Cheap Quotes for Mellwood, AR Car Insurance (2021)

Mellwood, Arkansas car insurance rates average $374 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Mellwood, AR companies, you can find cheap Mellwood car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Mellwood, AR for senior drivers are $2,352/year
  • The cheapest car insurance company in Mellwood is USAA
  • Average car insurance rates in Mellwood, AR after a DUI are $5,411/year

How do the Mellwood, Arkansas monthly average car insurance rates of $374/month compare to nearby cities like Little Rock car insurance rates, Fort Smith car insurance rates, and Hot Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Mellwood, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Mellwood, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Mellwood, Arkansas companies to find the most affordable Mellwood car insurance rates.

Enter your ZIP code above to find cheap Mellwood, AR car insurance quotes today.

What are the minimum Mellwood, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Mellwood, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Mellwood, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Mellwood, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Mellwood, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Mellwood car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mellwood, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,484 $3,526 $3,085 $3,310 $12,518 $14,951 $3,881 $4,226
Farmers $2,392 $2,390 $2,142 $2,245 $9,683 $10,054 $2,725 $2,877
GEICO $3,177 $3,153 $2,939 $2,857 $7,876 $7,938 $3,099 $3,142
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $3,025 $2,886 $2,484 $2,588 $12,299 $13,886 $3,618 $3,903
State Farm $2,177 $2,177 $1,945 $1,945 $6,213 $7,854 $2,453 $2,787
Travelers $2,508 $2,559 $2,458 $2,472 $14,525 $23,491 $2,668 $3,094
USAA $1,475 $1,494 $1,364 $1,379 $4,636 $4,863 $1,910 $2,065

How much do teen drivers pay for car insurance in Mellwood, AR?

Mellwood, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Mellwood car insurance rates from multiple Mellwood, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Mellwood, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,518 $14,951
Farmers $9,683 $10,054
GEICO $7,876 $7,938
Liberty Mutual $8,234 $9,082
Nationwide $6,038 $7,672
Progressive $12,299 $13,886
State Farm $6,213 $7,854
Travelers $14,525 $23,491
USAA $4,636 $4,863

How much do senior drivers pay for car insurance in Mellwood, AR?

With a little research, seniors can find affordable car insurance in Mellwood, Arkansas. Here’s a look at how the top Mellwood car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Mellwood, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,085 $3,310
Farmers $2,142 $2,245
GEICO $2,939 $2,857
Liberty Mutual $2,143 $2,398
Nationwide $2,235 $2,356
Progressive $2,484 $2,588
State Farm $1,945 $1,945
Travelers $2,458 $2,472
USAA $1,364 $1,379

How does coverage level affect Mellwood, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Mellwood, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Mellwood, Arkansas

Insurance Company Low Medium High
Allstate $5,955 $6,119 $6,293
Farmers $4,106 $4,270 $4,565
GEICO $4,099 $4,271 $4,447
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,644 $3,570 $3,744
Progressive $5,149 $5,491 $6,119
State Farm $3,262 $3,443 $3,627
Travelers $6,354 $6,740 $7,072
USAA $2,302 $2,390 $2,503

How does your driving record affect Mellwood, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Mellwood, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Mellwood, Arkansas companies.

Annual Mellwood, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,072 $6,367 $7,023 $6,028
Farmers $3,658 $4,666 $4,557 $4,373
GEICO $2,870 $4,440 $6,692 $3,088
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,824 $6,661 $5,066 $5,794
State Farm $3,166 $3,722 $3,444 $3,444
Travelers $5,638 $5,827 $8,502 $6,919
USAA $1,840 $2,334 $3,374 $2,044

How does a DUI affect Mellwood, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Mellwood, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Mellwood, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,023
Farmers $4,557
GEICO $6,692
Liberty Mutual $5,091
Nationwide $4,953
Progressive $5,066
State Farm $3,444
Travelers $8,502
USAA $3,374

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How does your credit history affect Mellwood, AR car insurance rates?

Take a look at the data here to see how your Mellwood, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Mellwood, Arkansas

Insurance Company Poor Fair Good
Allstate $7,717 $5,886 $4,764
Farmers $4,918 $4,107 $3,916
GEICO $5,122 $4,204 $3,491
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,303 $3,479 $3,176
Progressive $6,364 $5,392 $5,002
State Farm $4,996 $3,002 $2,334
Travelers $7,720 $6,434 $6,011
USAA $3,186 $2,166 $1,843

How does your commute affect Mellwood, AR car insurance rates?

Mellwood, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Mellwood if you’re financing.

Annual Car Insurance Rates by Commute Length in Mellwood, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,122 $6,122
Farmers $4,314 $4,314
GEICO $4,250 $4,295
Liberty Mutual $3,924 $3,924
Nationwide $3,653 $3,653
Progressive $5,586 $5,586
State Farm $3,358 $3,530
Travelers $6,722 $6,722
USAA $2,329 $2,468

Who has the cheapest Mellwood, AR car insurance rates?

Here’s a breakdown of Mellwood, Arkansas car insurance rates by company. You can see which company offers the cheapest Mellwood car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Mellwood, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Mellwood, AR car insurance companies?

Which Mellwood, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Mellwood companies to find the one for you.

Average Annual Car Insurance Rates by Company in Mellwood, Arkansas

Insurance Company Average Annual Rates
Allstate $6,122
Farmers $4,314
GEICO $4,272
Liberty Mutual $3,924
Nationwide $3,653
Progressive $5,586
State Farm $3,444
Travelers $6,722
USAA $2,398

Car Insurance Quotes for Mellwood, AR

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