Cheap Quotes for Melrose, WI Car Insurance (2021)

Melrose, Wisconsin car insurance rates average $253 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Melrose, WI companies, you can find cheap Melrose car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Melrose has an average commute time of 28.7 minutes
  • Average car insurance rates in Melrose, WI after a DUI are $3,356/year
  • Average car insurance rates in Melrose, WI are $253/month

How do the Melrose, Wisconsin monthly average car insurance rates of $253/month compare to nearby cities like Green Bay car insurance rates, Milwaukee car insurance rates, and Eau Claire car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Melrose, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Melrose, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Melrose, Wisconsin companies to find the most affordable Melrose car insurance rates.

Enter your ZIP code above to find cheap Melrose, WI car insurance quotes today.

What are the minimum Melrose, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Melrose, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Melrose, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Melrose, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Melrose, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Melrose car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Melrose, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,252 $2,380 $2,073 $2,295 $7,098 $9,113 $2,295 $2,495
American Family $1,015 $1,064 $950 $959 $2,877 $3,186 $1,201 $1,283
Farmers $1,825 $1,823 $1,616 $1,713 $8,714 $9,024 $2,076 $2,174
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $1,757 $1,916 $1,420 $1,610 $5,968 $6,688 $1,870 $2,030
Nationwide $3,880 $4,090 $3,198 $3,376 $7,768 $11,863 $4,706 $5,625
Progressive $1,926 $1,854 $1,575 $1,631 $6,971 $7,895 $2,320 $2,520
State Farm $1,490 $1,490 $1,308 $1,308 $4,051 $5,133 $1,675 $1,912
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

How much do teen drivers pay for car insurance in Melrose, WI?

Melrose, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Melrose car insurance rates from multiple Melrose, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Melrose, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,098 $9,113
American Family $2,877 $3,186
Farmers $8,714 $9,024
GEICO $4,458 $4,809
Liberty Mutual $5,968 $6,688
Nationwide $7,768 $11,863
Progressive $6,971 $7,895
State Farm $4,051 $5,133
USAA $3,408 $3,962

How much do senior drivers pay for car insurance in Melrose, WI?

With a little research, seniors can find affordable car insurance in Melrose, Wisconsin. Here’s a look at how the top Melrose car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Melrose, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,073 $2,295
American Family $950 $959
Farmers $1,616 $1,713
GEICO $1,400 $1,575
Liberty Mutual $1,420 $1,610
Nationwide $3,198 $3,376
Progressive $1,575 $1,631
State Farm $1,308 $1,308
USAA $1,228 $1,256

How does coverage level affect Melrose, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Melrose, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Melrose, Wisconsin

Insurance Company Low Medium High
Allstate $3,588 $3,741 $3,921
American Family $1,552 $1,581 $1,567
Farmers $3,338 $3,593 $3,931
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,687 $2,933 $3,101
Nationwide $5,417 $5,561 $5,711
Progressive $3,181 $3,358 $3,471
State Farm $2,194 $2,301 $2,393
USAA $1,962 $2,038 $2,110

How does your driving record affect Melrose, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Melrose, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Melrose, Wisconsin companies.

Annual Melrose, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,079 $4,211 $3,922 $3,788
American Family $1,499 $1,590 $1,590 $1,590
Farmers $3,156 $3,988 $3,770 $3,569
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,219 $3,160 $3,280 $2,969
Nationwide $4,703 $5,441 $6,668 $5,441
Progressive $3,062 $3,683 $3,170 $3,431
State Farm $2,124 $2,468 $2,296 $2,296
USAA $1,599 $2,008 $2,717 $1,823

How does a DUI affect Melrose, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Melrose, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Melrose, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,922
American Family $1,590
Farmers $3,770
GEICO $2,789
Liberty Mutual $3,280
Nationwide $6,668
Progressive $3,170
State Farm $2,296
USAA $2,717

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How does your credit history affect Melrose, WI car insurance rates?

Take a look at the data here to see how your Melrose, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Melrose, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,926 $3,388 $2,937
American Family $2,095 $1,383 $1,223
Farmers $4,091 $3,461 $3,309
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,198 $2,532 $1,992
Nationwide $6,255 $5,218 $5,218
Progressive $3,823 $3,212 $2,975
State Farm $3,426 $1,966 $1,496
USAA $3,141 $1,652 $1,317

How does your commute affect Melrose, WI car insurance rates?

Melrose, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Melrose if you’re financing.

Annual Car Insurance Rates by Commute Length in Melrose, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,660 $3,840
American Family $1,541 $1,593
Farmers $3,621 $3,621
GEICO $2,171 $2,267
Liberty Mutual $2,907 $2,907
Nationwide $5,563 $5,563
Progressive $3,337 $3,337
State Farm $2,241 $2,351
USAA $2,010 $2,063

Who has the cheapest Melrose, WI car insurance rates?

Here’s a breakdown of Melrose, Wisconsin car insurance rates by company. You can see which company offers the cheapest Melrose car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Melrose, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Melrose, WI car insurance companies?

Which Melrose, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Melrose companies to find the one for you.

Average Annual Car Insurance Rates by Company in Melrose, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,750
American Family $1,567
Farmers $3,621
GEICO $2,219
Liberty Mutual $2,907
Nationwide $5,563
Progressive $3,337
State Farm $2,296
USAA $2,037

What factors affect Melrose, WI car insurance rates?

Why are Melrose, Wisconsin car insurance rates different than rates in Green Bay or Milwaukee? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Melrose, WI?

More time spent behind the wheel can lead to higher Melrose, Wisconsin car insurance rates. In Melrose, WI, the average commute length is 28.7 minutes.

Car Insurance Quotes for Melrose, WI

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