Cheap Quotes for Milton, WI Car Insurance (2021)

Milton, Wisconsin car insurance rates average $231 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Milton, WI companies, you can find cheap Milton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Milton is American Family
  • Milton has an average commute time of 21.2 minutes
  • Average car insurance rates in Milton, WI for senior drivers are $1,512/year

How do the Milton, Wisconsin monthly average car insurance rates of $231/month compare to nearby cities like Waukesha car insurance rates, La Crosse car insurance rates, and Eau Claire car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Milton, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Milton, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Milton, Wisconsin companies to find the most affordable Milton car insurance rates.

Enter your ZIP code above to find cheap Milton, WI car insurance quotes today.

What are the minimum Milton, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Milton, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Milton, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Milton, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Milton, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Milton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milton, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,189 $2,300 $2,032 $2,243 $7,294 $9,361 $2,212 $2,398
American Family $877 $912 $845 $847 $2,806 $3,072 $1,043 $1,107
Farmers $1,816 $1,813 $1,605 $1,704 $8,866 $9,192 $2,067 $2,158
GEICO $1,133 $1,269 $1,206 $1,415 $3,920 $4,223 $1,045 $1,066
Liberty Mutual $1,663 $1,807 $1,340 $1,518 $6,246 $6,999 $1,762 $1,897
Nationwide $3,211 $3,368 $2,675 $2,810 $6,778 $10,439 $3,921 $4,606
Progressive $1,491 $1,400 $1,225 $1,285 $6,028 $6,771 $1,785 $1,937
State Farm $1,209 $1,209 $1,088 $1,088 $3,635 $4,574 $1,368 $1,570
USAA $1,254 $1,247 $1,143 $1,155 $3,252 $3,757 $1,620 $1,770

How much do teen drivers pay for car insurance in Milton, WI?

Milton, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Milton car insurance rates from multiple Milton, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Milton, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,294 $9,361
American Family $2,806 $3,072
Farmers $8,866 $9,192
GEICO $3,920 $4,223
Liberty Mutual $6,246 $6,999
Nationwide $6,778 $10,439
Progressive $6,028 $6,771
State Farm $3,635 $4,574
USAA $3,252 $3,757

How much do senior drivers pay for car insurance in Milton, WI?

With a little research, seniors can find affordable car insurance in Milton, Wisconsin. Here’s a look at how the top Milton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Milton, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,032 $2,243
American Family $845 $847
Farmers $1,605 $1,704
GEICO $1,206 $1,415
Liberty Mutual $1,340 $1,518
Nationwide $2,675 $2,810
Progressive $1,225 $1,285
State Farm $1,088 $1,088
USAA $1,143 $1,155

How does coverage level affect Milton, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Milton, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Milton, Wisconsin

Insurance Company Low Medium High
Allstate $3,572 $3,743 $3,945
American Family $1,414 $1,453 $1,449
Farmers $3,349 $3,626 $3,982
GEICO $1,755 $1,910 $2,064
Liberty Mutual $2,623 $2,932 $3,157
Nationwide $4,572 $4,726 $4,880
Progressive $2,542 $2,768 $2,911
State Farm $1,845 $1,975 $2,083
USAA $1,825 $1,902 $1,972

How does your driving record affect Milton, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Milton, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Milton, Wisconsin companies.

Annual Milton, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,054 $4,212 $3,946 $3,803
American Family $1,377 $1,459 $1,459 $1,459
Farmers $3,180 $4,028 $3,808 $3,595
GEICO $1,304 $2,142 $2,516 $1,677
Liberty Mutual $2,202 $3,183 $3,271 $2,959
Nationwide $3,996 $4,622 $5,664 $4,622
Progressive $2,502 $3,056 $2,605 $2,797
State Farm $1,798 $2,138 $1,968 $1,968
USAA $1,486 $1,878 $2,539 $1,696

How does a DUI affect Milton, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Milton, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Milton, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,946
American Family $1,459
Farmers $3,808
GEICO $2,516
Liberty Mutual $3,271
Nationwide $5,664
Progressive $2,605
State Farm $1,968
USAA $2,539

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How does your credit history affect Milton, WI car insurance rates?

Take a look at the data here to see how your Milton, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Milton, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,929 $3,389 $2,943
American Family $1,928 $1,268 $1,119
Farmers $4,117 $3,498 $3,343
GEICO $2,503 $1,788 $1,438
Liberty Mutual $4,175 $2,543 $1,994
Nationwide $5,313 $4,433 $4,433
Progressive $3,091 $2,653 $2,477
State Farm $2,935 $1,685 $1,283
USAA $2,913 $1,548 $1,239

How does your commute affect Milton, WI car insurance rates?

Milton, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Milton if you’re financing.

Annual Car Insurance Rates by Commute Length in Milton, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,663 $3,844
American Family $1,414 $1,463
Farmers $3,653 $3,653
GEICO $1,874 $1,945
Liberty Mutual $2,904 $2,904
Nationwide $4,726 $4,726
Progressive $2,740 $2,740
State Farm $1,919 $2,017
USAA $1,875 $1,924

Who has the cheapest Milton, WI car insurance rates?

Here’s a breakdown of Milton, Wisconsin car insurance rates by company. You can see which company offers the cheapest Milton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Milton, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Milton, WI car insurance companies?

Which Milton, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Milton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Milton, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,754
American Family $1,439
Farmers $3,653
GEICO $1,910
Liberty Mutual $2,904
Nationwide $4,726
Progressive $2,740
State Farm $1,968
USAA $1,900

What factors affect Milton, WI car insurance rates?

Why are Milton, Wisconsin car insurance rates different than rates in Waukesha or La Crosse? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Milton, WI?

FBI statistics show that the Milton, Wisconsin car theft rate is 2 thefts each year. High theft rates can lead to higher than average Milton, WI car insurance rates.

How long is the average commute in Milton, WI?

More time spent behind the wheel can lead to higher Milton, Wisconsin car insurance rates. In Milton, WI, the average commute length is 21.2 minutes.

Car Insurance Quotes for Milton, WI

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