,299 $2,962
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $5,023 $6,980 $5,288 $6,020
State Farm $2,860 $3,389 $3,125 $3,125
Travelers $5,100 $5,270 $7,693 $6,263
USAA $1,862 $2,374 $3,431 $2,067

How does a DUI affect Moscow, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Moscow, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Moscow, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,221
Farmers $5,107
GEICO $6,299
Liberty Mutual $5,091
Nationwide $4,953
Progressive $5,288
State Farm $3,125
Travelers $7,693
USAA $3,431

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How does your credit history affect Moscow, AR car insurance rates?

Take a look at the data here to see how your Moscow, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Moscow, Arkansas

Insurance Company Poor Fair Good
Allstate $6,872 $5,237 $4,243
Farmers $5,468 $4,602 $4,385
GEICO $4,862 $3,998 $3,317
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,303 $3,479 $3,176
Progressive $6,600 $5,638 $5,246
State Farm $4,530 $2,724 $2,119
Travelers $6,987 $5,820 $5,437
USAA $3,220 $2,202 $1,878

How does your commute affect Moscow, AR car insurance rates?

Moscow, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Moscow if you’re financing.

Annual Car Insurance Rates by Commute Length in Moscow, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,451 $5,451
Farmers $4,818 $4,818
GEICO $4,031 $4,087
Liberty Mutual $3,924 $3,924
Nationwide $3,653 $3,653
Progressive $5,828 $5,828
State Farm $3,047 $3,202
Travelers $6,081 $6,081
USAA $2,364 $2,503

Who has the cheapest Moscow, AR car insurance rates?

Here’s a breakdown of Moscow, Arkansas car insurance rates by company. You can see which company offers the cheapest Moscow car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Moscow, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Moscow, AR car insurance companies?

Which Moscow, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Moscow companies to find the one for you.

Average Annual Car Insurance Rates by Company in Moscow, Arkansas

Insurance Company Average Annual Rates
Allstate $5,451
Farmers $4,818
GEICO $4,059
Liberty Mutual $3,924
Nationwide $3,653
Progressive $5,828
State Farm $3,125
Travelers $6,081
USAA $2,433

What factors affect Moscow, AR car insurance rates?

Why are Moscow, Arkansas car insurance rates different than rates in Rogers or Fayetteville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the traffic like in Moscow, AR

Like commute length, time spent in traffic also increase risk of accidents. Moscow, AR is listed as 4th in INRIX congested cities data.

Car Insurance Quotes for Moscow, AR

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