Cheap Quotes for Mattoon, WI Car Insurance (2021)

Mattoon, Wisconsin car insurance rates average $248 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Mattoon, WI companies, you can find cheap Mattoon car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Mattoon has an average commute time of 31.7 minutes
  • The cheapest car insurance company in Mattoon is American Family
  • Average car insurance rates in Mattoon, WI after a DUI are $3,288/year

How do the Mattoon, Wisconsin monthly average car insurance rates of $248/month compare to nearby cities like Green Bay car insurance rates, Waukesha car insurance rates, and Appleton car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Mattoon, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Mattoon, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Mattoon, Wisconsin companies to find the most affordable Mattoon car insurance rates.

Enter your ZIP code above to find cheap Mattoon, WI car insurance quotes today.

What are the minimum Mattoon, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Mattoon, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Mattoon, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Mattoon, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Mattoon, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Mattoon car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mattoon, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,266 $2,393 $2,086 $2,309 $7,157 $9,183 $2,309 $2,510
American Family $984 $1,032 $916 $928 $2,653 $2,936 $1,151 $1,227
Farmers $2,009 $2,010 $1,784 $1,884 $9,272 $9,603 $2,282 $2,400
GEICO $1,434 $1,572 $1,460 $1,656 $4,657 $5,023 $1,329 $1,380
Liberty Mutual $1,873 $2,048 $1,514 $1,723 $6,228 $6,993 $1,991 $2,162
Nationwide $3,456 $3,639 $2,862 $3,017 $7,066 $10,832 $4,205 $4,994
Progressive $1,776 $1,692 $1,456 $1,518 $6,706 $7,568 $2,128 $2,301
State Farm $1,343 $1,343 $1,183 $1,183 $3,658 $4,644 $1,511 $1,715
USAA $1,310 $1,307 $1,186 $1,206 $3,343 $3,879 $1,699 $1,863

How much do teen drivers pay for car insurance in Mattoon, WI?

Mattoon, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Mattoon car insurance rates from multiple Mattoon, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Mattoon, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,157 $9,183
American Family $2,653 $2,936
Farmers $9,272 $9,603
GEICO $4,657 $5,023
Liberty Mutual $6,228 $6,993
Nationwide $7,066 $10,832
Progressive $6,706 $7,568
State Farm $3,658 $4,644
USAA $3,343 $3,879

How much do senior drivers pay for car insurance in Mattoon, WI?

With a little research, seniors can find affordable car insurance in Mattoon, Wisconsin. Here’s a look at how the top Mattoon car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Mattoon, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,309
American Family $916 $928
Farmers $1,784 $1,884
GEICO $1,460 $1,656
Liberty Mutual $1,514 $1,723
Nationwide $2,862 $3,017
Progressive $1,456 $1,518
State Farm $1,183 $1,183
USAA $1,186 $1,206

How does coverage level affect Mattoon, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Mattoon, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Mattoon, Wisconsin

Insurance Company Low Medium High
Allstate $3,615 $3,767 $3,948
American Family $1,464 $1,491 $1,480
Farmers $3,628 $3,878 $4,212
GEICO $2,180 $2,312 $2,451
Liberty Mutual $2,818 $3,093 $3,288
Nationwide $4,859 $5,007 $5,161
Progressive $2,939 $3,169 $3,321
State Farm $1,968 $2,078 $2,172
USAA $1,905 $1,976 $2,042

How does your driving record affect Mattoon, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Mattoon, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Mattoon, Wisconsin companies.

Annual Mattoon, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,099 $4,241 $3,950 $3,816
American Family $1,415 $1,500 $1,500 $1,500
Farmers $3,408 $4,293 $4,063 $3,859
GEICO $1,618 $2,595 $2,922 $2,120
Liberty Mutual $2,346 $3,328 $3,459 $3,132
Nationwide $4,235 $4,899 $6,003 $4,899
Progressive $2,878 $3,485 $2,988 $3,221
State Farm $1,917 $2,228 $2,072 $2,072
USAA $1,547 $1,949 $2,637 $1,764

How does a DUI affect Mattoon, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Mattoon, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Mattoon, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,950
American Family $1,500
Farmers $4,063
GEICO $2,922
Liberty Mutual $3,459
Nationwide $6,003
Progressive $2,988
State Farm $2,072
USAA $2,637

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How does your credit history affect Mattoon, WI car insurance rates?

Take a look at the data here to see how your Mattoon, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Mattoon, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,961 $3,412 $2,957
American Family $1,979 $1,304 $1,152
Farmers $4,424 $3,728 $3,566
GEICO $3,040 $2,165 $1,737
Liberty Mutual $4,433 $2,666 $2,100
Nationwide $5,631 $4,698 $4,698
Progressive $3,578 $3,033 $2,818
State Farm $3,091 $1,775 $1,351
USAA $3,041 $1,602 $1,279

How does your commute affect Mattoon, WI car insurance rates?

Mattoon, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Mattoon if you’re financing.

Annual Car Insurance Rates by Commute Length in Mattoon, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,686 $3,867
American Family $1,454 $1,503
Farmers $3,906 $3,906
GEICO $2,263 $2,365
Liberty Mutual $3,067 $3,067
Nationwide $5,009 $5,009
Progressive $3,143 $3,143
State Farm $2,022 $2,123
USAA $1,949 $2,000

Who has the cheapest Mattoon, WI car insurance rates?

Here’s a breakdown of Mattoon, Wisconsin car insurance rates by company. You can see which company offers the cheapest Mattoon car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Mattoon, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Mattoon, WI car insurance companies?

Which Mattoon, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Mattoon companies to find the one for you.

Average Annual Car Insurance Rates by Company in Mattoon, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,777
American Family $1,478
Farmers $3,906
GEICO $2,314
Liberty Mutual $3,067
Nationwide $5,009
Progressive $3,143
State Farm $2,072
USAA $1,974

What factors affect Mattoon, WI car insurance rates?

Why are Mattoon, Wisconsin car insurance rates different than rates in Green Bay or Waukesha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Mattoon, WI?

More time spent behind the wheel can lead to higher Mattoon, Wisconsin car insurance rates. In Mattoon, WI, the average commute length is 31.7 minutes.

Car Insurance Quotes for Mattoon, WI

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