Cheap Quotes for Monroe, WI Car Insurance (2021)

Monroe, Wisconsin car insurance rates average $237 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Monroe, WI companies, you can find cheap Monroe car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Monroe has an average commute time of 15.2 minutes
  • Average car insurance rates in Monroe, WI for senior drivers are $1,577/year
  • Average car insurance rates in Monroe, WI are $237/month

How do the Monroe, Wisconsin monthly average car insurance rates of $237/month compare to nearby cities like La Crosse car insurance rates, Eau Claire car insurance rates, and Janesville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Monroe, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Monroe, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Monroe, Wisconsin companies to find the most affordable Monroe car insurance rates.

Enter your ZIP code above to find cheap Monroe, WI car insurance quotes today.

What are the minimum Monroe, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Monroe, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Monroe, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Monroe, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Monroe, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Monroe car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monroe, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,135 $2,243 $1,980 $2,184 $7,095 $9,084 $2,158 $2,342
American Family $937 $979 $886 $892 $2,744 $3,022 $1,107 $1,179
Farmers $1,723 $1,723 $1,523 $1,616 $8,418 $8,734 $1,965 $2,058
GEICO $1,348 $1,484 $1,393 $1,598 $4,449 $4,790 $1,248 $1,286
Liberty Mutual $1,502 $1,642 $1,218 $1,385 $4,848 $5,442 $1,597 $1,734
Nationwide $3,694 $3,891 $3,056 $3,223 $7,524 $11,526 $4,493 $5,343
Progressive $1,662 $1,574 $1,360 $1,425 $6,557 $7,387 $2,000 $2,184
State Farm $1,201 $1,201 $1,066 $1,066 $3,403 $4,301 $1,354 $1,547
USAA $1,379 $1,375 $1,248 $1,268 $3,539 $4,109 $1,789 $1,962

How much do teen drivers pay for car insurance in Monroe, WI?

Monroe, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Monroe car insurance rates from multiple Monroe, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Monroe, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,095 $9,084
American Family $2,744 $3,022
Farmers $8,418 $8,734
GEICO $4,449 $4,790
Liberty Mutual $4,848 $5,442
Nationwide $7,524 $11,526
Progressive $6,557 $7,387
State Farm $3,403 $4,301
USAA $3,539 $4,109

How much do senior drivers pay for car insurance in Monroe, WI?

With a little research, seniors can find affordable car insurance in Monroe, Wisconsin. Here’s a look at how the top Monroe car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Monroe, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,980 $2,184
American Family $886 $892
Farmers $1,523 $1,616
GEICO $1,393 $1,598
Liberty Mutual $1,218 $1,385
Nationwide $3,056 $3,223
Progressive $1,360 $1,425
State Farm $1,066 $1,066
USAA $1,248 $1,268

How does coverage level affect Monroe, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Monroe, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Monroe, Wisconsin

Insurance Company Low Medium High
Allstate $3,490 $3,643 $3,824
American Family $1,451 $1,482 $1,472
Farmers $3,185 $3,441 $3,784
GEICO $2,049 $2,198 $2,351
Liberty Mutual $2,236 $2,443 $2,585
Nationwide $5,190 $5,343 $5,498
Progressive $2,846 $3,042 $3,168
State Farm $1,791 $1,898 $1,989
USAA $2,012 $2,085 $2,153

How does your driving record affect Monroe, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Monroe, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Monroe, Wisconsin companies.

Annual Monroe, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $4,096 $3,840 $3,704
American Family $1,405 $1,489 $1,489 $1,489
Farmers $3,024 $3,826 $3,613 $3,417
GEICO $1,527 $2,466 $2,814 $1,991
Liberty Mutual $1,859 $2,622 $2,730 $2,474
Nationwide $4,518 $5,226 $6,405 $5,226
Progressive $2,759 $3,358 $2,867 $3,090
State Farm $1,742 $2,043 $1,893 $1,893
USAA $1,631 $2,057 $2,787 $1,860

How does a DUI affect Monroe, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Monroe, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Monroe, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,840
American Family $1,489
Farmers $3,613
GEICO $2,814
Liberty Mutual $2,730
Nationwide $6,405
Progressive $2,867
State Farm $1,893
USAA $2,787

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How does your credit history affect Monroe, WI car insurance rates?

Take a look at the data here to see how your Monroe, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Monroe, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,792 $3,300 $2,866
American Family $1,964 $1,296 $1,145
Farmers $3,915 $3,320 $3,174
GEICO $2,888 $2,058 $1,652
Liberty Mutual $3,495 $2,105 $1,664
Nationwide $6,007 $5,012 $5,012
Progressive $3,420 $2,918 $2,718
State Farm $2,822 $1,621 $1,235
USAA $3,213 $1,690 $1,347

How does your commute affect Monroe, WI car insurance rates?

Monroe, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Monroe if you’re financing.

Annual Car Insurance Rates by Commute Length in Monroe, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,565 $3,740
American Family $1,443 $1,493
Farmers $3,470 $3,470
GEICO $2,153 $2,246
Liberty Mutual $2,421 $2,421
Nationwide $5,344 $5,344
Progressive $3,019 $3,019
State Farm $1,846 $1,939
USAA $2,057 $2,111

Who has the cheapest Monroe, WI car insurance rates?

Here’s a breakdown of Monroe, Wisconsin car insurance rates by company. You can see which company offers the cheapest Monroe car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Monroe, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Monroe, WI car insurance companies?

Which Monroe, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Monroe companies to find the one for you.

Average Annual Car Insurance Rates by Company in Monroe, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,653
American Family $1,468
Farmers $3,470
GEICO $2,199
Liberty Mutual $2,421
Nationwide $5,344
Progressive $3,019
State Farm $1,893
USAA $2,084

What factors affect Monroe, WI car insurance rates?

Why are Monroe, Wisconsin car insurance rates different than rates in La Crosse or Eau Claire? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Monroe, WI?

FBI statistics show that the Monroe, Wisconsin car theft rate is 8 thefts each year. High theft rates can lead to higher than average Monroe, WI car insurance rates.

How long is the average commute in Monroe, WI?

More time spent behind the wheel can lead to higher Monroe, Wisconsin car insurance rates. In Monroe, WI, the average commute length is 15.2 minutes.

Car Insurance Quotes for Monroe, WI

Shop for affordable Monroe, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Monroe, WI car insurance companies.

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