Cheap Quotes for Moro, AR Car Insurance (2021)

Moro, Arkansas car insurance rates average $364 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Moro, AR companies, you can find cheap Moro car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Moro, AR are $364/month
  • Average car insurance rates in Moro, AR for senior drivers are $2,282/year
  • The cheapest car insurance company in Moro is USAA

How do the Moro, Arkansas monthly average car insurance rates of $364/month compare to nearby cities like Fort Smith car insurance rates, Pine Bluff car insurance rates, and Conway car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Moro, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Moro, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Moro, Arkansas companies to find the most affordable Moro car insurance rates.

Enter your ZIP code above to find cheap Moro, AR car insurance quotes today.

What are the minimum Moro, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Moro, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Moro, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Moro, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Moro, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Moro car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moro, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,221 $3,235 $2,878 $3,079 $12,065 $14,501 $3,546 $3,847
Farmers $2,475 $2,476 $2,213 $2,321 $10,139 $10,544 $2,823 $2,982
GEICO $2,857 $2,826 $2,636 $2,562 $7,409 $7,432 $2,807 $2,847
Liberty Mutual $2,387 $2,555 $2,288 $2,555 $8,580 $9,444 $2,575 $2,688
Nationwide $2,588 $2,640 $2,324 $2,457 $6,242 $7,962 $2,959 $3,192
Progressive $2,985 $2,846 $2,450 $2,555 $12,114 $13,686 $3,561 $3,835
State Farm $2,040 $2,040 $1,819 $1,819 $5,782 $7,300 $2,297 $2,619
Travelers $2,374 $2,423 $2,323 $2,336 $13,644 $21,985 $2,528 $2,942
USAA $1,321 $1,334 $1,225 $1,233 $4,152 $4,348 $1,702 $1,834

How much do teen drivers pay for car insurance in Moro, AR?

Moro, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Moro car insurance rates from multiple Moro, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Moro, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,065 $14,501
Farmers $10,139 $10,544
GEICO $7,409 $7,432
Liberty Mutual $8,580 $9,444
Nationwide $6,242 $7,962
Progressive $12,114 $13,686
State Farm $5,782 $7,300
Travelers $13,644 $21,985
USAA $4,152 $4,348

How much do senior drivers pay for car insurance in Moro, AR?

With a little research, seniors can find affordable car insurance in Moro, Arkansas. Here’s a look at how the top Moro car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Moro, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,878 $3,079
Farmers $2,213 $2,321
GEICO $2,636 $2,562
Liberty Mutual $2,288 $2,555
Nationwide $2,324 $2,457
Progressive $2,450 $2,555
State Farm $1,819 $1,819
Travelers $2,323 $2,336
USAA $1,225 $1,233

How does coverage level affect Moro, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Moro, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Moro, Arkansas

Insurance Company Low Medium High
Allstate $5,629 $5,793 $5,967
Farmers $4,268 $4,448 $4,774
GEICO $3,747 $3,921 $4,098
Liberty Mutual $3,986 $4,103 $4,313
Nationwide $3,819 $3,717 $3,850
Progressive $5,013 $5,389 $6,110
State Farm $3,056 $3,213 $3,375
Travelers $6,017 $6,337 $6,605
USAA $2,059 $2,136 $2,236

How does your driving record affect Moro, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Moro, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Moro, Arkansas companies.

Annual Moro, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,755 $6,014 $6,706 $5,711
Farmers $3,812 $4,866 $4,751 $4,556
GEICO $2,656 $4,080 $6,093 $2,859
Liberty Mutual $2,812 $4,582 $5,360 $3,782
Nationwide $2,952 $3,815 $5,164 $3,250
Progressive $4,754 $6,560 $4,996 $5,707
State Farm $2,958 $3,472 $3,215 $3,215
Travelers $5,302 $5,478 $7,995 $6,504
USAA $1,647 $2,086 $3,014 $1,827

How does a DUI affect Moro, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Moro, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Moro, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,706
Farmers $4,751
GEICO $6,093
Liberty Mutual $5,360
Nationwide $5,164
Progressive $4,996
State Farm $3,215
Travelers $7,995
USAA $3,014

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How does your credit history affect Moro, AR car insurance rates?

Take a look at the data here to see how your Moro, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Moro, Arkansas

Insurance Company Poor Fair Good
Allstate $7,287 $5,583 $4,520
Farmers $5,124 $4,282 $4,083
GEICO $4,699 $3,863 $3,205
Liberty Mutual $5,978 $3,605 $2,820
Nationwide $4,489 $3,609 $3,288
Progressive $6,269 $5,314 $4,929
State Farm $4,662 $2,802 $2,180
Travelers $7,257 $6,049 $5,652
USAA $2,842 $1,938 $1,651

How does your commute affect Moro, AR car insurance rates?

Moro, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Moro if you’re financing.

Annual Car Insurance Rates by Commute Length in Moro, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,797 $5,797
Farmers $4,496 $4,496
GEICO $3,896 $3,948
Liberty Mutual $4,134 $4,134
Nationwide $3,795 $3,795
Progressive $5,504 $5,504
State Farm $3,136 $3,293
Travelers $6,320 $6,320
USAA $2,083 $2,205

Who has the cheapest Moro, AR car insurance rates?

Here’s a breakdown of Moro, Arkansas car insurance rates by company. You can see which company offers the cheapest Moro car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Moro, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Moro, AR car insurance companies?

Which Moro, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Moro companies to find the one for you.

Average Annual Car Insurance Rates by Company in Moro, Arkansas

Insurance Company Average Annual Rates
Allstate $5,797
Farmers $4,496
GEICO $3,922
Liberty Mutual $4,134
Nationwide $3,795
Progressive $5,504
State Farm $3,215
Travelers $6,320
USAA $2,144

What factors affect Moro, AR car insurance rates?

Why are Moro, Arkansas car insurance rates different than rates in Fort Smith or Pine Bluff? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Moro, AR?

More time spent behind the wheel can lead to higher Moro, Arkansas car insurance rates. In Moro, AR, the average commute length is 22.3 minutes.

Car Insurance Quotes for Moro, AR

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