Cheap Quotes for Mercer, WI Car Insurance (2021)

Mercer, Wisconsin car insurance rates average $257 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Mercer, WI companies, you can find cheap Mercer car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Mercer, WI are $257/month
  • Mercer has an average commute time of 22.2 minutes
  • Average car insurance rates in Mercer, WI after a DUI are $3,428/year

How do the Mercer, Wisconsin monthly average car insurance rates of $257/month compare to nearby cities like Madison car insurance rates, Eau Claire car insurance rates, and Kenosha car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Mercer, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Mercer, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Mercer, Wisconsin companies to find the most affordable Mercer car insurance rates.

Enter your ZIP code above to find cheap Mercer, WI car insurance quotes today.

What are the minimum Mercer, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Mercer, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Mercer, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Mercer, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Mercer, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Mercer car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mercer, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,520 $2,671 $2,307 $2,558 $7,773 $9,965 $2,583 $2,817
American Family $1,003 $1,052 $930 $942 $2,671 $2,961 $1,175 $1,254
Farmers $1,902 $1,904 $1,689 $1,780 $8,722 $9,042 $2,169 $2,292
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,866 $2,043 $1,511 $1,719 $5,928 $6,655 $1,987 $2,165
Nationwide $4,277 $4,511 $3,514 $3,713 $8,462 $12,896 $5,179 $6,212
Progressive $1,614 $1,548 $1,321 $1,371 $5,969 $6,750 $1,944 $2,117
State Farm $1,365 $1,365 $1,197 $1,197 $3,687 $4,673 $1,534 $1,751
USAA $1,389 $1,392 $1,250 $1,282 $3,451 $4,024 $1,812 $2,000

How much do teen drivers pay for car insurance in Mercer, WI?

Mercer, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Mercer car insurance rates from multiple Mercer, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Mercer, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,773 $9,965
American Family $2,671 $2,961
Farmers $8,722 $9,042
GEICO $4,697 $5,064
Liberty Mutual $5,928 $6,655
Nationwide $8,462 $12,896
Progressive $5,969 $6,750
State Farm $3,687 $4,673
USAA $3,451 $4,024

How much do senior drivers pay for car insurance in Mercer, WI?

With a little research, seniors can find affordable car insurance in Mercer, Wisconsin. Here’s a look at how the top Mercer car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Mercer, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,307 $2,558
American Family $930 $942
Farmers $1,689 $1,780
GEICO $1,472 $1,670
Liberty Mutual $1,511 $1,719
Nationwide $3,514 $3,713
Progressive $1,321 $1,371
State Farm $1,197 $1,197
USAA $1,250 $1,282

How does coverage level affect Mercer, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Mercer, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Mercer, Wisconsin

Insurance Company Low Medium High
Allstate $3,988 $4,140 $4,320
American Family $1,486 $1,511 $1,497
Farmers $3,443 $3,661 $3,958
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,769 $3,009 $3,175
Nationwide $5,950 $6,094 $6,243
Progressive $2,695 $2,847 $2,945
State Farm $2,005 $2,100 $2,183
USAA $2,006 $2,076 $2,142

How does your driving record affect Mercer, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Mercer, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Mercer, Wisconsin companies.

Annual Mercer, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,414 $4,664 $4,330 $4,190
American Family $1,434 $1,520 $1,520 $1,520
Farmers $3,222 $4,053 $3,827 $3,648
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,290 $3,227 $3,369 $3,052
Nationwide $5,153 $5,961 $7,307 $5,961
Progressive $2,595 $3,128 $2,688 $2,906
State Farm $1,941 $2,251 $2,096 $2,096
USAA $1,631 $2,045 $2,767 $1,857

How does a DUI affect Mercer, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Mercer, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Mercer, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,330
American Family $1,520
Farmers $3,827
GEICO $2,949
Liberty Mutual $3,369
Nationwide $7,307
Progressive $2,688
State Farm $2,096
USAA $2,767

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How does your credit history affect Mercer, WI car insurance rates?

Take a look at the data here to see how your Mercer, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Mercer, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,461 $3,748 $3,240
American Family $2,004 $1,322 $1,169
Farmers $4,179 $3,518 $3,366
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,322 $2,588 $2,042
Nationwide $6,854 $5,717 $5,717
Progressive $3,233 $2,726 $2,528
State Farm $3,127 $1,795 $1,367
USAA $3,212 $1,678 $1,336

How does your commute affect Mercer, WI car insurance rates?

Mercer, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Mercer if you’re financing.

Annual Car Insurance Rates by Commute Length in Mercer, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,049 $4,250
American Family $1,473 $1,523
Farmers $3,688 $3,688
GEICO $2,281 $2,384
Liberty Mutual $2,984 $2,984
Nationwide $6,096 $6,096
Progressive $2,829 $2,829
State Farm $2,046 $2,146
USAA $2,048 $2,102

Who has the cheapest Mercer, WI car insurance rates?

Here’s a breakdown of Mercer, Wisconsin car insurance rates by company. You can see which company offers the cheapest Mercer car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Mercer, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Mercer, WI car insurance companies?

Which Mercer, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Mercer companies to find the one for you.

Average Annual Car Insurance Rates by Company in Mercer, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,149
American Family $1,498
Farmers $3,688
GEICO $2,333
Liberty Mutual $2,984
Nationwide $6,096
Progressive $2,829
State Farm $2,096
USAA $2,075

What factors affect Mercer, WI car insurance rates?

Why are Mercer, Wisconsin car insurance rates different than rates in Madison or Eau Claire? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Mercer, WI?

More time spent behind the wheel can lead to higher Mercer, Wisconsin car insurance rates. In Mercer, WI, the average commute length is 22.2 minutes.

Car Insurance Quotes for Mercer, WI

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