Cheap Quotes for Maugansville, MD Car Insurance (2021)

Maugansville, Maryland car insurance rates average $307 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Maugansville, MD companies, you can find cheap Maugansville car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Maugansville is Nationwide
  • Average car insurance rates in Maugansville, MD after a DUI are $4,362/year
  • Maugansville has an average commute time of 20.7 minutes

How do the Maugansville, Maryland monthly average car insurance rates of $307/month compare to nearby cities like College Park car insurance rates, Gaithersburg car insurance rates, and Frederick car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Maugansville, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Maugansville, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Maugansville, Maryland companies to find the most affordable Maugansville car insurance rates.

Enter your ZIP code above to find cheap Maugansville, MD car insurance quotes today.

What are the minimum Maugansville, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Maugansville, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Maugansville, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Maugansville, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Maugansville, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Maugansville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Maugansville, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,779 $2,687 $2,629 $2,694 $7,650 $8,897 $2,543 $2,587
GEICO $1,975 $2,152 $2,240 $2,560 $5,896 $6,769 $1,683 $1,788
Liberty Mutual $5,582 $5,582 $5,517 $5,517 $10,892 $16,173 $5,582 $7,539
Nationwide $1,587 $1,594 $1,440 $1,482 $3,646 $4,766 $1,827 $1,966
Progressive $1,929 $1,749 $1,691 $1,724 $6,738 $7,359 $2,241 $2,198
State Farm $1,692 $1,692 $1,546 $1,546 $5,329 $6,804 $1,881 $2,145
USAA $1,764 $1,733 $1,645 $1,641 $3,911 $4,621 $2,032 $2,265

How much do teen drivers pay for car insurance in Maugansville, MD?

Maugansville, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Maugansville car insurance rates from multiple Maugansville, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Maugansville, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,650 $8,897
GEICO $5,896 $6,769
Liberty Mutual $10,892 $16,173
Nationwide $3,646 $4,766
Progressive $6,738 $7,359
State Farm $5,329 $6,804
USAA $3,911 $4,621

How much do senior drivers pay for car insurance in Maugansville, MD?

With a little research, seniors can find affordable car insurance in Maugansville, Maryland. Here’s a look at how the top Maugansville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Maugansville, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,629 $2,694
GEICO $2,240 $2,560
Liberty Mutual $5,517 $5,517
Nationwide $1,440 $1,482
Progressive $1,691 $1,724
State Farm $1,546 $1,546
USAA $1,645 $1,641

How does coverage level affect Maugansville, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Maugansville, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Maugansville, Maryland

Insurance Company Low Medium High
Allstate $3,982 $4,040 $4,153
GEICO $3,028 $3,115 $3,256
Liberty Mutual $7,588 $7,780 $8,026
Nationwide $2,202 $2,293 $2,370
Progressive $3,067 $3,206 $3,338
State Farm $2,699 $2,836 $2,954
USAA $2,332 $2,459 $2,563

How does your driving record affect Maugansville, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Maugansville, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Maugansville, Maryland companies.

Annual Maugansville, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $4,746 $3,607 $4,272
GEICO $2,228 $3,460 $4,191 $2,653
Liberty Mutual $5,645 $7,409 $11,036 $7,102
Nationwide $2,020 $2,693 $2,157 $2,283
Progressive $2,748 $3,613 $3,308 $3,146
State Farm $2,538 $3,186 $2,797 $2,797
USAA $1,930 $2,363 $3,436 $2,076

How does a DUI affect Maugansville, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Maugansville, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Maugansville, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
GEICO $4,191
Liberty Mutual $11,036
Nationwide $2,157
Progressive $3,308
State Farm $2,797
USAA $3,436

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Maugansville, MD car insurance rates?

Take a look at the data here to see how your Maugansville, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Maugansville, Maryland

Insurance Company Poor Fair Good
Allstate $5,239 $3,672 $3,263
GEICO $3,549 $2,943 $2,907
Liberty Mutual $11,157 $7,180 $5,057
Nationwide $2,911 $2,074 $1,880
Progressive $4,044 $3,028 $2,539
State Farm $4,138 $2,456 $1,894
USAA $3,265 $2,242 $1,847

How does your commute affect Maugansville, MD car insurance rates?

Maugansville, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Maugansville if you’re financing.

Annual Car Insurance Rates by Commute Length in Maugansville, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,002 $4,114
GEICO $3,082 $3,184
Liberty Mutual $7,588 $8,008
Nationwide $2,288 $2,288
Progressive $3,204 $3,204
State Farm $2,760 $2,899
USAA $2,376 $2,527

Who has the cheapest Maugansville, MD car insurance rates?

Here’s a breakdown of Maugansville, Maryland car insurance rates by company. You can see which company offers the cheapest Maugansville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Maugansville, Maryland

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Maugansville, MD car insurance companies?

Which Maugansville, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Maugansville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Maugansville, Maryland

Insurance Company Average Annual Rates
Allstate $4,058
GEICO $3,133
Liberty Mutual $7,798
Nationwide $2,288
Progressive $3,204
State Farm $2,829
USAA $2,451

What factors affect Maugansville, MD car insurance rates?

Why are Maugansville, Maryland car insurance rates different than rates in College Park or Gaithersburg? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Maugansville, MD?

More time spent behind the wheel can lead to higher Maugansville, Maryland car insurance rates. In Maugansville, MD, the average commute length is 20.7 minutes.

Car Insurance Quotes for Maugansville, MD

Shop for affordable Maugansville, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Maugansville, MD car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption