Cheap Quotes for Midway, AR Car Insurance (2021)

Midway, Arkansas car insurance rates average $316 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Midway, AR companies, you can find cheap Midway car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Midway, AR after a DUI are $4,540/year
  • Average car insurance rates in Midway, AR are $316/month
  • Average car insurance rates in Midway, AR for senior drivers are $1,982/year

How do the Midway, Arkansas monthly average car insurance rates of $316/month compare to nearby cities like Fayetteville car insurance rates, Little Rock car insurance rates, and Bentonville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Midway, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Midway, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Midway, Arkansas companies to find the most affordable Midway car insurance rates.

Enter your ZIP code above to find cheap Midway, AR car insurance quotes today.

What are the minimum Midway, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Midway, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Midway, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Midway, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Midway, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Midway car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Midway, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,612 $2,642 $2,322 $2,483 $9,138 $10,907 $2,899 $3,155
Farmers $2,414 $2,401 $2,158 $2,266 $10,160 $10,524 $2,788 $2,955
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,611 $2,475 $2,141 $2,245 $11,002 $12,397 $3,117 $3,369
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $1,991 $2,029 $1,963 $1,969 $11,469 $18,423 $2,126 $2,461
USAA $1,259 $1,272 $1,167 $1,176 $3,902 $4,090 $1,616 $1,744

How much do teen drivers pay for car insurance in Midway, AR?

Midway, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Midway car insurance rates from multiple Midway, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Midway, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,138 $10,907
Farmers $10,160 $10,524
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $11,002 $12,397
State Farm $4,447 $5,591
Travelers $11,469 $18,423
USAA $3,902 $4,090

How much do senior drivers pay for car insurance in Midway, AR?

With a little research, seniors can find affordable car insurance in Midway, Arkansas. Here’s a look at how the top Midway car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Midway, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,483
Farmers $2,158 $2,266
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,141 $2,245
State Farm $1,395 $1,395
Travelers $1,963 $1,969
USAA $1,167 $1,176

How does coverage level affect Midway, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Midway, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Midway, Arkansas

Insurance Company Low Medium High
Allstate $4,405 $4,517 $4,637
Farmers $4,255 $4,415 $4,705
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,508 $4,827 $5,424
State Farm $2,351 $2,463 $2,585
Travelers $5,047 $5,319 $5,546
USAA $1,948 $2,021 $2,116

How does your driving record affect Midway, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Midway, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Midway, Arkansas companies.

Annual Midway, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,756 $4,691 $5,178 $4,453
Farmers $3,758 $4,828 $4,712 $4,535
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,241 $5,890 $4,458 $5,089
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,448 $4,595 $6,713 $5,459
USAA $1,562 $1,974 $2,845 $1,732

How does a DUI affect Midway, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Midway, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Midway, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,178
Farmers $4,712
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,458
State Farm $2,466
Travelers $6,713
USAA $2,845

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How does your credit history affect Midway, AR car insurance rates?

Take a look at the data here to see how your Midway, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Midway, Arkansas

Insurance Company Poor Fair Good
Allstate $5,680 $4,346 $3,533
Farmers $5,079 $4,250 $4,047
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $5,581 $4,756 $4,421
State Farm $3,570 $2,152 $1,677
Travelers $6,089 $5,078 $4,745
USAA $2,687 $1,834 $1,563

How does your commute affect Midway, AR car insurance rates?

Midway, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Midway if you’re financing.

Annual Car Insurance Rates by Commute Length in Midway, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,520 $4,520
Farmers $4,458 $4,458
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $4,920 $4,920
State Farm $2,408 $2,524
Travelers $5,304 $5,304
USAA $1,971 $2,086

Who has the cheapest Midway, AR car insurance rates?

Here’s a breakdown of Midway, Arkansas car insurance rates by company. You can see which company offers the cheapest Midway car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Midway, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Midway, AR car insurance companies?

Which Midway, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Midway companies to find the one for you.

Average Annual Car Insurance Rates by Company in Midway, Arkansas

Insurance Company Average Annual Rates
Allstate $4,520
Farmers $4,458
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $4,920
State Farm $2,466
Travelers $5,304
USAA $2,028

What factors affect Midway, AR car insurance rates?

Why are Midway, Arkansas car insurance rates different than rates in Fayetteville or Little Rock? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Midway, AR?

More time spent behind the wheel can lead to higher Midway, Arkansas car insurance rates. In Midway, AR, the average commute length is 12.5 minutes.

Car Insurance Quotes for Midway, AR

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