Cheap Quotes for Mena, AR Car Insurance (2021)

Mena, Arkansas car insurance rates average $330 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Mena, AR companies, you can find cheap Mena car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Mena, AR after a DUI are $4,746/year
  • Mena has an average commute time of 17.0 minutes
  • The cheapest car insurance company in Mena is USAA

How do the Mena, Arkansas monthly average car insurance rates of $330/month compare to nearby cities like Rogers car insurance rates, Conway car insurance rates, and Fayetteville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Mena, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Mena, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Mena, Arkansas companies to find the most affordable Mena car insurance rates.

Enter your ZIP code above to find cheap Mena, AR car insurance quotes today.

What are the minimum Mena, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Mena, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Mena, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Mena, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Mena, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Mena car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mena, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,826 $2,837 $2,524 $2,697 $10,459 $12,580 $3,110 $3,382
Farmers $2,415 $2,399 $2,160 $2,269 $10,029 $10,375 $2,780 $2,940
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $1,961 $2,003 $1,770 $1,871 $4,496 $5,727 $2,217 $2,388
Progressive $2,708 $2,567 $2,222 $2,326 $11,531 $12,988 $3,247 $3,527
State Farm $1,737 $1,737 $1,545 $1,545 $4,905 $6,167 $1,955 $2,247
Travelers $2,127 $2,169 $2,090 $2,095 $12,021 $19,194 $2,269 $2,654
USAA $1,302 $1,317 $1,204 $1,215 $4,031 $4,231 $1,676 $1,810

How much do teen drivers pay for car insurance in Mena, AR?

Mena, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Mena car insurance rates from multiple Mena, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Mena, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,459 $12,580
Farmers $10,029 $10,375
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $4,496 $5,727
Progressive $11,531 $12,988
State Farm $4,905 $6,167
Travelers $12,021 $19,194
USAA $4,031 $4,231

How much do senior drivers pay for car insurance in Mena, AR?

With a little research, seniors can find affordable car insurance in Mena, Arkansas. Here’s a look at how the top Mena car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Mena, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,524 $2,697
Farmers $2,160 $2,269
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $1,770 $1,871
Progressive $2,222 $2,326
State Farm $1,545 $1,545
Travelers $2,090 $2,095
USAA $1,204 $1,215

How does coverage level affect Mena, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Mena, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Mena, Arkansas

Insurance Company Low Medium High
Allstate $4,921 $5,049 $5,185
Farmers $4,230 $4,381 $4,651
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $2,823 $2,749 $2,841
Progressive $4,783 $5,068 $5,568
State Farm $2,613 $2,727 $2,850
Travelers $5,350 $5,594 $5,788
USAA $2,022 $2,092 $2,182

How does your driving record affect Mena, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Mena, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Mena, Arkansas companies.

Annual Mena, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,145 $5,234 $5,848 $4,980
Farmers $3,731 $4,785 $4,673 $4,495
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,199 $2,818 $3,786 $2,413
Progressive $4,427 $6,163 $4,651 $5,317
State Farm $2,512 $2,947 $2,730 $2,730
Travelers $4,676 $4,832 $7,053 $5,749
USAA $1,614 $2,040 $2,949 $1,791

How does a DUI affect Mena, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Mena, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Mena, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,848
Farmers $4,673
GEICO $5,555
Liberty Mutual $5,469
Nationwide $3,786
Progressive $4,651
State Farm $2,730
Travelers $7,053
USAA $2,949

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How does your credit history affect Mena, AR car insurance rates?

Take a look at the data here to see how your Mena, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Mena, Arkansas

Insurance Company Poor Fair Good
Allstate $6,340 $4,865 $3,950
Farmers $5,036 $4,214 $4,013
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $3,301 $2,671 $2,440
Progressive $5,827 $4,970 $4,622
State Farm $3,954 $2,381 $1,854
Travelers $6,412 $5,337 $4,984
USAA $2,786 $1,896 $1,613

How does your commute affect Mena, AR car insurance rates?

Mena, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Mena if you’re financing.

Annual Car Insurance Rates by Commute Length in Mena, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,052 $5,052
Farmers $4,421 $4,421
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $2,804 $2,804
Progressive $5,140 $5,140
State Farm $2,666 $2,793
Travelers $5,577 $5,577
USAA $2,039 $2,158

Who has the cheapest Mena, AR car insurance rates?

Here’s a breakdown of Mena, Arkansas car insurance rates by company. You can see which company offers the cheapest Mena car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Mena, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Mena, AR car insurance companies?

Which Mena, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Mena companies to find the one for you.

Average Annual Car Insurance Rates by Company in Mena, Arkansas

Insurance Company Average Annual Rates
Allstate $5,052
Farmers $4,421
GEICO $3,562
Liberty Mutual $4,220
Nationwide $2,804
Progressive $5,140
State Farm $2,730
Travelers $5,577
USAA $2,098

What factors affect Mena, AR car insurance rates?

Why are Mena, Arkansas car insurance rates different than rates in Rogers or Conway? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Mena, AR?

More time spent behind the wheel can lead to higher Mena, Arkansas car insurance rates. In Mena, AR, the average commute length is 17.0 minutes.

Car Insurance Quotes for Mena, AR

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