Cheap Quotes for Montgomery Village, MD Car Insurance (2021)

Montgomery Village, Maryland car insurance rates average $387 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Montgomery Village, MD companies, you can find cheap Montgomery Village car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Montgomery Village has an average commute time of 36.9 minutes
  • Average car insurance rates in Montgomery Village, MD after a DUI are $5,491/year
  • The cheapest car insurance company in Montgomery Village is USAA

How do the Montgomery Village, Maryland monthly average car insurance rates of $387/month compare to nearby cities like Frederick car insurance rates, Annapolis car insurance rates, and Rockville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Montgomery Village, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Montgomery Village, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Montgomery Village, Maryland companies to find the most affordable Montgomery Village car insurance rates.

Enter your ZIP code above to find cheap Montgomery Village, MD car insurance quotes today.

What are the minimum Montgomery Village, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Montgomery Village, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Montgomery Village, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Montgomery Village, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Montgomery Village, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Montgomery Village car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montgomery Village, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,377 $3,236 $3,221 $3,303 $9,877 $11,569 $3,027 $3,069
GEICO $2,382 $2,610 $2,721 $3,153 $7,259 $8,233 $2,047 $2,140
Liberty Mutual $6,832 $6,832 $6,755 $6,755 $13,213 $19,557 $6,832 $9,184
Nationwide $2,017 $2,021 $1,827 $1,877 $4,763 $6,232 $2,338 $2,512
Progressive $2,423 $2,171 $2,113 $2,163 $8,694 $9,454 $2,803 $2,704
State Farm $2,554 $2,554 $2,353 $2,353 $8,136 $10,384 $2,852 $3,223
USAA $2,031 $1,992 $1,903 $1,892 $4,528 $5,333 $2,329 $2,593

How much do teen drivers pay for car insurance in Montgomery Village, MD?

Montgomery Village, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Montgomery Village car insurance rates from multiple Montgomery Village, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Montgomery Village, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,877 $11,569
GEICO $7,259 $8,233
Liberty Mutual $13,213 $19,557
Nationwide $4,763 $6,232
Progressive $8,694 $9,454
State Farm $8,136 $10,384
USAA $4,528 $5,333

How much do senior drivers pay for car insurance in Montgomery Village, MD?

With a little research, seniors can find affordable car insurance in Montgomery Village, Maryland. Here’s a look at how the top Montgomery Village car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Montgomery Village, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,221 $3,303
GEICO $2,721 $3,153
Liberty Mutual $6,755 $6,755
Nationwide $1,827 $1,877
Progressive $2,113 $2,163
State Farm $2,353 $2,353
USAA $1,903 $1,892

How does coverage level affect Montgomery Village, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Montgomery Village, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Montgomery Village, Maryland

Insurance Company Low Medium High
Allstate $4,974 $5,059 $5,222
GEICO $3,678 $3,795 $3,981
Liberty Mutual $9,205 $9,471 $9,809
Nationwide $2,825 $2,956 $3,064
Progressive $3,866 $4,066 $4,264
State Farm $4,076 $4,313 $4,515
USAA $2,678 $2,834 $2,963

How does your driving record affect Montgomery Village, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Montgomery Village, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Montgomery Village, Maryland companies.

Annual Montgomery Village, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,500 $5,986 $4,500 $5,355
GEICO $2,700 $4,221 $5,156 $3,196
Liberty Mutual $6,780 $8,968 $13,612 $8,620
Nationwide $2,596 $3,480 $2,777 $2,941
Progressive $3,471 $4,614 $4,185 $3,992
State Farm $3,849 $4,853 $4,251 $4,251
USAA $2,221 $2,730 $3,959 $2,391

How does a DUI affect Montgomery Village, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Montgomery Village, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Montgomery Village, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,500
GEICO $5,156
Liberty Mutual $13,612
Nationwide $2,777
Progressive $4,185
State Farm $4,251
USAA $3,959

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How does your credit history affect Montgomery Village, MD car insurance rates?

Take a look at the data here to see how your Montgomery Village, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Montgomery Village, Maryland

Insurance Company Poor Fair Good
Allstate $6,581 $4,601 $4,074
GEICO $4,328 $3,585 $3,541
Liberty Mutual $13,586 $8,743 $6,157
Nationwide $3,768 $2,666 $2,411
Progressive $5,125 $3,850 $3,221
State Farm $6,289 $3,734 $2,881
USAA $3,760 $2,584 $2,131

How does your commute affect Montgomery Village, MD car insurance rates?

Montgomery Village, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Montgomery Village if you’re financing.

Annual Car Insurance Rates by Commute Length in Montgomery Village, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,014 $5,157
GEICO $3,756 $3,880
Liberty Mutual $9,243 $9,747
Nationwide $2,948 $2,948
Progressive $4,066 $4,066
State Farm $4,193 $4,410
USAA $2,738 $2,912

Who has the cheapest Montgomery Village, MD car insurance rates?

Here’s a breakdown of Montgomery Village, Maryland car insurance rates by company. You can see which company offers the cheapest Montgomery Village car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Montgomery Village, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Montgomery Village, MD car insurance companies?

Which Montgomery Village, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Montgomery Village companies to find the one for you.

Average Annual Car Insurance Rates by Company in Montgomery Village, Maryland

Insurance Company Average Annual Rates
Allstate $5,085
GEICO $3,818
Liberty Mutual $9,495
Nationwide $2,948
Progressive $4,066
State Farm $4,301
USAA $2,825

What factors affect Montgomery Village, MD car insurance rates?

Why are Montgomery Village, Maryland car insurance rates different than rates in Frederick or Annapolis? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Montgomery Village, MD?

More time spent behind the wheel can lead to higher Montgomery Village, Maryland car insurance rates. In Montgomery Village, MD, the average commute length is 36.9 minutes.

Car Insurance Quotes for Montgomery Village, MD

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