Cheap Quotes for Mckenzie, AL Car Insurance (2021)

Mckenzie, Alabama car insurance rates average $293 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Mckenzie, AL companies, you can find cheap Mckenzie car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • McKenzie has an average commute time of 33.2 minutes
  • The cheapest car insurance company in McKenzie is USAA
  • Average car insurance rates in McKenzie, AL are $293/month

How do the McKenzie, Alabama monthly average car insurance rates of $293/month compare to nearby cities like Tuscaloosa car insurance rates, Hoover car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in McKenzie, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and McKenzie, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple McKenzie, Alabama companies to find the most affordable McKenzie car insurance rates.

Enter your ZIP code above to find cheap McKenzie, AL car insurance quotes today.

What are the minimum McKenzie, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, McKenzie, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in McKenzie, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect McKenzie, AL car insurance rates?

Three of the criteria that most affect car insurance rates in McKenzie, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top McKenzie car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in McKenzie, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,900 $1,827 $1,703 $1,738 $6,220 $6,680 $2,167 $2,230
Farmers $2,167 $2,153 $1,937 $2,056 $8,282 $8,525 $2,458 $2,556
GEICO $1,973 $1,940 $1,845 $1,875 $4,989 $4,895 $2,083 $1,943
Liberty Mutual $3,099 $3,351 $2,547 $2,847 $10,930 $12,151 $3,309 $3,534
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,124 $2,011 $1,738 $1,843 $8,472 $9,487 $2,501 $2,684
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,498 $1,523 $1,395 $1,393 $7,779 $12,176 $1,422 $1,651
USAA $1,339 $1,364 $1,250 $1,232 $3,940 $4,375 $1,744 $1,890

How much do teen drivers pay for car insurance in McKenzie, AL?

McKenzie, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare McKenzie car insurance rates from multiple McKenzie, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in McKenzie, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,220 $6,680
Farmers $8,282 $8,525
GEICO $4,989 $4,895
Liberty Mutual $10,930 $12,151
Nationwide $4,418 $5,752
Progressive $8,472 $9,487
State Farm $8,362 $10,517
Travelers $7,779 $12,176
USAA $3,940 $4,375

How much do senior drivers pay for car insurance in McKenzie, AL?

With a little research, seniors can find affordable car insurance in McKenzie, Alabama. Here’s a look at how the top McKenzie car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in McKenzie, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,703 $1,738
Farmers $1,937 $2,056
GEICO $1,845 $1,875
Liberty Mutual $2,547 $2,847
Nationwide $1,577 $1,642
Progressive $1,738 $1,843
State Farm $2,624 $2,624
Travelers $1,395 $1,393
USAA $1,250 $1,232

How does coverage level affect McKenzie, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your McKenzie, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in McKenzie, Alabama

Insurance Company Low Medium High
Allstate $2,967 $3,054 $3,154
Farmers $3,557 $3,718 $4,025
GEICO $2,500 $2,681 $2,897
Liberty Mutual $5,001 $5,198 $5,464
Nationwide $2,624 $2,595 $2,649
Progressive $3,524 $3,840 $4,209
State Farm $4,411 $4,630 $4,873
Travelers $3,447 $3,676 $3,690
USAA $2,065 $2,130 $2,231

How does your driving record affect McKenzie, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in McKenzie, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top McKenzie, Alabama companies.

Annual McKenzie, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,076 $3,583 $2,942
Farmers $3,172 $4,098 $3,998 $3,798
GEICO $1,841 $2,923 $3,535 $2,471
Liberty Mutual $4,096 $5,692 $5,582 $5,514
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,501 $4,369 $3,719 $3,842
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,005 $3,155 $4,596 $3,663
USAA $1,648 $2,063 $3,073 $1,783

How does a DUI affect McKenzie, AL car insurance rates?

With even one DUI on your record, you can see an increase in your McKenzie, AL car insurance rates.

Annual Car Insurance Rates After a DUI in McKenzie, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,583
Farmers $3,998
GEICO $3,535
Liberty Mutual $5,582
Nationwide $3,353
Progressive $3,719
State Farm $4,592
Travelers $4,596
USAA $3,073

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How does your credit history affect McKenzie, AL car insurance rates?

Take a look at the data here to see how your McKenzie, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in McKenzie, Alabama

Insurance Company Poor Fair Good
Allstate $3,795 $2,960 $2,420
Farmers $4,224 $3,632 $3,443
GEICO $3,424 $2,443 $2,211
Liberty Mutual $7,490 $4,577 $3,596
Nationwide $3,171 $2,467 $2,229
Progressive $4,375 $3,727 $3,472
State Farm $7,514 $3,809 $2,592
Travelers $3,935 $3,408 $3,471
USAA $2,880 $1,873 $1,672

How does your commute affect McKenzie, AL car insurance rates?

McKenzie, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in McKenzie if you’re financing.

Annual Car Insurance Rates by Commute Length in McKenzie, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,058 $3,058
Farmers $3,767 $3,767
GEICO $2,640 $2,745
Liberty Mutual $5,221 $5,221
Nationwide $2,623 $2,623
Progressive $3,858 $3,858
State Farm $4,528 $4,748
Travelers $3,605 $3,605
USAA $2,044 $2,240

Who has the cheapest McKenzie, AL car insurance rates?

Here’s a breakdown of McKenzie, Alabama car insurance rates by company. You can see which company offers the cheapest McKenzie car insurance rates in each category.

Best Annual Car Insurance Rates by Company in McKenzie, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top McKenzie, AL car insurance companies?

Which McKenzie, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top McKenzie companies to find the one for you.

Average Annual Car Insurance Rates by Company in McKenzie, Alabama

Insurance Company Average Annual Rates
Allstate $3,058
Farmers $3,767
GEICO $2,693
Liberty Mutual $5,221
Nationwide $2,623
Progressive $3,858
State Farm $4,638
Travelers $3,605
USAA $2,142

What factors affect McKenzie, AL car insurance rates?

Why are McKenzie, Alabama car insurance rates different than rates in Tuscaloosa or Hoover? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in McKenzie, AL?

More time spent behind the wheel can lead to higher McKenzie, Alabama car insurance rates. In McKenzie, AL, the average commute length is 33.2 minutes.

Car Insurance Quotes for McKenzie, AL

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