Cheap Quotes for Merrimac, WI Car Insurance (2021)

Merrimac, Wisconsin car insurance rates average $240 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Merrimac, WI companies, you can find cheap Merrimac car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Merrimac, WI for senior drivers are $1,602/year
  • The cheapest car insurance company in Merrimac is American Family
  • Merrimac has an average commute time of 32.0 minutes

How do the Merrimac, Wisconsin monthly average car insurance rates of $240/month compare to nearby cities like Eau Claire car insurance rates, Waukesha car insurance rates, and Kenosha car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Merrimac, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Merrimac, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Merrimac, Wisconsin companies to find the most affordable Merrimac car insurance rates.

Enter your ZIP code above to find cheap Merrimac, WI car insurance quotes today.

What are the minimum Merrimac, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Merrimac, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Merrimac, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Merrimac, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Merrimac, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Merrimac car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Merrimac, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,275 $2,400 $2,096 $2,314 $7,281 $9,301 $2,317 $2,522
American Family $939 $981 $887 $894 $2,744 $3,022 $1,109 $1,180
Farmers $1,816 $1,815 $1,609 $1,704 $8,615 $8,928 $2,065 $2,164
GEICO $1,149 $1,273 $1,195 $1,371 $3,860 $4,166 $1,063 $1,095
Liberty Mutual $1,790 $1,957 $1,448 $1,646 $5,847 $6,561 $1,906 $2,074
Nationwide $3,811 $4,009 $3,147 $3,317 $7,730 $11,827 $4,628 $5,506
Progressive $1,553 $1,471 $1,272 $1,332 $6,073 $6,840 $1,863 $2,025
State Farm $1,238 $1,238 $1,098 $1,098 $3,513 $4,437 $1,395 $1,596
USAA $1,322 $1,320 $1,196 $1,219 $3,357 $3,899 $1,717 $1,886

How much do teen drivers pay for car insurance in Merrimac, WI?

Merrimac, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Merrimac car insurance rates from multiple Merrimac, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Merrimac, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,281 $9,301
American Family $2,744 $3,022
Farmers $8,615 $8,928
GEICO $3,860 $4,166
Liberty Mutual $5,847 $6,561
Nationwide $7,730 $11,827
Progressive $6,073 $6,840
State Farm $3,513 $4,437
USAA $3,357 $3,899

How much do senior drivers pay for car insurance in Merrimac, WI?

With a little research, seniors can find affordable car insurance in Merrimac, Wisconsin. Here’s a look at how the top Merrimac car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Merrimac, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,314
American Family $887 $894
Farmers $1,609 $1,704
GEICO $1,195 $1,371
Liberty Mutual $1,448 $1,646
Nationwide $3,147 $3,317
Progressive $1,272 $1,332
State Farm $1,098 $1,098
USAA $1,196 $1,219

How does coverage level affect Merrimac, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Merrimac, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Merrimac, Wisconsin

Insurance Company Low Medium High
Allstate $3,669 $3,805 $3,966
American Family $1,451 $1,483 $1,474
Farmers $3,313 $3,563 $3,893
GEICO $1,779 $1,897 $2,014
Liberty Mutual $2,695 $2,926 $3,090
Nationwide $5,349 $5,493 $5,648
Progressive $2,626 $2,827 $2,958
State Farm $1,849 $1,957 $2,049
USAA $1,921 $1,991 $2,057

How does your driving record affect Merrimac, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Merrimac, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Merrimac, Wisconsin companies.

Annual Merrimac, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,117 $4,278 $3,995 $3,864
American Family $1,406 $1,491 $1,491 $1,491
Farmers $3,129 $3,951 $3,738 $3,540
GEICO $1,310 $2,129 $2,449 $1,698
Liberty Mutual $2,223 $3,147 $3,277 $2,968
Nationwide $4,647 $5,376 $6,589 $5,376
Progressive $2,564 $3,117 $2,665 $2,869
State Farm $1,796 $2,107 $1,952 $1,952
USAA $1,560 $1,964 $2,656 $1,779

How does a DUI affect Merrimac, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Merrimac, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Merrimac, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,995
American Family $1,491
Farmers $3,738
GEICO $2,449
Liberty Mutual $3,277
Nationwide $6,589
Progressive $2,665
State Farm $1,952
USAA $2,656

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How does your credit history affect Merrimac, WI car insurance rates?

Take a look at the data here to see how your Merrimac, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Merrimac, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,008 $3,447 $2,986
American Family $1,967 $1,296 $1,145
Farmers $4,056 $3,431 $3,281
GEICO $2,486 $1,776 $1,428
Liberty Mutual $4,201 $2,522 $1,988
Nationwide $6,180 $5,155 $5,155
Progressive $3,178 $2,710 $2,523
State Farm $2,911 $1,671 $1,273
USAA $3,068 $1,613 $1,287

How does your commute affect Merrimac, WI car insurance rates?

Merrimac, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Merrimac if you’re financing.

Annual Car Insurance Rates by Commute Length in Merrimac, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,722 $3,905
American Family $1,445 $1,494
Farmers $3,590 $3,590
GEICO $1,860 $1,933
Liberty Mutual $2,904 $2,904
Nationwide $5,497 $5,497
Progressive $2,804 $2,804
State Farm $1,904 $1,999
USAA $1,964 $2,015

Who has the cheapest Merrimac, WI car insurance rates?

Here’s a breakdown of Merrimac, Wisconsin car insurance rates by company. You can see which company offers the cheapest Merrimac car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Merrimac, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Merrimac, WI car insurance companies?

Which Merrimac, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Merrimac companies to find the one for you.

Average Annual Car Insurance Rates by Company in Merrimac, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,813
American Family $1,469
Farmers $3,590
GEICO $1,897
Liberty Mutual $2,904
Nationwide $5,497
Progressive $2,804
State Farm $1,952
USAA $1,990

What factors affect Merrimac, WI car insurance rates?

Why are Merrimac, Wisconsin car insurance rates different than rates in Eau Claire or Waukesha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Merrimac, WI?

More time spent behind the wheel can lead to higher Merrimac, Wisconsin car insurance rates. In Merrimac, WI, the average commute length is 32.0 minutes.

Car Insurance Quotes for Merrimac, WI

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