Cheap Quotes for Medford, WI Car Insurance (2021)

Medford, Wisconsin car insurance rates average $249 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Medford, WI companies, you can find cheap Medford car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Medford, WI after a DUI are $3,324/year
  • The cheapest car insurance company in Medford is American Family
  • Average car insurance rates in Medford, WI are $249/month

How do the Medford, Wisconsin monthly average car insurance rates of $249/month compare to nearby cities like Kenosha car insurance rates, Janesville car insurance rates, and Oshkosh car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Medford, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Medford, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Medford, Wisconsin companies to find the most affordable Medford car insurance rates.

Enter your ZIP code above to find cheap Medford, WI car insurance quotes today.

What are the minimum Medford, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Medford, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Medford, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Medford, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Medford, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Medford car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Medford, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,147 $2,259 $1,987 $2,193 $7,011 $8,980 $2,176 $2,363
American Family $973 $1,020 $909 $920 $2,672 $2,954 $1,139 $1,214
Farmers $1,818 $1,820 $1,613 $1,703 $8,488 $8,803 $2,069 $2,177
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $1,709 $1,645 $1,397 $1,449 $6,152 $6,967 $2,053 $2,223
State Farm $1,315 $1,315 $1,154 $1,154 $3,535 $4,491 $1,477 $1,677
USAA $1,391 $1,394 $1,252 $1,283 $3,456 $4,029 $1,814 $2,002

How much do teen drivers pay for car insurance in Medford, WI?

Medford, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Medford car insurance rates from multiple Medford, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Medford, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,011 $8,980
American Family $2,672 $2,954
Farmers $8,488 $8,803
GEICO $4,697 $5,064
Liberty Mutual $5,914 $6,647
Nationwide $8,021 $12,216
Progressive $6,152 $6,967
State Farm $3,535 $4,491
USAA $3,456 $4,029

How much do senior drivers pay for car insurance in Medford, WI?

With a little research, seniors can find affordable car insurance in Medford, Wisconsin. Here’s a look at how the top Medford car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Medford, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,987 $2,193
American Family $909 $920
Farmers $1,613 $1,703
GEICO $1,472 $1,670
Liberty Mutual $1,555 $1,774
Nationwide $3,349 $3,542
Progressive $1,397 $1,449
State Farm $1,154 $1,154
USAA $1,252 $1,283

How does coverage level affect Medford, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Medford, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Medford, Wisconsin

Insurance Company Low Medium High
Allstate $3,478 $3,630 $3,811
American Family $1,459 $1,488 $1,479
Farmers $3,302 $3,534 $3,848
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $5,657 $5,796 $5,940
Progressive $2,796 $2,968 $3,084
State Farm $1,918 $2,019 $2,106
USAA $2,009 $2,079 $2,145

How does your driving record affect Medford, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Medford, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Medford, Wisconsin companies.

Annual Medford, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,969 $4,083 $3,820 $3,686
American Family $1,412 $1,496 $1,496 $1,496
Farmers $3,108 $3,916 $3,704 $3,518
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $2,708 $3,254 $2,804 $3,032
State Farm $1,867 $2,163 $2,015 $2,015
USAA $1,633 $2,047 $2,771 $1,860

How does a DUI affect Medford, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Medford, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Medford, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,820
American Family $1,496
Farmers $3,704
GEICO $2,949
Liberty Mutual $3,411
Nationwide $6,950
Progressive $2,804
State Farm $2,015
USAA $2,771

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How does your credit history affect Medford, WI car insurance rates?

Take a look at the data here to see how your Medford, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Medford, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,777 $3,289 $2,853
American Family $1,976 $1,301 $1,149
Farmers $4,030 $3,401 $3,253
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $6,518 $5,437 $5,437
Progressive $3,380 $2,839 $2,628
State Farm $3,005 $1,725 $1,314
USAA $3,216 $1,680 $1,337

How does your commute affect Medford, WI car insurance rates?

Medford, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Medford if you’re financing.

Annual Car Insurance Rates by Commute Length in Medford, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,552 $3,727
American Family $1,450 $1,500
Farmers $3,561 $3,561
GEICO $2,281 $2,384
Liberty Mutual $3,022 $3,022
Nationwide $5,798 $5,798
Progressive $2,949 $2,949
State Farm $1,966 $2,064
USAA $2,050 $2,105

Who has the cheapest Medford, WI car insurance rates?

Here’s a breakdown of Medford, Wisconsin car insurance rates by company. You can see which company offers the cheapest Medford car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Medford, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Medford, WI car insurance companies?

Which Medford, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Medford companies to find the one for you.

Average Annual Car Insurance Rates by Company in Medford, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,640
American Family $1,475
Farmers $3,561
GEICO $2,333
Liberty Mutual $3,022
Nationwide $5,798
Progressive $2,949
State Farm $2,015
USAA $2,078

What factors affect Medford, WI car insurance rates?

Why are Medford, Wisconsin car insurance rates different than rates in Kenosha or Janesville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Medford, WI?

FBI statistics show that the Medford, Wisconsin car theft rate is 6 thefts each year. High theft rates can lead to higher than average Medford, WI car insurance rates.

How long is the average commute in Medford, WI?

More time spent behind the wheel can lead to higher Medford, Wisconsin car insurance rates. In Medford, WI, the average commute length is 14.7 minutes.

Car Insurance Quotes for Medford, WI

Shop for affordable Medford, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Medford, WI car insurance companies.

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