Cheap Quotes for Monroeville, AL Car Insurance (2021)

Monroeville, Alabama car insurance rates average $297 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Monroeville, AL companies, you can find cheap Monroeville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Monroeville, AL for senior drivers are $1,913/year
  • Average car insurance rates in Monroeville, AL after a DUI are $4,073/year
  • The cheapest car insurance company in Monroeville is USAA

How do the Monroeville, Alabama monthly average car insurance rates of $297/month compare to nearby cities like Hoover car insurance rates, Auburn car insurance rates, and Montgomery car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Monroeville, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Monroeville, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Monroeville, Alabama companies to find the most affordable Monroeville car insurance rates.

Enter your ZIP code above to find cheap Monroeville, AL car insurance quotes today.

What are the minimum Monroeville, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Monroeville, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Monroeville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Monroeville, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Monroeville, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Monroeville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monroeville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,067 $1,982 $1,849 $1,888 $6,895 $7,399 $2,361 $2,432
Farmers $2,305 $2,286 $2,062 $2,180 $8,782 $9,036 $2,649 $2,785
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $2,970 $3,212 $2,440 $2,729 $10,439 $11,612 $3,173 $3,390
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,238 $2,113 $1,832 $1,948 $8,984 $10,056 $2,627 $2,810
State Farm $2,863 $2,863 $2,561 $2,561 $8,179 $10,296 $3,222 $3,683
Travelers $1,431 $1,454 $1,337 $1,333 $7,438 $11,625 $1,359 $1,571
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

How much do teen drivers pay for car insurance in Monroeville, AL?

Monroeville, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Monroeville car insurance rates from multiple Monroeville, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Monroeville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,895 $7,399
Farmers $8,782 $9,036
GEICO $5,380 $5,307
Liberty Mutual $10,439 $11,612
Nationwide $4,418 $5,752
Progressive $8,984 $10,056
State Farm $8,179 $10,296
Travelers $7,438 $11,625
USAA $4,020 $4,464

How much do senior drivers pay for car insurance in Monroeville, AL?

With a little research, seniors can find affordable car insurance in Monroeville, Alabama. Here’s a look at how the top Monroeville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Monroeville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,849 $1,888
Farmers $2,062 $2,180
GEICO $1,968 $1,996
Liberty Mutual $2,440 $2,729
Nationwide $1,577 $1,642
Progressive $1,832 $1,948
State Farm $2,561 $2,561
Travelers $1,337 $1,333
USAA $1,271 $1,252

How does coverage level affect Monroeville, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Monroeville, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Monroeville, Alabama

Insurance Company Low Medium High
Allstate $3,268 $3,355 $3,455
Farmers $3,825 $3,967 $4,239
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,779 $4,973 $5,234
Nationwide $2,624 $2,595 $2,649
Progressive $3,684 $4,056 $4,488
State Farm $4,292 $4,521 $4,773
Travelers $3,290 $3,512 $3,528
USAA $2,105 $2,171 $2,271

How does your driving record affect Monroeville, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Monroeville, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Monroeville, Alabama companies.

Annual Monroeville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,877 $3,374 $3,956 $3,230
Farmers $3,365 $4,357 $4,248 $4,072
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,923 $5,443 $5,342 $5,275
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,691 $4,617 $3,944 $4,052
State Farm $4,120 $5,028 $4,483 $4,483
Travelers $2,870 $3,013 $4,392 $3,498
USAA $1,678 $2,102 $3,133 $1,816

How does a DUI affect Monroeville, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Monroeville, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Monroeville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,956
Farmers $4,248
GEICO $3,808
Liberty Mutual $5,342
Nationwide $3,353
Progressive $3,944
State Farm $4,483
Travelers $4,392
USAA $3,133

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How does your credit history affect Monroeville, AL car insurance rates?

Take a look at the data here to see how your Monroeville, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Monroeville, Alabama

Insurance Company Poor Fair Good
Allstate $4,160 $3,255 $2,663
Farmers $4,501 $3,867 $3,663
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,164 $4,379 $3,443
Nationwide $3,171 $2,467 $2,229
Progressive $4,616 $3,940 $3,672
State Farm $7,334 $3,720 $2,532
Travelers $3,759 $3,256 $3,316
USAA $2,937 $1,908 $1,703

How does your commute affect Monroeville, AL car insurance rates?

Monroeville, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Monroeville if you’re financing.

Annual Car Insurance Rates by Commute Length in Monroeville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,359 $3,359
Farmers $4,010 $4,010
GEICO $2,842 $2,954
Liberty Mutual $4,996 $4,996
Nationwide $2,623 $2,623
Progressive $4,076 $4,076
State Farm $4,419 $4,638
Travelers $3,443 $3,443
USAA $2,082 $2,282

Who has the cheapest Monroeville, AL car insurance rates?

Here’s a breakdown of Monroeville, Alabama car insurance rates by company. You can see which company offers the cheapest Monroeville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Monroeville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Monroeville, AL car insurance companies?

Which Monroeville, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Monroeville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Monroeville, Alabama

Insurance Company Average Annual Rates
Allstate $3,359
Farmers $4,010
GEICO $2,898
Liberty Mutual $4,996
Nationwide $2,623
Progressive $4,076
State Farm $4,529
Travelers $3,443
USAA $2,182

What factors affect Monroeville, AL car insurance rates?

Why are Monroeville, Alabama car insurance rates different than rates in Hoover or Auburn? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Monroeville, AL?

More time spent behind the wheel can lead to higher Monroeville, Alabama car insurance rates. In Monroeville, AL, the average commute length is 18.1 minutes.

Car Insurance Quotes for Monroeville, AL

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