Cheap Quotes for Mequon, WI Car Insurance (2021)

Mequon, Wisconsin car insurance rates average $242 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Mequon, WI companies, you can find cheap Mequon car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Mequon, WI after a DUI are $3,211/year
  • Mequon has an average commute time of 23.7 minutes
  • Average car insurance rates in Mequon, WI are $242/month

How do the Mequon, Wisconsin monthly average car insurance rates of $242/month compare to nearby cities like Milwaukee car insurance rates, Oshkosh car insurance rates, and Green Bay car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Mequon, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Mequon, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Mequon, Wisconsin companies to find the most affordable Mequon car insurance rates.

Enter your ZIP code above to find cheap Mequon, WI car insurance quotes today.

What are the minimum Mequon, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Mequon, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Mequon, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Average Mequon, WI Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Mequon, WI you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Mequon, Wisconsin

ZIP Code Average Annual Rates
53092 $2,911
53097 $2,803

How do age, gender, and marital status affect Mequon, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Mequon, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Mequon car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mequon, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,338 $2,445 $2,185 $2,409 $8,315 $10,682 $2,338 $2,528
American Family $979 $1,020 $950 $949 $3,394 $3,721 $1,184 $1,261
Farmers $1,796 $1,790 $1,585 $1,689 $8,939 $9,255 $2,043 $2,124
GEICO $1,229 $1,377 $1,315 $1,544 $4,326 $4,660 $1,133 $1,150
Liberty Mutual $1,535 $1,663 $1,235 $1,393 $5,868 $6,561 $1,631 $1,755
Nationwide $2,957 $3,099 $2,473 $2,596 $6,322 $9,758 $3,618 $4,232
Progressive $1,777 $1,664 $1,461 $1,535 $7,242 $8,132 $2,126 $2,301
State Farm $1,415 $1,415 $1,281 $1,281 $4,367 $5,488 $1,603 $1,843
USAA $1,203 $1,190 $1,104 $1,107 $3,205 $3,682 $1,546 $1,678

How much do teen drivers pay for car insurance in Mequon, WI?

Mequon, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Mequon car insurance rates from multiple Mequon, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Mequon, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,315 $10,682
American Family $3,394 $3,721
Farmers $8,939 $9,255
GEICO $4,326 $4,660
Liberty Mutual $5,868 $6,561
Nationwide $6,322 $9,758
Progressive $7,242 $8,132
State Farm $4,367 $5,488
USAA $3,205 $3,682

How much do senior drivers pay for car insurance in Mequon, WI?

With a little research, seniors can find affordable car insurance in Mequon, Wisconsin. Here’s a look at how the top Mequon car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Mequon, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,185 $2,409
American Family $950 $949
Farmers $1,585 $1,689
GEICO $1,315 $1,544
Liberty Mutual $1,235 $1,393
Nationwide $2,473 $2,596
Progressive $1,461 $1,535
State Farm $1,281 $1,281
USAA $1,104 $1,107

How does coverage level affect Mequon, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Mequon, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Mequon, Wisconsin

Insurance Company Low Medium High
Allstate $3,953 $4,144 $4,368
American Family $1,652 $1,699 $1,696
Farmers $3,332 $3,623 $4,003
GEICO $1,928 $2,096 $2,251
Liberty Mutual $2,487 $2,732 $2,897
Nationwide $4,225 $4,384 $4,538
Progressive $3,025 $3,315 $3,499
State Farm $2,181 $2,346 $2,482
USAA $1,761 $1,841 $1,916

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How does your driving record affect Mequon, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Mequon, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Mequon, Wisconsin companies.

Annual Mequon, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,347 $4,661 $4,390 $4,222
American Family $1,608 $1,707 $1,707 $1,707
Farmers $3,178 $4,033 $3,810 $3,590
GEICO $1,416 $2,351 $2,780 $1,820
Liberty Mutual $2,050 $2,969 $3,048 $2,755
Nationwide $3,706 $4,286 $5,250 $4,286
Progressive $2,993 $3,663 $3,118 $3,345
State Farm $2,128 $2,545 $2,336 $2,336
USAA $1,435 $1,822 $2,462 $1,639

How does a DUI affect Mequon, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Mequon, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Mequon, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,390
American Family $1,707
Farmers $3,810
GEICO $2,780
Liberty Mutual $3,048
Nationwide $5,250
Progressive $3,118
State Farm $2,336
USAA $2,462

How does your credit history affect Mequon, WI car insurance rates?

Take a look at the data here to see how your Mequon, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Mequon, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,452 $3,750 $3,263
American Family $2,251 $1,485 $1,310
Farmers $4,115 $3,499 $3,344
GEICO $2,745 $1,958 $1,572
Liberty Mutual $3,877 $2,375 $1,863
Nationwide $4,925 $4,110 $4,110
Progressive $3,694 $3,177 $2,968
State Farm $3,486 $2,000 $1,522
USAA $2,805 $1,505 $1,208

How does your commute affect Mequon, WI car insurance rates?

Mequon, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Mequon if you’re financing.

Annual Car Insurance Rates by Commute Length in Mequon, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,054 $4,256
American Family $1,652 $1,712
Farmers $3,653 $3,653
GEICO $2,056 $2,128
Liberty Mutual $2,705 $2,705
Nationwide $4,382 $4,382
Progressive $3,280 $3,280
State Farm $2,278 $2,395
USAA $1,816 $1,863

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Who has the cheapest Mequon, WI car insurance rates?

Here’s a breakdown of Mequon, Wisconsin car insurance rates by company. You can see which company offers the cheapest Mequon car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Mequon, Wisconsin

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

What are the top Mequon, WI car insurance companies?

Which Mequon, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Mequon companies to find the one for you.

Average Annual Car Insurance Rates by Company in Mequon, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,155
American Family $1,682
Farmers $3,653
GEICO $2,092
Liberty Mutual $2,705
Nationwide $4,382
Progressive $3,280
State Farm $2,336
USAA $1,839

What factors affect Mequon, WI car insurance rates?

Why are Mequon, Wisconsin car insurance rates different than rates in Milwaukee or Oshkosh? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Mequon, WI?

FBI statistics show that the Mequon, Wisconsin car theft rate is 15 thefts each year. High theft rates can lead to higher than average Mequon, WI car insurance rates.

How long is the average commute in Mequon, WI?

More time spent behind the wheel can lead to higher Mequon, Wisconsin car insurance rates. In Mequon, WI, the average commute length is 23.7 minutes.

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Car Insurance Quotes for Mequon, WI

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