Cheap Quotes for Morrilton, AR Car Insurance (2021)

Morrilton, Arkansas car insurance rates average $328 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Morrilton, AR companies, you can find cheap Morrilton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Morrilton is USAA
  • Average car insurance rates in Morrilton, AR for senior drivers are $2,050/year
  • Average car insurance rates in Morrilton, AR after a DUI are $4,757/year

How do the Morrilton, Arkansas monthly average car insurance rates of $328/month compare to nearby cities like Bentonville car insurance rates, Fort Smith car insurance rates, and Conway car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Morrilton, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Morrilton, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Morrilton, Arkansas companies to find the most affordable Morrilton car insurance rates.

Enter your ZIP code above to find cheap Morrilton, AR car insurance quotes today.

What are the minimum Morrilton, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Morrilton, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Morrilton, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Morrilton, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Morrilton, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Morrilton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morrilton, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,788 $2,796 $2,501 $2,673 $10,445 $12,549 $3,058 $3,304
Farmers $2,139 $2,125 $1,912 $2,013 $8,998 $9,306 $2,458 $2,591
GEICO $2,557 $2,522 $2,354 $2,288 $6,903 $6,896 $2,529 $2,565
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,699 $2,556 $2,216 $2,329 $11,230 $12,617 $3,216 $3,443
State Farm $1,536 $1,536 $1,374 $1,374 $4,414 $5,542 $1,730 $1,988
Travelers $2,122 $2,159 $2,112 $2,116 $12,637 $20,326 $2,279 $2,605
USAA $1,339 $1,351 $1,244 $1,251 $4,257 $4,449 $1,727 $1,859

How much do teen drivers pay for car insurance in Morrilton, AR?

Morrilton, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Morrilton car insurance rates from multiple Morrilton, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Morrilton, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,445 $12,549
Farmers $8,998 $9,306
GEICO $6,903 $6,896
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $11,230 $12,617
State Farm $4,414 $5,542
Travelers $12,637 $20,326
USAA $4,257 $4,449

How much do senior drivers pay for car insurance in Morrilton, AR?

With a little research, seniors can find affordable car insurance in Morrilton, Arkansas. Here’s a look at how the top Morrilton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Morrilton, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,501 $2,673
Farmers $1,912 $2,013
GEICO $2,354 $2,288
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,216 $2,329
State Farm $1,374 $1,374
Travelers $2,112 $2,116
USAA $1,244 $1,251

How does coverage level affect Morrilton, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Morrilton, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Morrilton, Arkansas

Insurance Company Low Medium High
Allstate $4,853 $5,012 $5,178
Farmers $3,753 $3,903 $4,171
GEICO $3,434 $3,576 $3,721
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,643 $4,962 $5,509
State Farm $2,322 $2,434 $2,555
Travelers $5,499 $5,810 $6,075
USAA $2,087 $2,176 $2,292

How does your driving record affect Morrilton, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Morrilton, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Morrilton, Arkansas companies.

Annual Morrilton, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,116 $5,206 $5,796 $4,939
Farmers $3,327 $4,272 $4,171 $4,000
GEICO $2,441 $3,725 $5,514 $2,627
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,345 $6,025 $4,569 $5,214
State Farm $2,238 $2,636 $2,437 $2,437
Travelers $4,852 $5,012 $7,359 $5,954
USAA $1,677 $2,131 $3,070 $1,861

How does a DUI affect Morrilton, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Morrilton, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Morrilton, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,796
Farmers $4,171
GEICO $5,514
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,569
State Farm $2,437
Travelers $7,359
USAA $3,070

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How does your credit history affect Morrilton, AR car insurance rates?

Take a look at the data here to see how your Morrilton, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Morrilton, Arkansas

Insurance Company Poor Fair Good
Allstate $6,291 $4,833 $3,919
Farmers $4,489 $3,759 $3,580
GEICO $4,283 $3,525 $2,923
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,722 $4,869 $4,523
State Farm $3,527 $2,126 $1,657
Travelers $6,639 $5,552 $5,192
USAA $2,891 $1,977 $1,686

How does your commute affect Morrilton, AR car insurance rates?

Morrilton, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Morrilton if you’re financing.

Annual Car Insurance Rates by Commute Length in Morrilton, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,014 $5,014
Farmers $3,943 $3,943
GEICO $3,548 $3,606
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $5,038 $5,038
State Farm $2,379 $2,494
Travelers $5,794 $5,794
USAA $2,122 $2,248

Who has the cheapest Morrilton, AR car insurance rates?

Here’s a breakdown of Morrilton, Arkansas car insurance rates by company. You can see which company offers the cheapest Morrilton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Morrilton, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Morrilton, AR car insurance companies?

Which Morrilton, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Morrilton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Morrilton, Arkansas

Insurance Company Average Annual Rates
Allstate $5,014
Farmers $3,943
GEICO $3,577
Liberty Mutual $3,892
Nationwide $3,583
Progressive $5,038
State Farm $2,437
Travelers $5,794
USAA $2,185

What factors affect Morrilton, AR car insurance rates?

Why are Morrilton, Arkansas car insurance rates different than rates in Bentonville or Fort Smith? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Morrilton, AR?

More time spent behind the wheel can lead to higher Morrilton, Arkansas car insurance rates. In Morrilton, AR, the average commute length is 20.8 minutes.

Car Insurance Quotes for Morrilton, AR

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