Cheap Quotes for Merrillan, WI Car Insurance (2021)

Merrillan, Wisconsin car insurance rates average $251 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Merrillan, WI companies, you can find cheap Merrillan car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Merrillan is American Family
  • Average car insurance rates in Merrillan, WI are $251/month
  • Merrillan has an average commute time of 19.7 minutes

How do the Merrillan, Wisconsin monthly average car insurance rates of $251/month compare to nearby cities like La Crosse car insurance rates, Madison car insurance rates, and Appleton car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Merrillan, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Merrillan, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Merrillan, Wisconsin companies to find the most affordable Merrillan car insurance rates.

Enter your ZIP code above to find cheap Merrillan, WI car insurance quotes today.

What are the minimum Merrillan, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Merrillan, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Merrillan, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Merrillan, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Merrillan, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Merrillan car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Merrillan, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,265 $2,393 $2,086 $2,309 $7,163 $9,192 $2,309 $2,510
American Family $998 $1,046 $934 $944 $2,803 $3,100 $1,177 $1,256
Farmers $1,850 $1,855 $1,640 $1,735 $8,720 $9,053 $2,102 $2,207
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $1,796 $1,955 $1,447 $1,637 $6,369 $7,129 $1,913 $2,074
Nationwide $3,880 $4,090 $3,198 $3,376 $7,768 $11,863 $4,706 $5,625
Progressive $1,762 $1,697 $1,442 $1,493 $6,369 $7,212 $2,122 $2,303
State Farm $1,465 $1,465 $1,287 $1,287 $3,994 $5,062 $1,647 $1,879
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

How much do teen drivers pay for car insurance in Merrillan, WI?

Merrillan, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Merrillan car insurance rates from multiple Merrillan, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Merrillan, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,163 $9,192
American Family $2,803 $3,100
Farmers $8,720 $9,053
GEICO $4,458 $4,809
Liberty Mutual $6,369 $7,129
Nationwide $7,768 $11,863
Progressive $6,369 $7,212
State Farm $3,994 $5,062
USAA $3,408 $3,962

How much do senior drivers pay for car insurance in Merrillan, WI?

With a little research, seniors can find affordable car insurance in Merrillan, Wisconsin. Here’s a look at how the top Merrillan car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Merrillan, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,309
American Family $934 $944
Farmers $1,640 $1,735
GEICO $1,400 $1,575
Liberty Mutual $1,447 $1,637
Nationwide $3,198 $3,376
Progressive $1,442 $1,493
State Farm $1,287 $1,287
USAA $1,228 $1,256

How does coverage level affect Merrillan, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Merrillan, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Merrillan, Wisconsin

Insurance Company Low Medium High
Allstate $3,616 $3,769 $3,950
American Family $1,517 $1,546 $1,534
Farmers $3,363 $3,615 $3,958
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,817 $3,064 $3,238
Nationwide $5,417 $5,561 $5,711
Progressive $2,905 $3,069 $3,175
State Farm $2,157 $2,266 $2,359
USAA $1,962 $2,038 $2,110

How does your driving record affect Merrillan, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Merrillan, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Merrillan, Wisconsin companies.

Annual Merrillan, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,100 $4,243 $3,952 $3,818
American Family $1,466 $1,554 $1,554 $1,554
Farmers $3,178 $4,008 $3,797 $3,598
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,312 $3,316 $3,430 $3,103
Nationwide $4,703 $5,441 $6,668 $5,441
Progressive $2,800 $3,366 $2,898 $3,136
State Farm $2,091 $2,431 $2,261 $2,261
USAA $1,599 $2,008 $2,717 $1,823

How does a DUI affect Merrillan, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Merrillan, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Merrillan, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,952
American Family $1,554
Farmers $3,797
GEICO $2,789
Liberty Mutual $3,430
Nationwide $6,668
Progressive $2,898
State Farm $2,261
USAA $2,717

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Merrillan, WI car insurance rates?

Take a look at the data here to see how your Merrillan, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Merrillan, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,963 $3,413 $2,958
American Family $2,049 $1,352 $1,195
Farmers $4,123 $3,482 $3,331
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,385 $2,653 $2,082
Nationwide $6,255 $5,218 $5,218
Progressive $3,495 $2,936 $2,719
State Farm $3,373 $1,936 $1,474
USAA $3,141 $1,652 $1,317

How does your commute affect Merrillan, WI car insurance rates?

Merrillan, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Merrillan if you’re financing.

Annual Car Insurance Rates by Commute Length in Merrillan, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,687 $3,869
American Family $1,506 $1,558
Farmers $3,645 $3,645
GEICO $2,171 $2,267
Liberty Mutual $3,040 $3,040
Nationwide $5,563 $5,563
Progressive $3,050 $3,050
State Farm $2,206 $2,315
USAA $2,010 $2,063

Who has the cheapest Merrillan, WI car insurance rates?

Here’s a breakdown of Merrillan, Wisconsin car insurance rates by company. You can see which company offers the cheapest Merrillan car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Merrillan, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Merrillan, WI car insurance companies?

Which Merrillan, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Merrillan companies to find the one for you.

Average Annual Car Insurance Rates by Company in Merrillan, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,778
American Family $1,532
Farmers $3,645
GEICO $2,219
Liberty Mutual $3,040
Nationwide $5,563
Progressive $3,050
State Farm $2,261
USAA $2,037

What factors affect Merrillan, WI car insurance rates?

Why are Merrillan, Wisconsin car insurance rates different than rates in La Crosse or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Merrillan, WI?

More time spent behind the wheel can lead to higher Merrillan, Wisconsin car insurance rates. In Merrillan, WI, the average commute length is 19.7 minutes.

Car Insurance Quotes for Merrillan, WI

Shop for affordable Merrillan, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Merrillan, WI car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption