Cheap Quotes for Mooresville, AL Car Insurance (2021)

Mooresville, Alabama car insurance rates average $291 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Mooresville, AL companies, you can find cheap Mooresville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Mooresville has an average commute time of 19.1 minutes
  • Average car insurance rates in Mooresville, AL after a DUI are $3,999/year
  • The cheapest car insurance company in Mooresville is USAA

How do the Mooresville, Alabama monthly average car insurance rates of $291/month compare to nearby cities like Auburn car insurance rates, Hoover car insurance rates, and Montgomery car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Mooresville, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Mooresville, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Mooresville, Alabama companies to find the most affordable Mooresville car insurance rates.

Enter your ZIP code above to find cheap Mooresville, AL car insurance quotes today.

What are the minimum Mooresville, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Mooresville, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Mooresville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Mooresville, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Mooresville, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Mooresville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mooresville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,820 $1,735 $1,768 $6,659 $7,161 $2,126 $2,167
Farmers $2,090 $2,076 $1,865 $1,987 $8,269 $8,515 $2,365 $2,444
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $3,026 $3,266 $2,478 $2,771 $11,290 $12,551 $3,219 $3,424
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,152 $2,011 $1,764 $1,892 $8,961 $9,986 $2,512 $2,667
State Farm $2,693 $2,693 $2,445 $2,445 $8,291 $10,364 $3,046 $3,523
Travelers $1,475 $1,498 $1,385 $1,382 $7,981 $12,608 $1,397 $1,596
USAA $1,235 $1,250 $1,153 $1,126 $3,679 $4,072 $1,603 $1,726

How much do teen drivers pay for car insurance in Mooresville, AL?

Mooresville, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Mooresville car insurance rates from multiple Mooresville, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Mooresville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,659 $7,161
Farmers $8,269 $8,515
GEICO $4,963 $4,863
Liberty Mutual $11,290 $12,551
Nationwide $4,565 $5,863
Progressive $8,961 $9,986
State Farm $8,291 $10,364
Travelers $7,981 $12,608
USAA $3,679 $4,072

How much do senior drivers pay for car insurance in Mooresville, AL?

With a little research, seniors can find affordable car insurance in Mooresville, Alabama. Here’s a look at how the top Mooresville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Mooresville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $1,865 $1,987
GEICO $1,810 $1,872
Liberty Mutual $2,478 $2,771
Nationwide $1,570 $1,622
Progressive $1,764 $1,892
State Farm $2,445 $2,445
Travelers $1,385 $1,382
USAA $1,153 $1,126

How does coverage level affect Mooresville, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Mooresville, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Mooresville, Alabama

Insurance Company Low Medium High
Allstate $3,047 $3,162 $3,295
Farmers $3,473 $3,647 $3,984
GEICO $2,419 $2,624 $2,868
Liberty Mutual $5,010 $5,228 $5,521
Nationwide $2,626 $2,617 $2,677
Progressive $3,563 $3,970 $4,447
State Farm $4,192 $4,432 $4,689
Travelers $3,471 $3,738 $3,786
USAA $1,909 $1,970 $2,062

How does your driving record affect Mooresville, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Mooresville, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Mooresville, Alabama companies.

Annual Mooresville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,175 $3,761 $3,043
Farmers $3,115 $4,036 $3,938 $3,717
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,117 $5,744 $5,603 $5,550
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $3,603 $4,541 $3,878 $3,951
State Farm $3,996 $4,978 $4,388 $4,388
Travelers $3,054 $3,204 $4,687 $3,715
USAA $1,525 $1,915 $2,834 $1,649

How does a DUI affect Mooresville, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Mooresville, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Mooresville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,761
Farmers $3,938
GEICO $3,548
Liberty Mutual $5,603
Nationwide $3,356
Progressive $3,878
State Farm $4,388
Travelers $4,687
USAA $2,834

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How does your credit history affect Mooresville, AL car insurance rates?

Take a look at the data here to see how your Mooresville, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Mooresville, Alabama

Insurance Company Poor Fair Good
Allstate $3,914 $3,076 $2,515
Farmers $4,143 $3,574 $3,387
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,514 $4,621 $3,625
Nationwide $3,185 $2,486 $2,250
Progressive $4,498 $3,867 $3,614
State Farm $7,195 $3,643 $2,475
Travelers $3,995 $3,467 $3,534
USAA $2,660 $1,733 $1,548

How does your commute affect Mooresville, AL car insurance rates?

Mooresville, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Mooresville if you’re financing.

Annual Car Insurance Rates by Commute Length in Mooresville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,168 $3,168
Farmers $3,701 $3,701
GEICO $2,591 $2,683
Liberty Mutual $5,253 $5,253
Nationwide $2,640 $2,640
Progressive $3,993 $3,993
State Farm $4,331 $4,545
Travelers $3,665 $3,665
USAA $1,890 $2,071

Who has the cheapest Mooresville, AL car insurance rates?

Here’s a breakdown of Mooresville, Alabama car insurance rates by company. You can see which company offers the cheapest Mooresville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Mooresville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Mooresville, AL car insurance companies?

Which Mooresville, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Mooresville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Mooresville, Alabama

Insurance Company Average Annual Rates
Allstate $3,168
Farmers $3,701
GEICO $2,637
Liberty Mutual $5,253
Nationwide $2,640
Progressive $3,993
State Farm $4,438
Travelers $3,665
USAA $1,981

What factors affect Mooresville, AL car insurance rates?

Why are Mooresville, Alabama car insurance rates different than rates in Auburn or Hoover? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Mooresville, AL?

More time spent behind the wheel can lead to higher Mooresville, Alabama car insurance rates. In Mooresville, AL, the average commute length is 19.1 minutes.

Car Insurance Quotes for Mooresville, AL

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