Cheap Quotes for Montreal, WI Car Insurance (2021)

Montreal, Wisconsin car insurance rates average $255 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Montreal, WI companies, you can find cheap Montreal car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Montreal is American Family
  • Montreal has an average commute time of 20.1 minutes
  • Average car insurance rates in Montreal, WI are $255/month

How do the Montreal, Wisconsin monthly average car insurance rates of $255/month compare to nearby cities like Madison car insurance rates, Kenosha car insurance rates, and Eau Claire car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Montreal, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Montreal, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Montreal, Wisconsin companies to find the most affordable Montreal car insurance rates.

Enter your ZIP code above to find cheap Montreal, WI car insurance quotes today.

What are the minimum Montreal, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Montreal, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Montreal, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Montreal, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Montreal, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Montreal car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montreal, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,430 $2,576 $2,225 $2,469 $7,441 $9,557 $2,489 $2,712
American Family $988 $1,036 $919 $930 $2,652 $2,938 $1,158 $1,236
Farmers $1,908 $1,914 $1,698 $1,787 $8,601 $8,924 $2,166 $2,288
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,866 $2,043 $1,511 $1,719 $5,928 $6,655 $1,987 $2,165
Nationwide $4,277 $4,511 $3,514 $3,713 $8,462 $12,896 $5,179 $6,212
Progressive $1,573 $1,509 $1,287 $1,336 $5,822 $6,582 $1,894 $2,063
State Farm $1,391 $1,391 $1,216 $1,216 $3,725 $4,717 $1,563 $1,789
USAA $1,389 $1,392 $1,250 $1,282 $3,451 $4,024 $1,812 $2,000

How much do teen drivers pay for car insurance in Montreal, WI?

Montreal, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Montreal car insurance rates from multiple Montreal, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Montreal, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,441 $9,557
American Family $2,652 $2,938
Farmers $8,601 $8,924
GEICO $4,697 $5,064
Liberty Mutual $5,928 $6,655
Nationwide $8,462 $12,896
Progressive $5,822 $6,582
State Farm $3,725 $4,717
USAA $3,451 $4,024

How much do senior drivers pay for car insurance in Montreal, WI?

With a little research, seniors can find affordable car insurance in Montreal, Wisconsin. Here’s a look at how the top Montreal car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Montreal, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,225 $2,469
American Family $919 $930
Farmers $1,698 $1,787
GEICO $1,472 $1,670
Liberty Mutual $1,511 $1,719
Nationwide $3,514 $3,713
Progressive $1,287 $1,336
State Farm $1,216 $1,216
USAA $1,250 $1,282

How does coverage level affect Montreal, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Montreal, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Montreal, Wisconsin

Insurance Company Low Medium High
Allstate $3,826 $3,978 $4,158
American Family $1,470 $1,495 $1,482
Farmers $3,416 $3,634 $3,931
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,769 $3,009 $3,175
Nationwide $5,950 $6,094 $6,243
Progressive $2,627 $2,776 $2,872
State Farm $2,045 $2,130 $2,204
USAA $2,006 $2,076 $2,142

How does your driving record affect Montreal, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Montreal, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Montreal, Wisconsin companies.

Annual Montreal, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,288 $4,482 $4,158 $4,022
American Family $1,418 $1,504 $1,504 $1,504
Farmers $3,197 $4,015 $3,806 $3,624
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,290 $3,227 $3,369 $3,052
Nationwide $5,153 $5,961 $7,307 $5,961
Progressive $2,530 $3,050 $2,621 $2,833
State Farm $1,971 $2,281 $2,126 $2,126
USAA $1,631 $2,045 $2,767 $1,857

How does a DUI affect Montreal, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Montreal, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Montreal, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,158
American Family $1,504
Farmers $3,806
GEICO $2,949
Liberty Mutual $3,369
Nationwide $7,307
Progressive $2,621
State Farm $2,126
USAA $2,767

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How does your credit history affect Montreal, WI car insurance rates?

Take a look at the data here to see how your Montreal, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Montreal, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,245 $3,601 $3,116
American Family $1,983 $1,308 $1,156
Farmers $4,152 $3,490 $3,340
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,322 $2,588 $2,042
Nationwide $6,854 $5,717 $5,717
Progressive $3,151 $2,658 $2,465
State Farm $3,172 $1,821 $1,386
USAA $3,212 $1,678 $1,336

How does your commute affect Montreal, WI car insurance rates?

Montreal, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Montreal if you’re financing.

Annual Car Insurance Rates by Commute Length in Montreal, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,891 $4,084
American Family $1,458 $1,507
Farmers $3,661 $3,661
GEICO $2,281 $2,384
Liberty Mutual $2,984 $2,984
Nationwide $6,096 $6,096
Progressive $2,758 $2,758
State Farm $2,076 $2,176
USAA $2,048 $2,102

Who has the cheapest Montreal, WI car insurance rates?

Here’s a breakdown of Montreal, Wisconsin car insurance rates by company. You can see which company offers the cheapest Montreal car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Montreal, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Montreal, WI car insurance companies?

Which Montreal, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Montreal companies to find the one for you.

Average Annual Car Insurance Rates by Company in Montreal, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,987
American Family $1,482
Farmers $3,661
GEICO $2,333
Liberty Mutual $2,984
Nationwide $6,096
Progressive $2,758
State Farm $2,126
USAA $2,075

What factors affect Montreal, WI car insurance rates?

Why are Montreal, Wisconsin car insurance rates different than rates in Madison or Kenosha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Montreal, WI?

More time spent behind the wheel can lead to higher Montreal, Wisconsin car insurance rates. In Montreal, WI, the average commute length is 20.1 minutes.

Car Insurance Quotes for Montreal, WI

Shop for affordable Montreal, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Montreal, WI car insurance companies.

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