Cheap Quotes for Midland, AR Car Insurance (2021)

Midland, Arkansas car insurance rates average $327 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Midland, AR companies, you can find cheap Midland car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Midland, AR for senior drivers are $2,014/year
  • Midland has an average commute time of 24.6 minutes
  • Average car insurance rates in Midland, AR are $327/month

How do the Midland, Arkansas monthly average car insurance rates of $327/month compare to nearby cities like Bentonville car insurance rates, Little Rock car insurance rates, and Conway car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Midland, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Midland, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Midland, Arkansas companies to find the most affordable Midland car insurance rates.

Enter your ZIP code above to find cheap Midland, AR car insurance quotes today.

What are the minimum Midland, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Midland, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Midland, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Midland, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Midland, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Midland car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Midland, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,826 $2,837 $2,524 $2,697 $10,459 $12,580 $3,110 $3,382
Farmers $2,127 $2,113 $1,899 $2,001 $9,089 $9,410 $2,440 $2,565
GEICO $2,285 $2,250 $2,100 $2,042 $6,315 $6,295 $2,269 $2,302
Liberty Mutual $2,168 $2,317 $2,093 $2,335 $8,162 $8,987 $2,349 $2,449
Nationwide $2,561 $2,604 $2,303 $2,427 $6,289 $7,986 $2,941 $3,164
Progressive $2,577 $2,432 $2,118 $2,221 $11,162 $12,556 $3,082 $3,340
State Farm $1,602 $1,602 $1,453 $1,453 $4,885 $6,119 $1,810 $2,084
Travelers $2,153 $2,193 $2,129 $2,135 $12,566 $20,161 $2,306 $2,662
USAA $1,243 $1,249 $1,163 $1,160 $4,016 $4,182 $1,595 $1,708

How much do teen drivers pay for car insurance in Midland, AR?

Midland, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Midland car insurance rates from multiple Midland, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Midland, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,459 $12,580
Farmers $9,089 $9,410
GEICO $6,315 $6,295
Liberty Mutual $8,162 $8,987
Nationwide $6,289 $7,986
Progressive $11,162 $12,556
State Farm $4,885 $6,119
Travelers $12,566 $20,161
USAA $4,016 $4,182

How much do senior drivers pay for car insurance in Midland, AR?

With a little research, seniors can find affordable car insurance in Midland, Arkansas. Here’s a look at how the top Midland car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Midland, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,524 $2,697
Farmers $1,899 $2,001
GEICO $2,100 $2,042
Liberty Mutual $2,093 $2,335
Nationwide $2,303 $2,427
Progressive $2,118 $2,221
State Farm $1,453 $1,453
Travelers $2,129 $2,135
USAA $1,163 $1,160

How does coverage level affect Midland, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Midland, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Midland, Arkansas

Insurance Company Low Medium High
Allstate $4,921 $5,049 $5,185
Farmers $3,757 $3,914 $4,196
GEICO $3,084 $3,231 $3,382
Liberty Mutual $3,721 $3,829 $4,022
Nationwide $3,801 $3,708 $3,844
Progressive $4,541 $4,854 $5,413
State Farm $2,478 $2,624 $2,777
Travelers $5,523 $5,804 $6,037
USAA $1,941 $2,031 $2,146

How does your driving record affect Midland, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Midland, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Midland, Arkansas companies.

Annual Midland, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,145 $5,234 $5,848 $4,980
Farmers $3,340 $4,287 $4,191 $4,005
GEICO $2,215 $3,368 $4,961 $2,384
Liberty Mutual $2,607 $4,284 $5,017 $3,521
Nationwide $2,954 $3,804 $5,131 $3,247
Progressive $4,249 $5,930 $4,468 $5,097
State Farm $2,393 $2,859 $2,626 $2,626
Travelers $4,850 $5,010 $7,340 $5,953
USAA $1,565 $1,993 $2,864 $1,736

How does a DUI affect Midland, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Midland, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Midland, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,848
Farmers $4,191
GEICO $4,961
Liberty Mutual $5,017
Nationwide $5,131
Progressive $4,468
State Farm $2,626
Travelers $7,340
USAA $2,864

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How does your credit history affect Midland, AR car insurance rates?

Take a look at the data here to see how your Midland, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Midland, Arkansas

Insurance Company Poor Fair Good
Allstate $6,340 $4,865 $3,950
Farmers $4,494 $3,776 $3,597
GEICO $3,869 $3,186 $2,641
Liberty Mutual $5,558 $3,375 $2,640
Nationwide $4,469 $3,601 $3,283
Progressive $5,581 $4,777 $4,449
State Farm $3,803 $2,291 $1,784
Travelers $6,639 $5,543 $5,181
USAA $2,686 $1,849 $1,582

How does your commute affect Midland, AR car insurance rates?

Midland, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Midland if you’re financing.

Annual Car Insurance Rates by Commute Length in Midland, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,052 $5,052
Farmers $3,956 $3,956
GEICO $3,204 $3,261
Liberty Mutual $3,857 $3,857
Nationwide $3,784 $3,784
Progressive $4,936 $4,936
State Farm $2,562 $2,690
Travelers $5,788 $5,788
USAA $1,982 $2,097

Who has the cheapest Midland, AR car insurance rates?

Here’s a breakdown of Midland, Arkansas car insurance rates by company. You can see which company offers the cheapest Midland car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Midland, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Midland, AR car insurance companies?

Which Midland, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Midland companies to find the one for you.

Average Annual Car Insurance Rates by Company in Midland, Arkansas

Insurance Company Average Annual Rates
Allstate $5,052
Farmers $3,956
GEICO $3,232
Liberty Mutual $3,857
Nationwide $3,784
Progressive $4,936
State Farm $2,626
Travelers $5,788
USAA $2,039

What factors affect Midland, AR car insurance rates?

Why are Midland, Arkansas car insurance rates different than rates in Bentonville or Little Rock? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Midland, AR?

More time spent behind the wheel can lead to higher Midland, Arkansas car insurance rates. In Midland, AR, the average commute length is 24.6 minutes.

Car Insurance Quotes for Midland, AR

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