Cheap Quotes for Morristown, NY Car Insurance (2021)

Morristown, New York car insurance rates average $257 a month and New York law requires coverage of at least 25/50/10. By comparing rates from multiple Morristown, NY companies, you can find cheap Morristown car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Morristown is GEICO
  • Average car insurance rates in Morristown, NY for senior drivers are $1,918/year
  • Average car insurance rates in Morristown, NY after a DUI are $4,068/year

How do the Morristown, New York monthly average car insurance rates of $257/month compare to nearby cities like Yonkers car insurance rates, Schenectady car insurance rates, and New York car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Morristown, NY.

We’ll cover the New York minimum coverage requirements, New York car insurance laws, and Morristown, NY statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Morristown, New York companies to find the most affordable Morristown car insurance rates.

Enter your ZIP code above to find cheap Morristown, NY car insurance quotes today.

What are the minimum Morristown, NY car insurance requirements?

To meet New York minimum car insurance coverage requirements, Morristown, NY drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Morristown, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Morristown, NY car insurance rates?

Three of the criteria that most affect car insurance rates in Morristown, New York are age, gender, and marital status. Let’s take a look at how each of these stack up with top Morristown car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morristown, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,304 $1,256 $1,268 $1,250 $2,710 $3,943 $1,177 $1,209
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,035 $2,035 $1,924 $1,924 $3,535 $5,249 $2,035 $2,579
Progressive $1,526 $1,446 $1,244 $1,257 $5,002 $5,590 $1,966 $1,927
State Farm $2,113 $2,113 $1,836 $1,836 $6,109 $7,899 $2,316 $2,454
Travelers $2,492 $2,514 $2,264 $2,427 $5,686 $6,726 $2,639 $2,750
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

How much do teen drivers pay for car insurance in Morristown, NY?

Morristown, New York car insurance rates for teens are often higher than rates for other drivers. Compare Morristown car insurance rates from multiple Morristown, New York car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Morristown, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,943
Liberty Mutual $6,550 $10,619
Nationwide $3,535 $5,249
Progressive $5,002 $5,590
State Farm $6,109 $7,899
Travelers $5,686 $6,726
USAA $6,012 $7,189

How much do senior drivers pay for car insurance in Morristown, NY?

With a little research, seniors can find affordable car insurance in Morristown, New York. Here’s a look at how the top Morristown car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Morristown, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,268 $1,250
Liberty Mutual $3,142 $3,142
Nationwide $1,924 $1,924
Progressive $1,244 $1,257
State Farm $1,836 $1,836
Travelers $2,264 $2,427
USAA $1,346 $1,345

How does coverage level affect Morristown, NY car insurance rates?

How much coverage do you need? Are you comfortable with the New York minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Morristown, NY car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Morristown, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,673 $1,759 $1,863
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,536 $2,647 $2,811
Progressive $2,381 $2,484 $2,620
State Farm $3,184 $3,351 $3,469
Travelers $3,269 $3,402 $3,640
USAA $2,786 $2,844 $2,933

How does your driving record affect Morristown, NY car insurance rates?

Safe driving pays off. The more traffic violations you have in Morristown, NY, the higher your car insurance rates will be. Compare rates based on driving infractions from top Morristown, New York companies.

Annual Morristown, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,395 $1,520 $2,749 $1,395
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,044 $2,044 $4,480 $2,090
Progressive $2,430 $2,430 $2,676 $2,444
State Farm $3,182 $3,182 $3,487 $3,487
Travelers $2,951 $3,664 $3,717 $3,417
USAA $2,530 $2,572 $3,744 $2,572

How does a DUI affect Morristown, NY car insurance rates?

With even one DUI on your record, you can see an increase in your Morristown, NY car insurance rates.

Annual Car Insurance Rates After a DUI in Morristown, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $2,749
Liberty Mutual $7,405
Nationwide $4,480
Progressive $2,676
State Farm $3,487
Travelers $3,717
USAA $3,744

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How does your credit history affect Morristown, NY car insurance rates?

Take a look at the data here to see how your Morristown, New York car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Morristown, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,211 $1,625 $1,458
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,664 $2,664 $2,664
Progressive $3,927 $2,051 $1,507
State Farm $4,708 $2,952 $2,343
Travelers $4,736 $2,984 $2,591
USAA $4,423 $2,195 $1,945

How does your commute affect Morristown, NY car insurance rates?

Morristown, NY car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New York can be seen here. Remember, though, that you may have to carry substantially more car insurance in Morristown if you’re financing.

Annual Car Insurance Rates by Commute Length in Morristown, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,713 $1,816
Liberty Mutual $4,514 $4,774
Nationwide $2,664 $2,664
Progressive $2,495 $2,495
State Farm $3,218 $3,451
Travelers $3,437 $3,437
USAA $2,826 $2,883

Who has the cheapest Morristown, NY car insurance rates?

Here’s a breakdown of Morristown, New York car insurance rates by company. You can see which company offers the cheapest Morristown car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Morristown, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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What are the top Morristown, NY car insurance companies?

Which Morristown, New York car insurance company will best fit your needs and budget? Check out this comparison of the top Morristown companies to find the one for you.

Average Annual Car Insurance Rates by Company in Morristown, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,765
Liberty Mutual $4,644
Nationwide $2,664
Progressive $2,495
State Farm $3,334
Travelers $3,437
USAA $2,854

What factors affect Morristown, NY car insurance rates?

Why are Morristown, New York car insurance rates different than rates in Yonkers or Schenectady? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Morristown, NY?

More time spent behind the wheel can lead to higher Morristown, New York car insurance rates. In Morristown, NY, the average commute length is 24.8 minutes.

Car Insurance Quotes for Morristown, NY

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